As a senior driver, you’ve likely accumulated years of driving experience and a wealth of knowledge about the rules of the road. But did you know that you can put that experience to good use by taking a DriveSafe Online defensive driving course?

Not only can a safe driver course refresh your driving skills, but it can also lead to significant insurance discounts, helping you save money while staying safe on the road. In this guide, we’ll walk you through the process of taking an online defensive driving course and how it can lead to insurance savings.

Why Consider Taking a DriveSafe Online Defensive Driving Course?

Before delving into the details of how to save money on insurance through these courses, let’s explore why you, as a senior driver, should consider taking an online defensive driving course like DriveSafe Online in the first place:

Refresh Your Knowledge: Defensive driving courses provide an opportunity to refresh your knowledge of traffic laws, road signs, and safe driving practices. Even experienced drivers can benefit from a refresher.

Enhance Driving Skills: As we age, our reflexes and abilities may change. Defensive driving courses can help you adapt to these changes, providing valuable tips and techniques to maintain safe driving habits.

Reduce Insurance Costs: Completing a defensive driving course can often lead to discounts on your auto insurance premiums. These discounts are especially valuable for senior drivers looking to save on insurance costs.

Now that you understand the benefits, let’s dive into the steps to take an online defensive driving course and secure those insurance discounts.

Step 1: Check with Your Insurance Provider

The first step in your journey to insurance savings is to contact your auto insurance provider. Ask them about their policies regarding defensive driving course discounts for senior drivers. Each insurance company may have different requirements and guidelines for eligibility.

Some common questions to ask include:

Is there a specific course or provider you should use?

What percentage of a discount can you expect after completing the course?

Are there any age or eligibility requirements?

Your insurance provider will provide you with valuable information to help you proceed.

Step 2: Choose an Approved Online Defensive Driving Course

Once you have clarity on your insurance provider’s requirements, it’s time to choose an approved online defensive driving course. Your insurer may recommend specific courses or providers that meet their criteria. Alternatively, you can conduct your own research to find reputable courses.

Consider the following factors when selecting a course:

Course Accreditation: Ensure that the course is accredited and recognized by your state’s department of motor vehicles (DMV) or relevant authority.

Content and Curriculum: Look for a course that covers essential defensive driving topics, including safe driving practices, handling adverse conditions, and obeying traffic laws.

Course Duration: Consider your schedule and choose a course with a duration that suits your needs. Many online defensive driving courses offer flexible scheduling.

Cost: Compare the cost of different courses, but keep in mind that the potential insurance savings can outweigh the course fee.

When you choose DriveSafe Online, you can trust that you are getting the very best online driver safety training available. In fact, we were even named the “Best Overall Online Defensive Driving Course.”

Step 3: Enroll in the Online Defensive Driving Course

After selecting a suitable course, enroll and register. You’ll likely need to provide personal information and payment details to secure your spot. Once enrolled, you should receive access to the course materials and instructions on how to proceed.

Keep in mind that when you choose DriveSafe Online, you get access to all course content including full-screen videos, interactive scenarios, quizzes, final assessment, and the completion certificate. Everything for one affordable up-front registration fee.

Step 4: Complete the Course

Now comes the enjoyable part—learning and improving your defensive driving skills. Follow the course modules and materials at your own pace, taking time to absorb the information.

While completing the course, remember these key defensive driving principles:

Maintain a safe following distance: Keep a safe distance from the vehicle in front of you to allow for ample reaction time.

Stay alert and attentive: Avoid distractions, such as texting or talking on the phone, to stay focused on the road.

Observe speed limits: Adhere to posted speed limits and adjust your speed to match road conditions.

Use turn signals: Indicate your intentions by using turn signals well in advance of turning or changing lanes.

Be aware of your surroundings: Continuously scan your mirrors and check blind spots to stay aware of other drivers and potential hazards.

Step 5: Pass the Course and Obtain a Certificate

Most online defensive driving courses require you to pass a final exam to demonstrate your understanding of the material. Upon successful completion of the course and exam, you will receive a certificate of completion.

The DriveSafe Online completion certificate is available electronically via email immediately after you complete the course. No waiting.

Step 6: Submit the Certificate to Your Insurance Provider

With your certificate in hand, submit it to your insurance provider as proof of course completion. Your insurer will then apply the appropriate discount to your auto insurance policy.

Step 7: Enjoy Your Savings

Once your insurance provider processes your certificate and applies the discount, you’ll start enjoying the benefits of your reduced insurance premium. The exact amount you save will depend on your insurer’s policies and the course you completed, but it’s not uncommon for senior drivers to see a substantial reduction in their premiums.

Additional Tips for Senior Drivers

In addition to taking an online defensive driving course, here are some additional tips for senior drivers to maximize safety and savings:

Regularly review your coverage: Periodically review your auto insurance coverage to ensure it aligns with your current needs and circumstances.

Consider other safe driving practices: Continue to prioritize safe driving habits, such as avoiding driving under the influence, obeying traffic laws, and minimizing distractions.

Stay informed: Stay updated on changes in traffic laws and road conditions that may affect your driving.

Drive defensively: Always be cautious and anticipate the actions of other drivers on the road.

Evaluate your vehicle: Consider whether your current vehicle meets your needs as a senior driver. Features like adaptive cruise control and blind-spot monitoring can enhance safety.

Taking an online defensive driving course as a senior driver is a proactive step toward safer roads and reduced insurance costs. By following these steps and staying committed to safe driving habits, you can enjoy the benefits of improved road safety and more money in your pocket.

The post Saving on Insurance: A Senior Driver’s Guide to Online Defensive Driving Courses appeared first on DriveSafe Online®.