What is a dental loan?
A Dental loan is basically a personal loan used to pay for dental treatments. That's an unsecured loan, which means there's no equity attached to it. Since the lender faces more risk, interest rates would be higher in comparison to a guaranteed loan.
Our Dental Loan policies include a number of procedures such as teeth whitening, braces, sculpting, implants, and Lingual braces so you can get the million-dollar smile!
Requirements for Dental Loan:
The loan provider will ask for a credit report. You can present your latest payslips, copies of credit contracts, and bank account statements. You can easily log on to the website and apply online for a dental loan. If you wish to apply over the phone then you can contact on company's help desk. Then the company will work on approval for a loan. The approval will be done once they identify your proof of income and address and send you a mail. After the approval, you can take the amount from the office or into an account.
You need to be 18 years old to use the loan service. Moreover, you can use the loan for weight loss surgery, medical, dental, and wedding expenses. If you don't have an Australian passport, you can check the visa options that are accepted for the loan services.
Documents required for Dental loan:
Moreover, if you are self-employed then you can provide a letter from the accountant after the loan payer allows. Documents for verification involve the following:
- recent payslips
- Australian passport
- 90 days of bank statement
- Australian license
- Australian proof of age card
- Medicare card
- loan statements
Treatments covered under Dental loans:
1. Cosmetic dental:
Cosmetic dentistry is concerned with enhancing the look of the mouth, teeth, and smile.
Endodontic is a field of dentistry that tests and treats dental pulp. This specialty focuses on diagnosing tooth irritation and healing root canals.
Orthodontics is a dental discipline that mainly deals with misaligned teeth and jaws. In fact, it is important to invest in your smile and dental hygiene.
Periodontics is a subspecialty of dentistry dealing with the supporting mechanisms of teeth. The gingiva, alveolar bone, cementum, and periodontal ligament are also part of it.
5. Oral and Maxillofacial:
Oral and maxillofacial surgery is a medical specialty in the treatment of a wide range of infections, fractures, and disabilities. Moreover, many health issues can cause oral and facial discomfort, as well as problems in other areas of the body.
Finally, visit our website to apply for dental, weight loss surgery, and any other medical loan.