If you are a homeowner who has a Mortgage, it’s likely that you’ve been told about refinancing through the media and friends. This experience has probably cemented some arguments why refinancing your home loan is not a good idea. Without a doubt, refinancing is not the right thing to do for all homeowners.  For this reason, you need to reach a smart decision to see if it is the best thing for you to do by dispelling some myths. Defining a Mortgage Refinance In terms of real estate, refinancing is the process of paying off a mortgage replacing it with a new mortgage. The most popular home loan type is [...]

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