Every year, the IPL (Indian Premier League) promises excitement, thrill and loads of action. This year, cricket lovers in India will get an added dose of cricket, with the commencement of the ICC Cricket World Cup in June. Salaried professionals take IPL as a fantastic stress buster. After a hard day’s work, getting home mentally switch off and absorb a tight game of T20 is loved by all.
This year will be the same. CSK is back defending the title it won last year. Mumbai Indians will want to add to their tally of 3 tournament wins and the usual challengers such as KKR, SRH and RR will do all they can to feature amidst the top teams. The remaining teams – RCB, KXIP and Capitols, will all try to make this season count as well.
Watching the opening game on Saturday, made me realize how cricket and especially the format of T20, be likened to financial decisions we take. So, without further ado, lets identify aspects of IPL that we can use in our personal life.
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Powerplay (Score away)
In T20, powerplay is a period where the bowling team are imposed with fielding restrictions within the first 6 overs. This helps the batting team to score more runs within the initial overs.
You can liken the concept of powerplay within your personal life as well. Make an effort to restrict some funds from your monthly, the moment you receive it. Pay off your EMI repayments and credit obligations to avoid a Loan default, and a subsequent drop in credit score. Timely repayments help you improve your credit score and thus get an online loan quickly approved.
Let’s face it. Chennai Super Kings’ 2019 IPL team is probably the most balanced of all teams. You have Ambati Rayadu who is a batsman opener. Shane Watson can open the batting and bowl. Suresh Raina can bat and bowl. M.S Dhoni is the captain-wicketkeeper. Then comes Kedar Jadhav who can bat and bowl as well. Then come all-rounders Dwayne Bravo and Ravindra Jadeja. Harbhajan Singh is finally followed by specialist bowlers Imran Tahir, Deepak Chahar and Shardul Thakur. So CSK can bat up to no. 7.
Similarly, you need to find the right balance when managing multiple credit obligations such as handling multiple credit cards at once. Failure to do so can lead to a drop in your credit score.
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Many a times the pitch will react differently to what you have practiced on or the combination you want to use. For a captain, it’s a challenge to understand how the pitch would behave. Should there be a fast bowler beginning his spell or should a spinner be brought on? The questions are aplenty and hence decision making becomes paramount. That is why captains work on multiple strategies to tackle multiple scenarios.
You as a salaried individual must keep in mind, what tenure to set when applying for a personal finance loan? Do you have the right salary? Do you already have the baggage of prior credit obligations? Only once you are okay with the repayment capacity and tenure, can you apply for a quick loan from a loan company such as Loan Singh.
Every individual in a cricket team needs the support of one another. It is not just about the playing eleven. Fitness coaches, physiotherapists, data analysts, psychologists and strategists are employed extensively by successful cricket teams. IPL allows youngsters to seek advice from experienced and talented cricketers from all over the world.
Similarly, we as salaried individuals need to consult our close friends, experienced family members and research online, about personal loans.
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About Loan Singh
Loan Singh is a digital lending platform that prides in providing online personal finance loan or unsecured personal loan to salaried individuals. You can apply for quick funds as an easy emergency loan which is not a bank loan. We provide a loan with the best personal loan interest rates. The instant funds, or instant loans, are loans between Rs. 50,000 and Rs.10,00,000 taken for purposes such as:
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You can calculate your easy EMIs using our personal loan EMI calculator. We accept bank statement and PAN, for quick loan approval. A bad credit score or credit report errors can lead to personal loan rejection. The ‘Loan Singh Finance Blog’ is one of the best finance blogs in India. Loan Singh is a product of Seynse Technologies Pvt Ltd, which is one of the pioneering personal loan companies in India and is a partner to the Airtel Online Store.
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