2024-02-21 12:31
As a mortgage broker in Nottingham, we are dedicated to providing support and guidance throughout your mortgage journey. We strive to make this experience as seamless and stress-free as poss… Read More
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Nottinghammoneyman are a local Mortgage Broker in Nottingham & Surrounding Areas, offering a 5-Star Mortgage Advice service. Our experienced Mortgage Advisors can search through 1000's of Mortgage Deals to find the most suitable and personalised Mortgage for you. Get in touch by calling us on 0115 8602193 or send us a message at https://www.nottinghammoneyman.com/contact-me/.
2024-02-15 14:06
Introduced following the credit crunch, as part of the government’s Help to Buy initiative, Shared Ownership has become a popular scheme to guide applicants towards homeownership.Aimed… Read More
2024-02-15 13:19
Gathering enough funds for a deposit can often be one of the most difficult parts of homeownership, especially for first time buyers in Nottingham.Over the past two decades, house prices hav… Read More
2024-02-08 10:03
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
Buy to let mortgages have become popular investment option for individuals looking to g… Read More
2024-02-08 09:30
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.If your circumstances align and your mortgage provider is in agreement, it’s definite… Read More
2024-02-07 16:41
Securing an agreement in principle, also referred to as a mortgage in principle or decision in principle, marks an important step towards obtaining a mortgage. This preliminary approval de… Read More
2024-02-07 16:39
Looking to purchase a property in Nottingham?
Recent data indicates a significant rise in property prices, outpacing the growth in wages. To tackle this affordability challenge, many indi… Read More
2024-02-07 16:34
Credit report Mortgage Advice in Nottingham
Before embarking on your mortgage journey, it’s essential to obtain an up-to-date version of your credit report. As your trusted mortgage… Read More
2024-02-07 15:32
This is a question that is continually asked by homeowners and prospective first time buyers in Nottingham alike. The answer will entirely depend on how the market is performing at any parti… Read More
2024-02-07 14:27
Owning your first home in Nottingham is an exciting and thrilling journey, however, it can also be slightly daunting. In order to smoothly navigate through the home acquisition and mortgage… Read More
2024-01-30 14:26
What is an IVA?
An Individual Voluntary Agreement (IVA) functions as a legally binding arrangement between an individual in debt and the creditor to whom the debt is owed.The primary goal… Read More
2024-01-30 13:55
Please note that the information contained in this article is for general guidance purposes only and should not be considered as legal, financial, or tax advice.All information regarding Sta… Read More
2024-01-30 13:17
Lenders thoroughly examine multiple facets within your bank statements, aiming to determine if you align with the profile of a reliable borrower.Their primary focus is on finding applicants… Read More
2024-01-30 12:50
Student Mortgage Advice in Nottingham
University offers the opportunity to experience some of the finest aspects of adult life, such as freedom and independence.However, the cost of unive… Read More
2024-01-30 11:32
When considering the purchase of a home, you typically have two options: buy it outright with cash or opt for a mortgage and repay it over a fixed term.While both approaches incur costs, buy… Read More
2024-01-24 16:14
Timing precision is of utmost importance when considering a remortgage in Nottingham before your fixed-rate mortgage deal concludes. We recommend initiating this process approximately six mo… Read More
2024-01-22 16:36
The end of the interest-only period can leave homeowners uncertain. As this period ends, the lender expects repayment in a lump sum, something which can be a challenging prospect if the fund… Read More
2024-01-18 15:30
Remortgage Advice in Nottingham
Investing in a property represents a significant financial commitment and is likely to stand as the most substantial investment in your lifetime. Whether y… Read More
2023-11-29 15:25
Navigating the complexities of remortgaging in Nottingham is a process that requires a nuanced understanding of diverse options tailored to specific financial needs.To ensure well-informed d… Read More
2023-11-27 15:43
Should I Overpay My Mortgage? | MoneymanTVAdvantages of Overpaying Your Mortgage
Overpaying your mortgage can bring several advantages that are worth considering. One of the biggest ben… Read More
2023-11-02 16:57
A mortgage broker in Nottingham will arrange and negotiate on a customers behalf, but what else does a mortgage broker in Nottingham do?
The post What Does a Mortgage Broker in Nottingham Do… Read More
2023-10-19 12:59
Remortgaging in Nottingham, although it may initially seem complex, is an important financial decision for homeowners. Essentially, this process involves either transferring your existing mo… Read More
2023-09-25 09:41
Once your mortgage advisor in Nottingham manages to find the perfect mortgage product for your individual circumstances, they will get back to you and provide details on their recommendation… Read More
2023-09-06 13:53
For many individuals, whether they are first time buyers in Nottingham or homeowners looking to move home in Nottingham, the credit scoring system employed by mortgage lenders can sometimes… Read More
2023-08-24 15:22
When contemplating a mortgage in Nottingham, you might come across terms like “mortgage in principle,” also referred to as an “agreement in principle” or a “dec… Read More
2023-07-24 15:15
Specialist Remortgage Advice in Nottingham When you start to approach the end of your mortgage term, you will have a range of choices to consider. The most popular option would be to remortg… Read More
2023-07-20 15:45
A look at how a lifetime mortgage in Nottingham works & the difference between a lifetime mortgage & equity release in Nottingham.
The post How Does a Lifetime Mortgage in Nottingham… Read More
2023-07-03 12:21
Are you seeking mortgage advice in Nottingham online? We recognise the common inquiries and uncertainties that arise when beginning your journey towards homeownership. Within this article, w… Read More
2022-12-28 12:44
Buy to let provides an opportunity for people to gain extra income by gaining a profit from owning more than one property. Buy to lets are seen as investment properties that can come in many… Read More
2022-10-10 14:38
The Financial Conduct Authority does not regulate some types of commercial or buy to let mortgages in Nottingham. In the mortgage world, there are lots of different routes that a property pu… Read More
2022-09-29 10:18
There are many different reasons as to why a homeowner may look to take out a remortgage in Nottingham. You can find lots of information about this on both our website and across the interne… Read More
2022-09-05 13:28
Cost of living and increased house prices are the two main factors as to why it can be difficult to save for a mortgage. We know that you can’t suddenly decide to buy a home, you have… Read More
2022-08-30 12:27
Remortgage Advice in Nottingham If you are closing towards the end of your fixed term, you are probably thinking about your remortgage. Most homeowners will start their remortgage process th… Read More
2022-07-06 15:44
The post reviews appeared first on Nottinghammoneyman Read More
2022-06-27 15:40
Planning your pension: Offset Mortgages.
The post Buy to Let / Offset Mortgages appeared first on Nottinghammoneyman Read More
2022-06-26 09:37
Specialist Mortgage Advice Nottingham Removing a name from a mortgage Removing a name from a mortgage is not as easy as it sounds. Common circumstances for this include break-up, marital or… Read More
2022-06-17 14:40
Making an Offer on a House in Nottingham If you are a First Time Buyer in Nottingham, and just found the right property for you, you’ll be needing to negotiate the asking price and put… Read More
2021-11-15 13:10
A Brief Summary of an Agreement in Principle In order for customers to qualify for a mortgage, they will need to obtain an Agreement in Principle from the mortgage lender. The point of this… Read More
2021-11-15 13:10
A Brief Summary of an Agreement in Principle In order for customers to qualify for a mortgage, they will need to obtain an Agreement in Principle from the mortgage lender. The point of this… Read More
2021-09-15 09:30
First Time Buyer Mortgage Advice in Nottingham There are a lot of different things that potential home buyers in Nottingham must take into consideration, whether their journey will be as a f… Read More
2021-09-06 15:00
Specialist Mortgage Advice in Nottingham When it comes to looking at applying for a mortgage, we find that it is common for most applicants in relationships to look at making a joint mortgag… Read More
2021-08-24 10:08
It’s already that time of year again, the end of the summer holidays and the kids are going back to school. For those who want to resume to normal working life, this may be a huge reli… Read More
2021-08-23 10:59
Specialist Mortgage Advice in Nottingham Sometimes, many first time buyers in Nottingham and home movers will struggle to get their mortgage journey started. Whether this is down to your dep… Read More
2021-08-12 09:55
So, you’ve got a 5% deposit and are in the position to start making property offers, however, as you progress further through the process, you are finding that you may need a bigger de… Read More
2021-08-03 12:00
First Time Buyer Mortgage Advice in Nottingham Putting down a deposit in Nottingham The amount of deposit you will be required to have in order to purchase a property is something that will… Read More
2021-08-02 13:49
There’s an expectation amongst home movers that the moving home process is going to be stressful and hard to get through. This shouldn’t be the case as it’s quite the oppos… Read More
2021-07-22 10:02
Second Mortgage Advice in Nottingham There are many reasons why someone may want a second or even third mortgage. For example, another mortgage could be used to expand your property portfoli… Read More
2021-07-08 13:28
Specialist Mortgage Advice in Nottingham When we face a client with a complex mortgage situation, we continuously try our best to get by it, aiming to secure our client a tailored mortgage d… Read More
2021-07-08 11:45
First time buyer mortgage advice in Nottingham We often find that first time buyers in Nottingham like yourself can sometimes see the entire homebuyer experience stressful. It doesn’t… Read More
2021-05-12 09:53
The best areas to live in Nottingham When you are a First Time Buyer in Nottingham and have no idea where you want to live, the process can become very stressful and it can be hard to get th… Read More
2021-04-27 09:45
Credit Score Mortgage Advice in Nottingham What is a credit score? A credit score is a number that ranges between 300-800 that represents a person’s creditworthiness. Your credit score… Read More
2021-04-20 09:41
To get First Time Buyers in Nottingham prepared for their upcoming mortgage journey, we compiled a 10 step guide on what gets involved during the mortgage process. The 10 steps to the… Read More
2021-04-16 12:32
First Time Buyer Mortgage Advice in Nottingham So you’ve been living with your parents your whole life and you now think that it’s time to move on and move out. It may sound like… Read More
2021-03-18 15:06
95% mortgages are exactly what you might imagine, where you are borrowing against 95% of the property price, and then the remaining 5% is paid with your deposit.&nbs&hell…Read More
2021-03-15 12:00
A county court judgment (CCJ) is a court order in the UK that might get registered against you should you fail to repay the money that you owe. CCJ’s can negatively affect your ability… Read More
2021-03-08 14:31
As we found out after the 3rd March 2021 Budget, the property market has quite the buzz about it with plenty of positive news floating around. We also found out how the British economy is go… Read More
2021-03-05 13:49
Remortgage Broker in Nottingham The mortgage journey has its fair share of both ups and downs, but at the end of it all, you will end up with one of the following: either a potential future… Read More
2021-02-22 12:38
Mortgage review advice in Nottingham A mortgage will be one of the biggest financial commitments of your life and that’s why it’s always important to check-up on it. When we say… Read More
2021-01-21 11:34
Mortgage Advice in Nottingham for Military Personnel This helpful scheme was first introduced in 2014, not long after the success of the Help to Buy Equity Loan scheme. Before deciding wheth… Read More
2021-01-08 09:38
Rishi Sunak’s second Budget as Chancellor brought two pieces of welcome news for the property sector as the Government attempts to transform “Generation Rent” into “G… Read More
2021-01-07 17:13
From Tuesday 5th January, it was confirmed that you’ll still be able to buy or sell a home during the January 2021 lockdown, as well as move home if you need to. During the recent Gove… Read More
2021-01-06 16:22
Failing a Credit score For a Mortgage Completing a credit score for a mortgage is not a difficult task, however, sometimes the applicants are unable to meet the lenders criteria. This is due… Read More
2021-01-06 16:22
Credit Score Mortgage Advice in Nottingham Failing a credit score for a mortgage Completing a credit score for a mortgage is not a difficult task, however, sometimes the applicants are unabl… Read More
2021-01-04 15:38
Providing Mortgage Advice in Nottingham for over 20 years So you have your eyes set on a property and you want to make your first offer. Do you have your agreement in principle at the ready?… Read More
2020-12-22 13:04
Have a safe Christmas We here at Nottinghammoneyman would like to wish everyone out there a very Merry Christmas, and we hope for a prosperous and healthy 2021 for all. The values of propert… Read More
2020-11-30 15:40
Remortgage Advice in Nottingham Moving Home can be a very stressful time, though remortgaging can also be equally as stressful. Fortunately, these situations do not have to be and with our h… Read More
2020-11-30 14:30
Remortgage Advice in Nottingham Remortgaging your home in Nottingham The unpredictable and cruel nature of COVID-19 means that a lot more people have now been working from home and are reali… Read More
2020-11-30 12:50
What is a Gifted Deposit? For a First Time Buyer in Nottingham, whilst the days of 100% mortgages are mostly now a distant memory, it can be possible in certain circumstances to buy a proper… Read More
2020-11-23 13:00
When lenders ask for your bank statements, they will be looking for many different things. However, their main objective is to assess whether or not you are able to manage your money respons… Read More
2020-11-23 10:45
Mortgage Advice in Nottingham No matter whether you are a first-time buyer in Nottingham currently searching for your new home or a home mover in Nottingham with your house on the market, it… Read More
2020-09-16 13:14
There are lots of different types of mortgages available to home buyers. You might be a little confused wondering which mortgage route you should take, especially if you are a first-tim… Read More
2020-09-15 14:00
Why Do People Move To A New House? A 2020 Study from online estate agent Strike has shown the top 40 reasons that Britons tend to sell their home and move for. In their study they found a va… Read More
2020-09-02 10:45
Debt consolidation remortgage, a helpful solution.
The post Debt Consolidation in Nottingham appeared first on Nottinghammoneyman Read More
2020-09-02 10:35
Mortgage Broker in Nottingham Company Champions There’s nothing like a bit of friendly competition. That’s why our Mortgage Broker in Nottingham have set up our employee apprecia… Read More
2020-09-02 10:25
Celebrating our Mortgage Broker in Nottingham It’s that time again to recognise our Mortgage Broker in Nottingham Employee’s tremendous efforts of delivering amazing service to o… Read More
2020-09-02 10:15
Mortgage Advisor in Nottingham Today our Mortgage Broker in Nottingham, we wore pink to raise awareness for Wear It Pink campaign for Breast Cancer – one of the biggest fundraising eve… Read More
2020-09-02 10:10
Leasehold Houses From the set up of the Help to Buy Mortgage scheme being put into action, many major Builders started selling houses by leasehold, when houses were traditionally freehold. T… Read More
2020-09-02 09:57
Property inflation has outstripped wage increases over the years. In contemporary settings, to be able to afford a property, especially as a first-time buyer in Nottingham that they wish to… Read More
2020-09-02 09:40
Tenants often phone us regarding Specialist Mortgage Advice in Nottingham because their landlords are selling their investment property. This is where we are able to offer security because w… Read More
2020-09-02 09:35
Self Employed Mortgages Over the duration of the past 25 years, a lot more people have become self-employed. This isn’t influenced by ‘get rich quick’ schemes, it is down t… Read More
2020-09-02 09:31
The importance of keeping consistent Being a first-time buyer or home mover in Nottingham when it comes to applying for a mortgage and your credit score, the fewer addresses you have on your… Read More
2020-09-02 09:30
Unsecured credit and consolidation are not things to be taken lightly. It is advised that you liaise with a Remortgage Advisor in Nottingham and review all possible options before proceeding… Read More
2020-09-02 09:20
Now that you have saved enough and you’re able to move forward on to the process of applying for your mortgage with your reliable First-Time Buyer Mortgage Broker in Nottingham. It is… Read More
2020-09-02 09:15
Mortgage Market Update in Nottingham Within the last few months, there has been a pause in the mortgage market and many of the general public’s mortgage applications have been held up… Read More
2020-09-02 09:10
One of the common questions our First-Time Buyer Mortgage Advisors in Nottingham are asked by prospective clients is “How much will this all cost?”, so here is a full list of the… Read More
2020-09-02 09:00
An essential step in the mortgage process would be obtaining an up to date credit report. One of our Mortgage Advisors in Nottingham or the lender that you’ve approached will be able t… Read More
2020-09-02 08:45
What is a Property Survey? When you have an offer accepted on a property in Nottingham your next job will be to arrange a survey to establish the condition of the property and to ensure that… Read More
2020-09-02 08:40
What is a product transfer? When your introductory mortgage deal comes to an end your mortgage lender may choose to offer you a new deal so you that you feel more inclined to stay with them… Read More
2020-09-02 08:30
Bad Credit Mortgage Advice | Experienced Mortgage Broker Many people argue that unsecured credit is too easy to come by and it’s not uncommon for clients to approach us for Specialist… Read More
2020-09-02 08:30
Have you ever been excited to purchase a property, did all your research, had a verbal offer accepted from the agent and perhaps even worked on the mortgage arrangement and then suddenly you… Read More
2020-08-27 14:58
Congratulations you have recently passed your exams and now a newly qualified teacher, you have found a teaching position and cannot wait to get started in the classroom. However, it require… Read More
2020-08-11 12:20
To qualify for a possible mortgage, you need an Agreement in it is referred to as a Decision in Principle. Once you have obtained your Agreement in Principle, you are prepared and ready to s… Read More
2020-08-10 12:27
Year after year, back to back, we see thousands of Interest-Only Mortgages in Nottingham reaching the end of their terms and customers unable to fully pay off their mortgage. Here we will ex… Read More
2020-07-20 10:47
The Government has recently introduced a Stamp Duty Holiday announcement ending in March 2021 with hopes to get the Property Market back to normal after the recent Covid-19 lockdown. The Ban… Read More
2020-07-20 10:47
The Government has recently introduced a Stamp Duty Holiday announcement ending in March 2021 with hopes to get the Property Market back to normal after the recent Covid-19 lockdown. The Ban… Read More
2020-07-13 13:18
An important factor with mortgages is how long the mortgage is fixed for. If it’s a fixed rate mortgage it’s good to remember that the longer that the mortgag… Read More
2020-07-10 11:00
To help get the property market back on its feet in post-lockdown, the Government has put into action a stamp duty holiday which will stay in place up until the 31st March 2021. Stamp Duty o… Read More
2020-06-30 09:55
What is the Gig Economy? There is a high number of people within the UK working in the ‘gig’ economy meaning people are working on short term contracts. As a result of this, they… Read More
2020-06-24 12:00
Mortgage Advice in Nottingham Often buying a new house and house hunting is something most people make plans to do over a period of time, discussing the type of property they would like, hou… Read More
2020-06-24 11:57
Mortgage Advice in Nottingham Sorting your pension is something many people put off, one of those jobs that you’ll get round to eventually. However, doing so can have a major imp… Read More
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