2023-09-29 10:28
The Small and Medium Enterprises [SME] sector is poised to be the key to unlocking India’s economic development, and rightfully so.
The Ministry of MSME’s annual report for 20… Read More
Blog Directory > Finance Blogs > Decentro Blog | Fintech for Everyone finance Blog >
2023-09-14 05:20
The hybrid work model has emerged as a powerful and lasting solution in today’s rapidly evolving work landscape. Companies across industries have realised the benefits of allowing empl… Read More
2023-09-06 11:40
While the fear of abandoned carts is personal, the fear of abandoned onboarding is very business-centric.
The world is inching towards the minimalist approach, but what about your o… Read More
2023-09-06 07:53
Working capital crunch hugely hinders the growth of online-first, asset-light businesses. This is primarily due to the fact that the existing financial instruments do not offer practical sol… Read More
2023-08-31 14:14
In the ever-evolving landscape of modern business, one thing remains constant: the importance of loyal customers. Customer loyalty programs have emerged as a pivotal tool for businesses look… Read More
2023-08-09 07:00
If this were 2021, Buy Now Pay Later [BNPL] would be touted as the new buzzword around the retail block, especially for the Indian market.
Picture this, an economy still grappling w… Read More
2023-08-03 11:39
What would you do with the big amounts of data that are lying in your production database & using up the storage & slowing down your queries?
Data archival will come to the rescue… Read More
2023-07-28 10:40
Knowledge is power. And in the banking and payments industry, knowledge is essential to operating the system securely and efficiently.
Your knowledge is the industry’s Know Yo… Read More
2023-07-26 07:11
Can you define your relationship with money?
Is wealth a traditional concept for you or a benchmark that you are looking to achieve?
As personal as this question can get, l… Read More
2023-07-07 12:56
The demographic of India is witnessing a shift towards a younger population with increasing wealth possession. However, today’s youth face a constant balancing act between two contrast… Read More
2023-07-06 08:40
Is it a borrower’s market?
Or is it a lender’s market?
If you wonder why these questions are imperative in our ecosystem, allow us to run you through a few facts and… Read More
2023-06-27 12:22
A company comprises its people, so the force behind building that core team must be brought to the forefront. Since the pandemic hit the world, there has been a paradigm shift in where and w… Read More
2023-06-16 13:01
An industry study shows that the GDP of global economies that will facilitate sharing data for financial services will gain 1-5 percent by 2030.
According to a report by PwC, around… Read More
2023-06-09 06:41
It was just another deployment cycle.
A housekeeping exercise.
A planned two-hour maintenance window turned into a six-hour nightmare as the update script took more time than exp… Read More
2023-05-12 15:14
Fractional Ownership is the new bandwagon that the real estate players are jumping onto.
In the world of trials, fractional ownership is what real estate as an industry offers for i… Read More
2023-05-03 08:45
Millions of startups and SMEs count on fintech solutions to automate time-intensive tasks in an economy that boasts of being a digital disruptor. However, a department knee-deep in operation… Read More
2023-04-14 13:36
600 Mn digitally active consumers.
The number that organizations and innovators alike are catering to in terms of opting for the digital-first method. This large market has seen its… Read More
2023-04-06 12:45
Test. Test. 1.2. 1.2
Nope! We are not talking about mic testing but essentially the mantra that every QA engineer and developer follows.
In the world of development and building… Read More
2023-03-27 06:11
QR codes, short for Quick Response codes, were first developed in Japan in 1994 by Denso Wave, a subsidiary of Toyota. Originally, QR codes were used to track parts in vehicle manufacturing… Read More
2023-03-22 10:27
The dizzying rate at which the payments landscape has been evolving makes it imperative to keep track of where we are now.
Global Digital Payments IndustryThe global digital payment indus… Read More
2023-03-15 09:19
Picture this.
If you could incorporate the best attributes of all the development tools to supercharge your offering, imagine its potential to unlock in such a scenario.
Th… Read More
2023-03-03 16:34
If convenience and speed are the needs of the hour, the ability to bundle them in addressing every need of your business seems like a fever dream. In modern software development, that ease i… Read More
2023-03-02 14:31
It’s a PDF world, and we are just living in it.
The ask for this PDF format is universal. And today, we bring you a breakdown of an effective way to convert an HTML Docum… Read More
2023-02-15 14:19
The Budget 2023 left the Fintech, enablers, and players begging for more screen time. On the one hand, the narrative of digitalization was still prominent with each measure introduced;… Read More
2023-02-09 08:13
In the last five years, the volume of digital payments in India has grown at an annual average rate of 50%. This considerable feat owes itself mainly to the Unified Payments Interface(UPI) d… Read More
2023-02-02 08:30
UNIFIED PAYMENTS INTERFACE.
These three simple words have single-handedly spearheaded India’s digital payments transformation journey.
Here are statistics that reinfo… Read More
2023-01-23 06:37
A recent survey that asked people to define financial freedom showed that it was about meeting life goals for most of them.
Life GoalsWhile 59 percent of respondents said financial… Read More
2023-01-19 13:11
Unit testing is a crucial part of the software development process. It allows developers to verify that individual units of code are working as expected.
In this blog post, we will… Read More
2023-01-05 12:47
India registered over 23 billion digital transactions worth INR 38.3 lakh crore in the third quarter of 2022-23.
The total online transactions include payments made by the Unified P… Read More
2022-12-28 11:57
2022.
The year of agile and adaptive banking. Hyper-automated banking solutions and scalable and resilient industry players have finally drawn their close.
As the year wrap… Read More
2022-12-28 09:26
If Shakespeare or any Rennaisance writer were to describe the buy now pay later scheme, what do you think would be their definition?
Thou art can’t pay now? No worries!
But… Read More
2022-12-20 11:11
Ahead of the curve.
That’s what we at Decentro have been known for. Being ahead of the curve in terms of API banking, since July 2020.
Developing solutions. Forging pa… Read More
2022-12-08 14:07
Trial and error.
The base of any tech-first startup looking to scale sits comfortably behind the iterations of each code deployment.
When you start a product journey, you b… Read More
2022-12-02 07:24
It’s the year of Exposure for the optimists and brain drain for the pessimists.
Confused?
Let’s let the numbers do the talking.
Over 2 lakh Indian students w… Read More
2022-11-28 12:13
The success of a business relies on sales and ROI. For an e-commerce business, it is essential to meet these metrics through high-quality products and an intuitive online shopping experience… Read More
2022-11-25 08:13
It’s beginning to look a lot like Splurge Season, doesn’t it?
It is that time of the year.
When the lights seem brighter on the streets, wallets seem lighter in the bag.&n&hell…Read More
2022-11-10 12:14
Introduction
In today’s day and age, “data” is like liquid gold. The advancements made while leveraging this data have particularly helped the Fintech industry mint mill… Read More
2022-11-03 12:02
The payments space has gone through the motions of evolution. To consider the plastification of cash revolutionary seems premature with UPI now leading the way in India.
As revolutionary… Read More
2022-11-03 12:02
The payments space has gone through many motions of evolution. To consider the plastification of cash revolutionary seems premature with UPI now leading the way in India.
While UPI catere… Read More
2022-10-27 07:03
Vendors, also known as suppliers, are the backbone of businesses across multiple sectors. Your network of vendors ensures that your business’ supply chain stays active, helping you bui… Read More
2022-10-14 12:07
“Data is the new oil”. We have all heard this adage but does it fit in the startup ecosystem? The statement might be true for large enterprises which have multiple verticals and… Read More
How Leadoff Leveraged Decentro To Enable Customers To Seamlessly Invest In India’s Private Companies
2022-10-11 13:17
Let’s go back to the history of private equity – as far back as the 1850s during the industrial revolution in the United States of America.
In the pre-history of investing in… Read More
2022-10-07 05:42
Escrow Accounts
With the world of financing witnessing an accelerated change from technology savvy to technology native, the need for security is at an all-time high. With embedded… Read More
2022-09-09 13:21
Scared of the regulations? Frustrated with missing API documentation? Don’t know whether you need to work with a bank or not?
Welcome to what most companies who wish to incorporate… Read More
2022-09-07 20:07
“Sure, we can offer you a loan for your vehicle, but before that, we need to check your creditworthiness, said the agent. But why? Do I look like a fraudster to you? Or maybe you think… Read More
2022-09-02 18:09
Fintech innovation has made investing accessible with a single click on your mobile device. Top investment apps in India make it easy for beginner investors to gain financial literacy while… Read More
2022-09-02 18:09
Fintech innovation has made investing accessible with a single click on your mobile device. Top investment apps in India make it easy for beginner investors to gain financial literacy while… Read More
2022-08-10 18:48
“A penny saved is a penny earned”, attributed to George Herbert (Published in Outlandish Proverbs, 1640)- the phrase stands true for everyone, be it an individual or an organ… Read More
2022-07-02 05:24
Circa 1800.
Lysander Spooner, the American political philosopher and abolitionist, actively protested forced labour and slavery. He propagated the benefits of small credit to entrepreneur… Read More
2022-06-20 07:09
Mimosa pudica, or the touch-me-not plant – That’s how our transactions are becoming.
Given our preferences for touchless menus and contactless transactions in the last two yea… Read More
2022-06-04 06:37
Harrison Ford is a lucky man.
Actor Harrison Ford recently lost his credit card at a beach resort near Sicily, Italy. A tourist found the card, saw the Hollywood star’s name… Read More
2022-05-26 08:54
Jack and Jill went up to a bar to catch up for fun and laughter.
Jack downed a few beers while Jill only sipped soda all evening. The bill came, and Jack suggested splitting the bil… Read More
2022-05-15 09:10
“Wherever you go, go with all your heart,” said Confucious.
“Wherever you go, go with TripMoney Global Credit Card,” thought Make My Trip.
MakeMyTrip’s fi… Read More
2022-04-11 09:40
If Shakespeare or any Rennaisance writer were to describe the buy now pay later scheme, what do you think would be their definition?
Thou art can’t pay now? No worries!
But… Read More
2022-03-01 08:26
A business goes through multiple intertwined loops of payment every single day. Ensuring this cycle runs uninterrupted and the tally matches at the end of the month are, as always, a core fu… Read More
2022-02-15 08:41
I have been a big user of Flask for a very long time.
For people unfamiliar with Flask, it is a microframework for web and API development in Python, which is exceptionally lightwei… Read More
2022-02-03 09:36
Fintech Explosion!
There isn’t another way to describe it. What was once imagined impossible is a cakewalk now- going cashless, QR code payments by just waving your phone, NFC… Read More
2022-01-31 09:34
Ever found yourself wondering about concurrent transactions? Transactions that operate on the same database record? What happens when the user tries to use his debit card on the merchant POS… Read More
2022-01-19 07:21
Shop till you drop!
Remember those days when this was our motto, especially the days when our bank accounts go ka-ching with salary or the festival season sale drops in style? Thank… Read More
2022-01-11 15:41
“The simplest solution is always the best” – William of Ockham
This quote embodies the essence of making beautiful designs for me; let this quote remain with you through… Read More
2022-01-06 07:16
Remember the time when you signed a document mentioning your EMI amount when you bought a car? Guess you missed it, considering tons of documents you signed.
How about the time you invest… Read More
2021-12-29 13:50
Food for thought: Do we realize the extent of penetration fintech has in our everyday lives?
How about when you pay later from Amazon after buying that resistance band? Or scan a QR code… Read More
2021-12-27 13:02
Have you ever integrated with an internal/external service? Ever wondered how the service is returning different kinds of errors & issues so quickly? Or about the process that is happeni… Read More
2021-12-22 08:44
A couple of months ago, Decentro launched India’s first Fintech Fellowship. The program saw thousands of entries where young, aspiring entrepreneurs put forward an acute pain point the… Read More
2021-12-21 06:40
What a roller-coaster of a year it has been!
There were some definite lows and some chirpy highs to balance it. When the tsunami of the 2nd wave hit all of us, the only thing constant was… Read More
2021-12-07 10:17
We are blessed to have such a diverse team of developers having different experiences at Decentro.
Our engineering team is a melting pot of ingenious ideas and talent. This is our first… Read More
2021-11-30 09:15
A visit to the nearby Kirana store, riding a taxi (after an eternity of cancellations & praying), booking movie tickets, shopping at your favorite outlets… the pre-pandemic era ha… Read More
2021-11-26 06:33
When we walk into a supermarket for the monthly grocery shopping (yep, adulting is no child’s play, pun intended!), does it ever occur that almost all the things sitting on the counter… Read More
2021-11-12 11:47
9507!
As of January 2021, the number of Non-banking financial companies(NBFCs) registered with the RBI was a staggering 9000+, according to Statista!
The majority of these belonged to… Read More
2021-11-12 11:47
9507!
As of January 2021, the number of Non-banking financial companies(NBFCs) registered with the RBI was a staggering 9000+, according to Statista!
Source: RBIThe majority of these… Read More
2021-11-05 06:18
“I got 50 Rupees of cashback in my PhonePe wallet’ – cried my niece after completing a transaction.”
“I am so pampered by the cashback from PayTm that I expe… Read More
2021-10-25 11:50
One-to-one messaging service. Simple Login with your phone number. Feature to share photos. Ability to share Location with loved ones. Voice messages, group chats, video-calling, and finally… Read More
2021-10-14 07:32
1980s: Banking via Branches
2000s: Banking via Internet
When we flip the pages of banking history, especially online banking, the two decades above have a significant place.
C… Read More
2021-10-08 08:24
Do you love Jazz?
You may say yes, while a tad confused on how Jazz and gig economy are intertwined. Let me tell you!
Let’s rewind time.
It’s the early 1900… Read More
2021-09-27 13:03
“Do you have insurance?”
While some of us may nod in agreement, the majority of the population in the country would say no!
According to the 75th round of the Nationa… Read More
2021-09-21 10:42
A thriving online marketplace. A buzzing retail chain. Or, an SME SaaS platform.
As a business owner, you must be dealing with countless customers, partners, vendors, or merchants d… Read More
2021-09-10 09:19
I’m not sure if this is how a blog should start- with a disclaimer right at the beginning. Here’s it- this blog could have a couple of hard pills to swallow for entrepreneurs &am&hell…Read More
2021-08-31 07:43
Can you imagine a bank that exists just virtually? Now, probably yes! But a couple of years ago? Hardly!
Most users had a bewildered expression as they came across a neobank(or chal… Read More
2021-08-14 05:48
The recent years have witnessed a steep decline in cash payments. Digital payments have taken over, and even more so with the onset of the pandemic. Alongside, there is yet another prep… Read More
2021-08-06 05:16
2000-3000 BC. Ancient Greece, Rome, Mesopotamia.
The roots of lending & loans in exchange for collateral took roots from these places thousands of years ago. Over the centuries… Read More
2021-08-03 07:41
Remember the time when you booked a train on Makemytrip and bought insurance for your trip? Travel is no longer something you remember, thanks to COVID? Got it!
How about the time you boo… Read More
2021-07-21 12:44
Are you a business owner?
Yes? Let’s start with a small quiz, shall we?
Have you spent restless hours related to payments for your buyers, sellers, suppliers, or partners?… Read More
2021-07-16 08:36
Healthcare in India is experiencing an overhaul. This has only been catalyzed further by the pandemic that has encouraged technology adoption to offer better facilities and services to both… Read More
2021-07-08 14:50
There was a time when building a product or launching a new service required business owners to invest heavily in development and associated resources.
With the entry of no-code &am&hell…Read More
2021-07-05 07:00
As a business owner, have you been worried about seeing low customer checkouts? Where some users are on the brink before they abandon the cart and bounce off your platform?
There mu… Read More
2021-06-28 11:52
February 19, 2008.
The country’s first-ever virtual credit card was launched when HFDC Bank and Reliance Communications joined hands. The card was then estimated to be used by… Read More
2021-06-17 08:50
Let’s rewind time.
A decade ago, would anyone believe if we said that they could order & buy just about anything under the sun by sitting in front of their computer or mob… Read More
2021-06-08 14:38
Has waiting for an invoice exhausted you as a customer? Have you been in endless waiting cycles where invoices are juggled from different departments before you get a payment?
As a… Read More
2021-06-02 12:51
Financial inclusion is the simple yet powerful concept of ensuring that every citizen across the country has the capability to access and avail basic financial services.
India has been st… Read More
2021-05-27 09:01
We’ve come a long way when it comes to transactions, isn’t it? Right from the barter system that reigned on exchanges to freshly forged coins in circulation, we’ve now reac… Read More
2021-05-21 13:36
Remember the time when the latest smartphone launched with jaw-dropping specifications & features? And, got everyone talking?
11 out of 10 of us would have made a willful decision to… Read More
2021-05-10 05:29
When I had applied to the MBA program at Indian School Business, my goal was to pivot to an industry and role that would be better suited to my skill set. After two years of working in the R… Read More
2021-05-04 06:06
Year 2008.
On a chilly December evening two entrepreneurs, Travis Kalanick and Garrett Camp, found themselves unable to find a cab while attending a prestigious tech conference. &ls&hell…Read More
2021-04-27 07:21
Today, we have amazing news to share with all of you.
We’re drawing the curtains apart and announcing the addition of a new API module to our product suite.
Co-brande… Read More
2021-04-22 15:17
It’s a moment of total happiness and pride today. Not just me, but for our entire team at Decentro.
As a company, we’re turning one today! Of course, our first product i… Read More
2021-04-12 07:21
Today, we have amazing news to share with all of you.
We’re drawing the curtains apart and announcing the addition of a new API module to our product suite.
Co-brande… Read More
2021-04-07 13:54
It goes without saying that majority of us must have dreamt of owning a car, especially after our bank accounts started the ‘ka-ching’ with salaries.
Maybe it could be a… Read More
2021-04-01 06:17
If LIC was a country, it would be the 5th largest in the world by population.Myinsuranceclub
Haven’t most of us crossed paths with LIC and their many insurance policies at least onc… Read More
2021-03-24 05:23
Scared of the regulations? Frustrated with missing API documentation? Don’t know whether you need to work with a bank or not?
Welcome to what most of the companies who wish to incor… Read More
2021-03-12 06:18
“Four in five youths in the US failed a financial literacy quiz.”FINRA Investor Education Foundation Reports
FINRA accumulated a report on American youth’s financial lit… Read More
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