2022-08-10 18:48
“A penny saved is a penny earned”, attributed to George Herbert (Published in Outlandish Proverbs, 1640)- the phrase stands true for everyone, be it an individual or an organ… Read More
Blog Directory > Finance Blogs > Decentro Blog | Fintech for Everyone finance Blog >
2022-07-02 05:24
Circa 1800.
Lysander Spooner, the American political philosopher and abolitionist, actively protested forced labour and slavery. He propagated the benefits of small credit to entrepreneur… Read More
2022-06-20 07:09
Mimosa pudica, or the touch-me-not plant – That’s how our transactions are becoming.
Given our preferences for touchless menus and contactless transactions in the last two yea… Read More
2022-06-04 06:37
Harrison Ford is a lucky man.
Actor Harrison Ford recently lost his credit card at a beach resort near Sicily, Italy. A tourist found the card, saw the Hollywood star’s name… Read More
2022-05-26 08:54
Jack and Jill went up to a bar to catch up for fun and laughter.
Jack downed a few beers while Jill only sipped soda all evening. The bill came, and Jack suggested splitting the bil… Read More
2022-05-15 09:10
“Wherever you go, go with all your heart,” said Confucious.
“Wherever you go, go with TripMoney Global Credit Card,” thought Make My Trip.
MakeMyTrip’s fi… Read More
2022-04-11 09:40
If Shakespeare or any Rennaisance writer were to describe the buy now pay later scheme, what do you think would be their definition?
Thou art can’t pay now? No worries!
But… Read More
2022-03-01 08:26
A business goes through multiple intertwined loops of payment every single day. Ensuring this cycle runs uninterrupted and the tally matches at the end of the month are, as always, a core fu… Read More
2022-02-15 08:41
I have been a big user of Flask for a very long time.
For people unfamiliar with Flask, it is a microframework for web and API development in Python, which is exceptionally lightwei… Read More
2022-02-03 09:36
Fintech Explosion!
There isn’t another way to describe it. What was once imagined impossible is a cakewalk now- going cashless, QR code payments by just waving your phone, NFC… Read More
2022-01-31 09:34
Ever found yourself wondering about concurrent transactions? Transactions that operate on the same database record? What happens when the user tries to use his debit card on the merchant POS… Read More
2022-01-19 07:21
Shop till you drop!
Remember those days when this was our motto, especially the days when our bank accounts go ka-ching with salary or the festival season sale drops in style? Thank… Read More
2022-01-11 15:41
“The simplest solution is always the best” – William of Ockham
This quote embodies the essence of making beautiful designs for me; let this quote remain with you through… Read More
2022-01-06 07:16
Remember the time when you signed a document mentioning your EMI amount when you bought a car? Guess you missed it, considering tons of documents you signed.
How about the time you invest… Read More
2021-12-29 13:50
Food for thought: Do we realize the extent of penetration fintech has in our everyday lives?
How about when you pay later from Amazon after buying that resistance band? Or scan a QR code… Read More
2021-12-27 13:02
Have you ever integrated with an internal/external service? Ever wondered how the service is returning different kinds of errors & issues so quickly? Or about the process that is happeni… Read More
2021-12-22 08:44
A couple of months ago, Decentro launched India’s first Fintech Fellowship. The program saw thousands of entries where young, aspiring entrepreneurs put forward an acute pain point the… Read More
2021-12-21 06:40
What a roller-coaster of a year it has been!
There were some definite lows and some chirpy highs to balance it. When the tsunami of the 2nd wave hit all of us, the only thing constant was… Read More
2021-12-07 10:17
We are blessed to have such a diverse team of developers having different experiences at Decentro.
Our engineering team is a melting pot of ingenious ideas and talent. This is our first… Read More
2021-11-30 09:15
A visit to the nearby Kirana store, riding a taxi (after an eternity of cancellations & praying), booking movie tickets, shopping at your favorite outlets… the pre-pandemic era ha… Read More
2021-11-26 06:33
When we walk into a supermarket for the monthly grocery shopping (yep, adulting is no child’s play, pun intended!), does it ever occur that almost all the things sitting on the counter… Read More
2021-11-12 11:47
9507!
As of January 2021, the number of Non-banking financial companies(NBFCs) registered with the RBI was a staggering 9000+, according to Statista!
The majority of these belonged to… Read More
2021-11-12 11:47
9507!
As of January 2021, the number of Non-banking financial companies(NBFCs) registered with the RBI was a staggering 9000+, according to Statista!
Source: RBIThe majority of these… Read More
2021-11-05 06:18
“I got 50 Rupees of cashback in my PhonePe wallet’ – cried my niece after completing a transaction.”
“I am so pampered by the cashback from PayTm that I expe… Read More
2021-10-25 11:50
One-to-one messaging service. Simple Login with your phone number. Feature to share photos. Ability to share Location with loved ones. Voice messages, group chats, video-calling, and finally… Read More
2021-10-14 07:32
1980s: Banking via Branches
2000s: Banking via Internet
When we flip the pages of banking history, especially online banking, the two decades above have a significant place.
C… Read More
2021-10-08 08:24
Do you love Jazz?
You may say yes, while a tad confused on how Jazz and gig economy are intertwined. Let me tell you!
Let’s rewind time.
It’s the early 1900… Read More
2021-09-27 13:03
“Do you have insurance?”
While some of us may nod in agreement, the majority of the population in the country would say no!
According to the 75th round of the Nationa… Read More
2021-09-21 10:42
A thriving online marketplace. A buzzing retail chain. Or, an SME SaaS platform.
As a business owner, you must be dealing with countless customers, partners, vendors, or merchants d… Read More
2021-09-10 09:19
I’m not sure if this is how a blog should start- with a disclaimer right at the beginning. Here’s it- this blog could have a couple of hard pills to swallow for entrepreneurs &am&hell…Read More
2021-08-31 07:43
Can you imagine a bank that exists just virtually? Now, probably yes! But a couple of years ago? Hardly!
Most users had a bewildered expression as they came across a neobank(or chal… Read More
2021-08-14 05:48
The recent years have witnessed a steep decline in cash payments. Digital payments have taken over, and even more so with the onset of the pandemic. Alongside, there is yet another prep… Read More
2021-08-06 05:16
2000-3000 BC. Ancient Greece, Rome, Mesopotamia.
The roots of lending & loans in exchange for collateral took roots from these places thousands of years ago. Over the centuries… Read More
2021-08-03 07:41
Remember the time when you booked a train on Makemytrip and bought insurance for your trip? Travel is no longer something you remember, thanks to COVID? Got it!
How about the time you boo… Read More
2021-07-21 12:44
Are you a business owner?
Yes? Let’s start with a small quiz, shall we?
Have you spent restless hours related to payments for your buyers, sellers, suppliers, or partners?… Read More
2021-07-16 08:36
Healthcare in India is experiencing an overhaul. This has only been catalyzed further by the pandemic that has encouraged technology adoption to offer better facilities and services to both… Read More
2021-07-08 14:50
There was a time when building a product or launching a new service required business owners to invest heavily in development and associated resources.
With the entry of no-code &am&hell…Read More
2021-07-05 07:00
As a business owner, have you been worried about seeing low customer checkouts? Where some users are on the brink before they abandon the cart and bounce off your platform?
There mu… Read More
2021-06-28 11:52
February 19, 2008.
The country’s first-ever virtual credit card was launched when HFDC Bank and Reliance Communications joined hands. The card was then estimated to be used by… Read More
2021-06-17 08:50
Let’s rewind time.
A decade ago, would anyone believe if we said that they could order & buy just about anything under the sun by sitting in front of their computer or mob… Read More
2021-06-08 14:38
Has waiting for an invoice exhausted you as a customer? Have you been in endless waiting cycles where invoices are juggled from different departments before you get a payment?
As a… Read More
2021-06-02 12:51
Financial inclusion is the simple yet powerful concept of ensuring that every citizen across the country has the capability to access and avail basic financial services.
India has been st… Read More
2021-05-27 09:01
We’ve come a long way when it comes to transactions, isn’t it? Right from the barter system that reigned on exchanges to freshly forged coins in circulation, we’ve now reac… Read More
2021-05-21 13:36
Remember the time when the latest smartphone launched with jaw-dropping specifications & features? And, got everyone talking?
11 out of 10 of us would have made a willful decision to… Read More
2021-05-10 05:29
When I had applied to the MBA program at Indian School Business, my goal was to pivot to an industry and role that would be better suited to my skill set. After two years of working in the R… Read More
2021-05-04 06:06
Year 2008.
On a chilly December evening two entrepreneurs, Travis Kalanick and Garrett Camp, found themselves unable to find a cab while attending a prestigious tech conference. &ls&hell…Read More
2021-04-27 07:21
Today, we have amazing news to share with all of you.
We’re drawing the curtains apart and announcing the addition of a new API module to our product suite.
Co-brande… Read More
2021-04-22 15:17
It’s a moment of total happiness and pride today. Not just me, but for our entire team at Decentro.
As a company, we’re turning one today! Of course, our first product i… Read More
2021-04-12 07:21
Today, we have amazing news to share with all of you.
We’re drawing the curtains apart and announcing the addition of a new API module to our product suite.
Co-brande… Read More
2021-04-07 13:54
It goes without saying that majority of us must have dreamt of owning a car, especially after our bank accounts started the ‘ka-ching’ with salaries.
Maybe it could be a… Read More
2021-04-01 06:17
If LIC was a country, it would be the 5th largest in the world by population.Myinsuranceclub
Haven’t most of us crossed paths with LIC and their many insurance policies at least onc… Read More
2021-03-24 05:23
Scared of the regulations? Frustrated with missing API documentation? Don’t know whether you need to work with a bank or not?
Welcome to what most of the companies who wish to incor… Read More
2021-03-12 06:18
“Four in five youths in the US failed a financial literacy quiz.”FINRA Investor Education Foundation Reports
FINRA accumulated a report on American youth’s financial lit… Read More
2021-02-19 09:26
Time for a flashback. The screen cuts to black & white.
Well, don’t go so far back; this is still in the millennium. Remember the time when you went out with friends and t… Read More
2021-02-04 10:35
The drive through an uber-cool highway is an experience which all those who love driving must not miss at any cost.
But, the sight at a toll plaza is quite daunting. A long queue of… Read More
2021-01-12 14:00
Making payments online with just a click of a button.
Transferring funds from one bank to another.
Managing your finances like a pro using budgeting apps.
How things have changed… Read More
2021-01-05 14:00
It’s month-end, and credit card bills are smiling at us, gleefully.
Time to track the expenditure, get a mini heart-attack, and then take a vow to do better next month.
And, the… Read More
2020-12-24 14:00
Only a couple of days remain until the end of the year 2020.
The left-a-bad-taste-in-the-mouth year. The “I-had-so-much-planned-but-couldn’t-completely-cross- off-my-buck… Read More
2020-12-08 14:00
Should I? Is it really necessary?
The only two times I ask this question is when: 1. I have to say no to a devilishly delicious chocolate cake(I know, right!) 2. A visit to a bank… Read More
2020-11-02 14:00
Onwards and upwards!
P.S. If you wish to be a part of this revolution, we’re hiring! Please apply on AngelList to find your next challenge.
More Reading
Building… Read More
2020-10-13 14:00
“A Symbiotic Community For Businesses”
An online platform for companies to find leads & make purchases from verified businesses, Zoozle helps a business to gather leads fr… Read More
2020-10-13 14:00
Onwards and upwards!
P.S. If you wish to be a part of this revolution, we’re hiring! Please apply on AngelList to find your next challenge.
More Reading
Building… Read More
2020-10-08 14:00
There are great startup ideas lying around unexploited right under our noses. One reason we don’t see them is a phenomenon I call schlep blindness. – Paul Graham
Image Credits… Read More
2020-09-14 14:00
I come from a traditional middle-class family & was averse to the idea of lending for a long time. Like a typical millennial, the younger me did not like the idea of owing something to s… Read More
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