We have moved from the smoky ‘chulahs’ to the plush, and clean, modular kitchens of today. The transformation has been gradual. The kerosene burners replaced the ‘chulahs’ and the kerosene burners were replaced by platform-based gas burners. The reason for the change is obvious. Cleaner, less-space consuming and definitely more agile for smaller kitchen space.

LPG burners completely removed the aspect of any smoke from burning wood. By the turn of the new millennium, the kitchen was not just the burner station anymore, it covered an entire platform. Cabinets were installed under the platform, with more cabinets coming up over-head.

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Kitchen Consumer Durables

Electrical and electronic consumer durables make cooking so much easy. The rise in consumer durable kitchen appliances has turned cooking into an art. The kitchen now encompasses a storehouse with luxury, beauty and convenience as its features. Most of us are working salaried individuals and don’t get much time to cook from scratch. It’s no wonder that women (and men) nowadays will invest in electronic consumer durables to save energy and time. But, being able to afford these compact, functional and wholesome combination of kitchen consumer durables is not easy. You will need funds to pay for everything – from the granite or marble platform construction to a new washing machine, dishwasher, refrigerator, microwave, juicer, mixer, electric kettle, electric chimney, water purifier, etc.

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Consumer Durable Loan

Of course, you can get quick and easy funds! Thanks to Loan Singh, you can buy the best in kitchenware accessories, with easy EMIs. Consumer durable loan is a financial opportunity that is not offered to everyone. Being salaried for at least 6 months and not having any credit blemishes are the traits of someone who can avail a consumer durable loan with Loan Singh. You can apply for a consumer durable loan and include all the individual elements as well. For example, you can buy a modular kitchen set and include an electric chimney and a small refrigerator. All the products included in this list can be yours for a total consumer durable loan of under Rs. 5 Lakh.

Remember that credit card loan and consumer durable loan are 2 different credit instruments. We, at Loan Singh, want you to upgrade your aspirations and your lifestyle. There is no harm in upgrading your gadgetry or home appliance choices. A whole new range of smartphones is being released with awesome features each year. So, why not join the winds of change. Almost every good electronics brand in the world wants to tap into the opportunity in India.

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Loan Singh’s finance blog will discuss all things ‘consumer durable’ this week. Loan Singh’s hassle-free process and quick approval consumer durable loans are perfect for salaried individuals like you who are too busy to even take rest. The attractive interest rate, at Loan Singh, makes consumer durable loans affordable to repay. Add luxury to your lives without putting too much strain on your finances. Your dreams are our dreams. We help turn your dreams into reality.

Brand new appliances and electronic products are also needed in case you are relocating due to your job. The job relocation personal loan at Loan Singh helps cover exactly this. Loan Singh’s easy EMI calculator can help you understand how much you need to pay in order to clear your consumer durable loan. The calculator only needs your intending loan amount and tenure for telling you how much you need to pay each month. The consumer durable loan can be availed of an amount ranging from Rs. 50000 to Rs. 5 Lakhs.

10 Must-Have Kitchen Consumer Durables

Putting up a list of only 10 kitchen related products is cruel. There are many more. But, we feel these 10 are found commonly in some of the best kitchens in the world. Let’s have a look…

1. Modular Kitchen

The modular kitchen is a term used frequently when planning a modern-day kitchen. The layout for the modular kitchen consists of modules of cabinets that are made of diverse materials. The cabinets hold accessories that facilitate the effective usage of the kitchen platform. Everything is arranged in a systematic way. The units that are on the floor are called the ‘Floor Cabinets’. The marble, tile or granite platform rests on these cabinets. The ‘wall units’ or ‘wall cabinets’ are used for storage purposes. In case there is a constraint of space, taller storage units can be used as well. The remaining add-ons for a modular kitchen are chimneys, hobs, countertops, wooden cabinets, built-in oven, dishwasher, small refrigerators and sink. A really top level modular kitchen would cost you approximately between Rs. 35000 and Rs. 50000.

2. Refrigerator

Where do we start with? Chilled beer? Or Popsicles? I have heard of so many bizarre things dumped into a refrigerator that its purposes are varied. It, of course, keeps your food items frozen and long-lasting. This may be for foods such as pichle raat ki khichdi which will remain there for few more days, leftover pizzas and even batter for making dosas the next day.  It helps in minimizing wastage. When looking for a brand-new refrigerator check the capacity. Usually higher the capacity, the higher is the price. Again, the spacing for the fridge matters. Buy a fridge that won’t become a hindrance in the room. You should be able to open the doors easily. The freezer most times is on the top shelf of the fridge. The bottom is for vegetables and fruits. The higher the energy star rating, the more efficient it is. A well branded refrigerator would cost you approximately between Rs. 25000 and Rs. 30000.

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3. Dish Washer

Dishwashers have caught up quickly in recent times. With salaried individuals hardly finding time to prepare home cooked food, the dishwasher helps in saving time and energy. Dirty dishes and vessels kept overnight will stink by morning, and that is when a dishwasher comes to the rescue. While looking for a new dishwasher, look for one with fold-down tines and adjustable racks. This can help accommodate various vessel sizes. The after sales service of the dealer should also be kept in mind. The dishwasher needs to allow food disposing of, self-cleaning, water saving and electricity saving. A good dishwasher would cost you approximately between Rs. 25000 and Rs. 40000.

4. Electric Chimney

The primary function of a chimney is to exhaust out the smoke or sooty smells out of the kitchen while cooking. The electric chimneys available now come in a variety of sizes and styling. One style is the metal grease filter. The other one is the baffle filter. Baffle filter is similar to the mesh filter. They force the grease-saturated air out quickly. When choosing to buy a chimney, look for the one that suits your kitchen best. The one with more suction power and minimum noise should win. The baffle filter overlaps the filters that suck the grease out. A desirable electric chimney would cost you approximately between Rs. 10000 and Rs. 25000.

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5. Water Purifier

A water purifier, of course, purifies water and removes any germs and impurities to make the water consumable. Different purifiers have their respective purification processes. When buying a new water purifier, look for the different sizes and shapes but based on the space available in your house. After sales service is important, as well. A low maintenance high-performance water purifier will cost you between Rs. 4000 and Rs. 15000.

6. Microwave Oven

The oven basically heats the items you place inside of it. The newer versions of a microwave oven can bake and cook too. When selecting an oven, look for the oven wattage and size. An easy interface to use with variable settings is awesome. An automatic turntable can make heating quicker. Added freebies such as vegetable and meat grills are perfect. It will cost you between Rs. 10000 and Rs. 18000.

7. Blender (Hand-held)

Adding convenience to your purees is the job of the handheld blender. They help in grinding, mixing and blending of your food. Once you consider the blender as part of your consumer durable loan, look for the one that is easy to clean and low on maintenance. A longer cord helps you speak on the phone and blend simultaneously, has a durable container and is easy to store, as well. They are perfect for mixing idli-dosa batter and preparing shakes. Individually, it will cost you somewhere between Rs.1500 and Rs. 4000.

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8. Coffee Maker

Early morning hassle of preparing coffee can go out of the window. But ensure to look at the inclusions in the coffee maker set. Manual water control, water filter and steam wand are a must. With some more spending, you can get the coffee maker with coffee beans. Individually a coffee maker costs between Rs.2500 and Rs. 8000.

9. Food Processor

The food processor is an electronic device that is quite similar to a blender. Available with multiple blades and attachments, the processor lets you shred, grate, mince, and chop. It does not require any liquid to process the food. The material used should be metallic, porcelain or plastic. The machine should be easy to maintain and clean, with lids of course. It would individually cost you between Rs. 6000 and Rs. 9000.

10. Electric Rice Cooker

An electric cooker does all the things that a regular rice cooker does but is powered by electricity. Making pasta, steaming rice or even preparing quinoa is easily possible. A multi-tasking one is best. Check for the durability and the brand. It would individually cost you between Rs. 3500 and Rs. 5000.

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About Loan Singh

Loan Singh is a digital lending platform that prides in providing online personal finance loan or unsecured personal loan to salaried individuals. You can apply for quick funds as an easy emergency loan which is not a bank loan. We provide a loan with the best personal loan interest rates. The instant funds, or instant loans, are loans between Rs. 50,000 and Rs.10,00,000 taken for purposes such as:

• Home improvement loan
• Home renovation loan
• Marriage loans
• Wedding loan
• Medical loan
• Used Car loan
• Consumer durable loan
• Vacation loan
• Debt consolidation loan
• Credit card refinancing loan
• Job relocation loan
• Smartphone loan
• Travel loan
• Festival loans
• Gold jewelry loan
• Shopping loan
• Lifestyle loan
• Short term loans

You can calculate your easy EMIs using our personal loan EMI calculator. We accept bank statement and PAN, for quick loan approval. A bad credit score or credit report errors can lead to personal loan rejection. The ‘Loan Singh Finance Blog’ is one of the best finance blogs in India. Loan Singh is a product of Seynse Technologies Pvt Ltd, which is one of the pioneering personal loan companies in India and is a partner to the Airtel Online Store.

Loan Singh’s Online Presence

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