What audacity do we have to mention ‘offline shopping’ and ‘prefer’ in the same sentence? Well, guys, we aren’t going loco, we understand how online Shopping has taken over the world due to its ease, convenience and quick delivery (also see Loan Singh). We agree that online shopping rocks. The efforts ecommerce companies such as Amazon and Flipkart are putting to make online shopping quicker and hassle-free is worth applauding.

Offline Shopping

There is still this massive niche or segment of customer who prefers offline shopping. It depends from individual to individual actually. It could be because they find spending time in malls or departmental stores. It could be the smell of the place or the visual appeal, whatever it is; offline shopping will never go out of fashion (pun intended). We have already touched point on the relevance of retail shopping in India, this past week. And now with personal loans being handed out by a thoughtful Fintech such as Seynse Technologies, you can shop at any mall, store, shop or chain you want by applying for a Shopping Loan.

Shopping Loan in India

What if we tell you that the same convenience of ordering your designer clothes online is now available in applying for a shopping loan online; all you need is your Aadhaar, PAN, and latest 6 months bank statement. What you need to understand is that a shopping loan is a credit instrument that is different compared to a credit card loan or borrowing from a friend. We, at Loan Singh, want you to upgrade your aspirations and your lifestyle. Isn’t it better to have the funds first and then go shopping around, instead of burning your credit card limit?

There is no harm in upgrading your gadgetry or wardrobe. You are salaried and need to look your best. A whole new range of smartphones is being released with awesome features each year. World famous designers have their designs being sold online in India. Summer wear, rains wear and spring collection are now being made affordable and easy. So, why not join the winds of change. Loan Singh’s finance blog tells you about everything related to unsecured loans in India. If you are earning enough then there is nothing to worry about when applying for a shopping loan or a consumer durable loan. Shopping loan is a financial opportunity that is not offered to everyone. Being salaried for at least 6 months and no credit blemishes, are the traits of someone who can avail a shopping loan in India.

Shopping Loan Benefits in India

Loan Singh’s hassle-free process and quick approval shopping loans are perfect for salaried individuals like you who are too busy to even take rest. The attractive EMIs and interest rates at Loan Singh make shopping loans affordable to repay back. Add luxury to your mundane lives without putting too much strain on your finances. Your dreams are our dreams. We help turn your dreams into reality. Brand new appliances and electronic products are also needed in case you are relocating due to your job. The job relocation personal loan at Loan Singh helps cover exactly this.

Loan Singh’s easy EMI calculator can help you understand how much you need to pay in order to clear your consumer durable loan. The calculator only needs your intending loan amount and tenure for telling you how much you need to pay each month. The consumer durable loan can be availed between Rs. 50,000 and Rs. 5 Lakhs.

Another huge benefit you have with a Loan Singh shopping loan is that you have the freedom to choose where you want to spend your loan amount. You can apply for a shopping loan and utilize the cash to spend on Amazon, some on Flipkart or some on Snapdeal. The same can also be used to spend on brick and mortar stores such as BigBazaar, Shopper’s Stop, Marcs & Spencers or Pantaloons. Unlike so many e-commerce websites that let you gain discounts for possessing a debit card or points of a particular finance provider, Loan Singh’s personal loan can be utilized to be spent on the outlet or website you want and for the products you want.

7 Reasons for Offline Shopping Preference

These reasons may not be the exact ones, but they are certainly the common ones. Let’s jump right in.

1. Better Quality

Even you will agree that when start sifting through the hangers in a superstore such as Pantaloons, we know these clothes are good quality. There is this smell of denim or cotton and it tantalizes some to make their choices. We know of the stores’ tricks where the best-selling item is placed at eye level, even then, you know that these products will last long and worth the money.  The stock kept on display is always the best products that the store can offer. Even with fewer options for sizes or color, the product value is high in this sector. The same is the case for electronics. An offline store will have representatives who will show you around or recommend you the best products. This is an aspect you don’t get when shopping online.

2. Second Opinion

On the social interaction front, an offline store scores over its online cousin. When you usually go shopping to a store, you are accompanied by your wife, girlfriend, colleagues or family. With their constant feedback as to how you look, you can make better choices. This makes it fun to shop and bond with your loved ones. Not, that you cannot bond with loved ones other than shopping, it’s just that the assurance from people you know, makes your decisions to be strengthened. The times spent shopping remains in memory and tunnel a great trip towards nostalgia.

3. Personalization

The sorts of rewards you can receive with offline shopping are great. The personal rewards are the ability to see, smell and touch the products. This can influence your decision in a big way. How many times have you ordered a product which either doesn’t look the pictures on the site or feels different as to what you expected? You can personally try the products umpteen times. The same is applicable when looking for a high-end smartphone. You feel the phone, take pictures to see the quality, record a video of the storekeeper and negotiate a better deal. When buying high-end cosmetics, you can actually apply the testers to see if the make-up suits your skin tone or not.

4. No Waiting Period

Another reason why people prefer visiting offline retail stores is due to the ability to take your purchase home is tremendously gratifying. You don’t need to wait for even minutes once you make the payment. There are many who actually try on the newly bought apparels and dump the used clothes inside the new bags. There is no waiting period here, neither the hassle of being at home to receive the product from the delivery guy.

5. Offers and Discounts

Two good reasons to shop offline are offers and special promos. With hoardings put out on boulevards, newspaper alerts and even SMS alerts, you know you can raid the store on that particular day. Even suppose you only want to window shop, looking at the attractive offers will make you tempted. These discounts and offers make us act on our impulse. With online shopping, however we go hunting around looking for discounts at times of need.

6. Store Loyalty

We all love a good service. A polite store representative who greeted you while entering, helped you find the XXL size you need or the cashier who returned the change while you were already walking out after forgetting about it. These acts of kindness remain in our memory. Also remains the store’s gorgeous interiors, styling and maybe the coffee shop opposite to it. If the products are good, then you are bound to return to the store for its quality and appeal. And most probably you won’t be alone in the loyalty club.

7. Returns

Almost every e-commerce website will claim to be really quick with their return policy. But, with experience, you can possibly tell that only some hold true to it. There is the convincing, arranging for the pickup of the product and waiting for the refund. With an offline store, you can try the product and buy it, avoiding the possibility of a return.

Click here, to find out all about home improvement personal loan in India

Shopping Loan For Online Shopping

The best way to fund yourself for shopping on the following ecommerce websites is by applying for the shopping loan and then finding what you want on the following ecommerce websites.

• Shopping loan to shop on Ajio.com (collection of international labels)
• Shopping loan to shop on 23basio.com (nail paints and shoes)
• Shopping loan to shop on Abof.com (accessories and apparel)
• Shopping loan to shop on aliexpress.com (marketplace for all types of products)
• Shopping loan to shop on Asos.com (collection of international labels)
• Shopping loan to shop on Amazon.in (multiple products and brands)
• Shopping loan to shop on Amerucanswan.com (apparel and accessories)
• Shopping loan to shop on Adirawoman.com (hygiene and shape wear)
• Shopping loan to shop on Bestylish.com (shoes & accessories)
• Shopping loan to shop on Biotique.com (skincare brand website)
• Shopping loan to shop on Blab.co.in (cosmetics and accessories)
• Shopping loan to shop on Brandsvillage.com (clothing, accessories etc.)
• Shopping loan to shop on Biba.in (ethnic wear)
• Shopping loan to shop on Cosmetix.in (cosmetics, accessories etc.)
• Shopping loan to shop on Cilory.com (lingerie, health care, personal care products etc.)
• Shopping loan to shop on Coolbuy.in (clothing, jewelry, home & kitchen)
• Shopping loan to shop on Caratlane.com (jewelry)
• Shopping loan to shop on Chrono24.in (watch market)
• Shopping loan to shop on Craftsvilla.com (sarees, jewelry, etc.)
• Shopping loan to shop on com (buy pre-loved luxury goods)
• Shopping loan to shop on Digaaz.com (luxury bags, watches etc.)
• Shopping loan to shop on Doozyshopping.com (apparel for men & women)
• Shopping loan to shop on Donebynone.com (bags, accessories etc.)
• Shopping loan to shop on Darveys.com (luxury shopping)
• Shopping loan to shop on Ebay.com (multiple products and brands)
• Shopping loan to shop on Ethoswatches.com (luxury watches)
• Shopping loan to shop on Elitify.com (luxury Shopping)
• Shopping loan to shop on Ethnicdukaan.com (ethnic wear)
• Shopping loan to shop on Fashionandyou.com ( apparel and accessories)
• Shopping loan to shop on Flipkart.com (multiple products and brands)
• Shopping loan to shop on Futurebazaar.com (clothing, accessories, electronics etc.)
• Shopping loan to shop on Fashnvia.com (clothing, accessories, etc.)
• Shopping loan to shop on Fashionatclick.com (women’s wear, accessories etc.)
• Shopping loan to shop on Fetise.com (apparels, accessories etc. for men)
• Shopping loan to shop on Fashionara.com (apparels, bags, accessories and more)
• Shopping loan to shop on Fabfurnish.com (furniture, home Furnishing etc.)
• Shopping loan to shop on Faballey.com (women’s clothing & accessories)
• Shopping loan to shop on Fressup.com (curation of looks and outfits)
• Shopping loan to shop on Goodlife.com (makeup, skin care products etc.)
• Shopping loan to shop on Globusstores.com (online portal for Globus)
• Shopping loan to shop on Getitbazaar.com (fashion & lifestyle, electronics, etc.)
• Shopping loan to shop on Homeshop18.com (portal for Channel Home Shop 18)
• Shopping loan to shop on Homecentre.in (furnishing, decor and more)
• Shopping loan to shop on Hometown.in (furniture, decor and more)
• Shopping loan to shop on Handspick.com (women’s clothing, footwear and accessories)
• Shopping loan to shop on Helioswatchstore.com (watch store for Titan)
• Shopping loan to shop on Infibeam.com (books, mobiles, phones etc.)
• Shopping loan to shop on Indiavarta.com (electronics, watches, phones etc.)
• Shopping loan to shop on Inonit.in (clothing, accessories, shoes)
• Shopping loan to shop on Indiarush.com (ethnic wear)
• Shopping loan to shop on Indianroots.com (ethnic wear)
• Shopping loan to shop on Jabong.com (clothing, shoes, accessories etc.)
• Shopping loan to shop on Jewelskart.com (jewelry)
• Shopping loan to shop on Juvalia.in (jewelry and accessories for women)
• Shopping loan to shop on Koovs.com (clothing, apparel, bags, shoes etc.)
• Shopping loan to shop on Landmarkshop.in (portal for Landmark Group)
• Shopping loan to shop on Letsbuy.com (electronics, mobile phones etc.)
• Shopping loan to shop on Limeroad.com (clothing, accessories, bags, footwear etc.)
• Shopping loan to shop on LuluandSky.com (apparel & accessories)
• Shopping loan to shop on Luxury.tatacliq.com (portal for TataCliq)
• Shopping loan to shop on Myntra.com (shoes, accessories, clothes etc.)
• Shopping loan to shop on Mirraw.com (ethnic wear and jewelry)
• Shopping loan to shop on Macys.com (clothing, accessories and more)
• Shopping loan to shop on Majorbrands.in (major brands such as Mango, Aldo and Inglot)
• Shopping loan to shop on MrButton.in (menswear and accessories )
• Shopping loan to shop on Nordstrom.com (designer brands to India)
• Shopping loan to shop on Nnnow.com (apparel & accessories)
• Shopping loan to shop on Oyegirl.com (shopping store for women)
• Shopping loan to shop on Only.in (portal for ONLY)
• Shopping loan to shop on Oasap.com (clothing, accessories and more)
• Shopping loan to shop on Pret-amoda.com (clothing, accessories, home decor etc.)
• Shopping loan to shop on Poshfusion.com (clothing, footwear and more)
• Shopping loan to shop on Purplle.com (makeup, skin care etc.)
• Shopping loan to shop on Peppercloset.com (apparel and accessories)
• Shopping loan to shop on Pepperfry.com (home furnishing, appliances etc.)
• Shopping loan to shop on Pipabella.com (jewelry)
• Shopping loan to shop on Paperlillie.com (clothing, jewelry etc.)
• Shopping loan to shop on Perniaspopupshop.com (designer labels)
• Shopping loan to shop on Rangrage.in (handcrafted jeans, accessories etc.)
• Shopping loan to shop on Shoppersstop.com (portal for Shoppersstop)
• Shopping loan to shop on Shopping.indiatimes.com
• Shopping loan to shop on Shopping.rediff.com
• Shopping loan to shop on Snapdeal.com (multiple brands and products)
• Shopping loan to shop on Shopatmajorbrands.com (foreign brands)
• Shopping loan to shop on Shop.mango.in (portal for MANGO)
• Shopping loan to shop on Shein.in (apparel & accessories)
• Shopping loan to shop on Shopnineteen.com (apparel, shoes, bags etc.)
• Shopping loan to shop on Stalkbuylove.com (apparel, accessories, bags etc.)
• Shopping loan to shop on Stylefiesta.com (apparel, shoes and accessories)
• Shopping loan to shop on Stylista.com (fashion and lifestyle)
• Shopping loan to shop on Suhaniepittie.com (jewelry)
• Shopping loan to shop on Sbuys.com (apparel & accessories)
• Shopping loan to shop on Toteteca.com (customized bags)
• Shopping loan to shop on Thecollective.in (major international luxury brands)
• Shopping loan to shop on Trivenisarees.com (ethnic wear)
• Shopping loan to shop on Thequirkbox.com (accessories and apparel)
• Shopping loan to shop on Utsavfashion.in (sarees, jewelry etc.)
• Shopping loan to shop on Vivaahsurat.com (ethnic wear)
• Shopping loan to shop on Varighty.com (watches, bags, accessories)
• Shopping loan to shop on Voylla.com ( bags, jewelry, accessories)
• Shopping loan to shop on Veromoda.in (portal for Vero Moda)
• Shopping loan to shop on Watchkart.com (watches from major makers)
• Shopping loan to shop on Wforwoman.com (ethnic wear)
• Shopping loan to shop on Yebhi.com (shoes, clothes, accessories etc.)
• Shopping loan to shop on Yepme.com (shoes, clothes, accessories etc.)
• Shopping loan to shop on Youshine.in (latest fashion jewelry and accessories)
• Shopping loan to shop on Zovi.com (apparels and accessories for men & women)

About Loan Singh

Loan Singh is a digital lending platform that prides in providing online personal loan or unsecured personal loan to salaried individuals. You can apply for quick funds as an easy emergency loan which is not a bank loan. We provide a loan with the best personal loan interest rates. The instant funds, or instant loans, are loans between Rs.50,000 and Rs.5,00,000 taken for purposes such as:

• Home improvement loan/Home renovation loan
• Marriage loan/ Wedding loan
• Medical loan
• Used vehicle loan
• Consumer durable loan
• Vacation loan
• Debt consolidation loan
• Credit card refinancing loan
• Job relocation loan
• Travel loan
• Festival loan
• Gold jewelry loan
• Shopping loan
• Lifestyle loan

You can calculate your easy EMIs using our personal loan EMI calculator. We accept bank statement and PAN, for quick loan approval. A bad credit score or credit report errors can lead to personal loan rejection. The ‘Loan Singh Finance Blog’ is one of the best finance blogs in India. Loan Singh is a product of Seynse Technologies Pvt Ltd and is a partner to the Airtel Online Store.

Loan Singh’s Online Presence

Loan Singh is not an anonymous digital platform. We are present on almost all leading social media platforms. All you need to do is look for us. You can find us on Loan Singh Facebook, Loan Singh Twitter, Loan Singh YouTube, Loan Singh Pinterest, Loan Singh Instagram, Loan Singh LinkedIn, Loan Singh Blogarama, Loan Singh Google Review, Loan Singh Medium, Loan Singh Reddit, Loan Singh Tumblr, Loan Singh Scoop It, Loan Singh Storify, Loan Singh Digg and Loan Singh Blogger.

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