2023-02-13 14:49
To assist first time buyers in York, we have outlined the 10 steps involved in the mortgage process. This comprehensive guide is designed to provide you with the necessary information and pr… Read More
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Yorkmoneyman are a local Mortgage Broker in York & Surrounding Areas, offering a 5-Star Mortgage Advice service.
Our experienced Mortgage Advisors can search through 1000's of Mortgage Deals to find the most suitable and personalised Mortgage for you.
Get in touch by calling us on 01904 405975.
2022-09-29 10:26
A remortgage is where you take out a new mortgage to pay off and replace your existing mortgage. There are plenty of reasons to do so. Remortgaging will not always be the right decision for… Read More
2022-07-07 13:36
The post reviews appeared first on Yorkmoneyman Read More
2022-06-27 12:31
If you are a First Time Buyer in York taking that first step onto the property ladder or Home Mover in York looking for a change in location but are unsure on where to live in York, we are h… Read More
2022-06-22 14:30
The coronavirus pandemic meant restricted guidelines with one being people must work from home. Fast forward to today, this event in time has created a new wave of workplaces offering either… Read More
2022-06-22 09:36
Is now a good time to remortgage in York? Many people decide to stay in their current property instead of moving home. This is when they will look at Remortgaging in York to proceed with the… Read More
2022-05-16 12:40
Newly Qualified Teacher Mortgage Advice in York Congratulations, you have now passed all of the necessary exams and now class yourself as a Newly Qualified Teacher. Now it’s time… Read More
2022-05-10 09:39
When lenders are requesting your bank statements, they will be looking into various things. By assessing these bank statements, the lender can get an idea of the type of person you are and h… Read More
2022-05-09 14:09
Specialist Mortgage Advice in York Removing a name from a mortgage When it comes to removing a name from a mortgage, it isn’t as straightforward as it sounds. Many look at this option… Read More
2022-04-25 13:50
First Time Buyer Mortgage Advice in York If you have been saving up for a property and are ready to finally put a deposit down on a potential new home, it is now time for you to get prepared… Read More
2022-04-14 09:43
The best areas to live in York Are you a First Time Buyer in York on the lookout for your colourful, dream home? Have you yet to decide on the perfect location in York? There are many wonder… Read More
2022-03-30 09:40
During your mortgage process, you will need to provide evidentially documentation to prove that you can afford your mortgage repayments. The documents that you’ll be asked to provide… Read More
2022-03-28 10:43
What is a Lifetime ISA? Back in 2017, the government introduced the Lifetime ISA Scheme. A Lifetime ISA can help you build up savings for your first property or save for later in life. In th… Read More
2022-03-14 04:13
First Time Buyers in York like yourself may find the process of stepping into the mortgage world a bit daunting. If you have zero experience or knowledge of what to do, we put together this… Read More
2022-03-09 11:21
Help to Buy Mortgage Advice in York It’s great news for any military personnel! This is because according to Army Families Federation Defence Secretary, Ben Wallace, the current A… Read More
2022-02-22 15:39
First Time Buyers in York who are looking to put their foot onto the property ladder, or finding themselves once again at the end of their fix term, might find the process a little daunting… Read More
2022-01-19 11:36
Buying a Property with Others in York Here at Yorkmoneyman, we understand that getting onto the property ladder for the first time can be a daunting process for many, in particular, when you… Read More
2021-10-04 15:17
Cashback Mortgage Advice in York There are lots of different types of mortgages, and some of them will be more suited to you than others. This is because each of them are different and can b… Read More
2021-09-14 15:08
You may find that there are a lot of different circumstances wherein you are eligible for a second mortgage, as well as certain situations where a second person may be required to have more… Read More
2021-09-02 12:30
The Different Types of Mortgage Whether you are looking to buy a home as a first-time buyer in York, are moving home in York, or are ready to remortgage in York, you’ll quick… Read More
2021-09-02 10:00
Open & Honest Remortgage Advice in York What is a Product Transfer? When the mortgage deal that you are on initially finally reaches the point of confusion, your mortgage lender may wish… Read More
2021-08-13 15:42
Life Insurance is a vague term as there are numerous different types of Life Insurance. We put together this mortgage protection guide to explain what it is and why we always recommend any h… Read More
2021-06-29 09:51
First Time Buyer Mortgage Advice in York Is renting a “wasted money?” Such a controversial topic; some say renting your home is a waste of money and they have saved up for a hous… Read More
2021-05-25 08:47
Remortgage Advice in York Although the mortgage journey can sometimes seem quite stressful, in the long run, it can be extremely rewarding. You’ll go down one of two paths on your mort… Read More
2021-04-06 10:39
A 95% mortgage is as simple as the name would suggest; you are borrowing against 95% of the price of a property, and then you are covering the remaining 5% with your… Read More
2021-02-08 10:30
Mortgage Advice in York for First-Time Buyers Nowadays, First-Time Buyers in York are becoming more attentive to their credit score than they used to be. The public seems to be more con… Read More
2021-01-25 10:34
Mortgage Advice York What happens to your Mortgage when you are going through a divorce or separation? Divorce or separation from a partner is always a daunting experience. However, if you a… Read More
2021-01-18 02:48
Regardless of whether you are a potential First Time Buyer in York actively seeking out your first home or a Home Mover with your house on the property market, you may have noticed that some… Read More
2021-01-11 11:05
The property market remains open for business and so are we here at UK Moneyman. We are not able to offer client meetings in person but we are able to give advice either over the phone or by… Read More
2021-01-11 11:05
Rishi Sunak’s second Budget as Chancellor brought two pieces of welcome news for the property sector as the Government attempts to transform “Generation Rent” into “G… Read More
2020-12-30 10:37
Your income, expenditure and the lenders’ affordability calculations determine the amount you can borrow for a mortgage. Over the years, the amount that Banks have been prepared to len… Read More
2020-12-22 13:17
Have a safe Christmas We want to hope this year ends on a positive note and continues into a safe and prosperous New Year for everyone from me and my team here at Birminghammoneyman and we h… Read More
2020-12-07 16:11
Providing Mortgage Advice in York for over 20 years Whether you are new to this game or have played it before, we still highly recommend that you get Mortgage Advice in York. We include… Read More
2020-11-02 11:00
When it comes to Gifted Deposits, we often find that we are asked lots of questions. Below we will answer these questions in the simplest way we can, so you’re more up to speed when it… Read More
2020-09-11 09:13
How to make an offer on a property? The first thing First Time Buyers in York need to remember when making an offer on a property is to remember that there are other potential buyers. Theref… Read More
2020-08-25 14:48
First Time Buyer Mortgage Advice in York It can sometimes be difficult to get the ball rolling with your mortgage application, especially if you are a First Time Buyer. There are lots of dif… Read More
2020-08-20 13:24
There’s no doubt that buying a home can be an expensive business. It gets even more costly when you are buying and selling at the same time. In this article, we broke down for you some… Read More
2020-08-10 10:41
Failing a Credit Score for a Mortgage in York For First Time Buyers in York applicants passing a credit score for a mortgage can be quite hard for some applicants. Some Mortgage Lenders cred… Read More
2020-07-20 10:48
The Government has recently introduced a Stamp Duty Holiday announcement ending in March 2021 with hopes to get the Property Market back to normal after the recent Covid-19 lockdown. The Ban… Read More
2020-07-01 12:58
Research from Dataloft has uncovered a list of top reasons as to why people may choose to move home in York. Bigger space The main reason that people had stated in their answers was that the… Read More
2020-06-22 09:04
Most of the high street mortgages that are offered are portable. If you don’t know what a portable mortgage is then it simply means that you’re able to move the mortgage from one… Read More
2020-05-15 12:54
According to a survey, 56% of homeowners with a mortgage never get around to overpaying. This is an interesting finding because most mortgage applicants have every intention of overpaying wh… Read More
2020-05-15 12:40
Lenders and Bank Statements When lenders ask for your bank statements you can expect them to look for a variety of things. However, their one overriding objective is to assess whether you ar… Read More
2020-05-15 12:28
2007, a year in which one of the most critical economic situations had occurred, affecting many financial institutions and changing the way most High street banks lend – the credit cru… Read More
2020-05-15 11:58
Mortgage Protection Insurance is a term used to encompass various types of cover designed to protect borrowers from events which could severely impact their ability to maintain mortgage paym… Read More
2020-05-15 11:32
Generally, most people need to sell their current property in order to continue the Moving Home process. This is so that they can use the equity (the amount at which you sell for minus your… Read More
2020-05-15 11:23
When it comes to the time of applying for a mortgage, a big factor is the credit score. If your score is high, then you have a better chance of being successful with your application. Althou… Read More
2020-05-15 11:16
A recent survey carried out by the Mortgage Brokers in Nottingham Building Society had surfaced results showing that a rise has appeared when it comes to Mortgage applications being turned d… Read More
2020-05-15 11:09
In terms of mortgage products, the days of 100% and 125% have been and gone but now that the credit crunch is now far behind us Lenders are now started to be more confident with offering big… Read More
2020-05-15 11:03
The general rule is that the longer you fix your mortgage for, the higher the interest rate is. Therefore, if you are looking for the lowest rate possible, then you should look for short ter… Read More
2020-05-15 10:56
Whilst the days of 100% mortgages are behind us for now it can be possible in certain circumstances to buy a property without investing any of your own cash. Buying from a property under a R… Read More
2020-04-29 12:36
Remortgaging your home
The outbreak of COVID-19 has led to people now having to work from home and are seeing the many benefits it adds to an everyday lifestyle.
Certain benefits c… Read More
2020-04-28 15:06
Sometimes remortgaging can be a stressful situation but it does not have to be. The current situation of COVID-19 has led to the majority of people realising that their home may not suit… Read More
2020-04-17 14:48
For the process of buying a home, you will have no need to go to an Estate Agency Advisor. The Agent themselves may put forward the words implying that you will lose the property if you… Read More
2020-04-06 15:39
If the Mortgage deal that you’re currently under is coming to an end or you feel that you need to borrow some extra money, then it could be the right time for you to remortgage. A… Read More
2020-03-31 12:15
Mortgage Market | Mortgage advice in York
In the past week the mortgage market has been heaviy affected by the ongoings of the coronavirus. We here at Yorkmoneyman hope to inform all… Read More
2020-03-24 12:28
Mortgage Payment Holidays | Mortgage Broker in York
In light of recent
events, Mortgage Payments have become increasingly difficult for some to keep
up with due to the instability of… Read More
2020-02-13 13:49
Deposit Amounts | Mortgage Advice in York
In terms of mortgage products, the days of 100% and 125% have been and gone but now that the credit crunch is now far behind us Lenders are… Read More
2020-01-30 15:13
Right To Buy Mortgage | Mortgage Advice in York
Mortgage Advisor in York | Right to Buy Explained
Applying for a Right to Buy Mortgage
If you have been residing in a council pro… Read More
2020-01-30 12:55
Mortgage Advisor in York | Preparing for a mortgage if you’re Self-Employed
Over the duration of the past 25 years, a lot more people have become self-employed. This isn’… Read More
2020-01-29 11:04
Mortgage Application statistics | Mortgage Broker in York
Mortgage research | Mortgage Advice in York
Recent research
has uncovered that 33% of proposed mortgage applications are n… Read More
2020-01-16 10:39
Mortgage Advice in York | Mortgage Broker vs Direct
You decide: Mortgage Broker or Direct?
You
have the decision to go to a Lender if you decide to go it alone when getting… Read More
2020-01-03 12:16
Debt Consolidation Remortgage | Mortgage Advice in York
Unsecured credit and consolidation are not things to be taken
lightly. It is advised that you liaise with a Mortgage Advisor an… Read More
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