Visa Gift Card is a smart gift that anyone will appreciate and it will also take off the workload of choosing and buying a gift. Visa Gift cards are an ideal choice for occasions like birthdays, holidays, weddings, etc. and people of all ages will love them. The concept of a Visa gift card is very convenient because the gift giver decides how much money to give while the gift recipient decides where to spend the money.
The Visa gift card is a type of non-reloadable prepaid card. So, it means the initial value of the card is set by the card purchaser and no additional funds can be added to the card once it is used up. Usually, a Visa gift card has the Visa logo on it so you can use it anywhere that accepts Visa cards. However, once you spend all the credits of the Visa gift card it won’t have any value left.
How To Buy Visa Gift Cards
You can buy Visa Gift Cards of any dollar amount from $10-$250. There are many ways you can buy Visa gift cards. You can buy Visa gift cards from online, in third-party stores, at banks, and in a variety of other places. One of the easiest ways to buy Visa gift cards is from online. Some renowned online stores to buy gift cards are GiftCards.com and GiftCardMall.com. Many physical stores like the major grocery store, drug store, or gas station also sell Visa gift cards. Some of the best places to buy Visa gift cards are:
1. Kroger Gift Cards
2. Giant Eagle Gift Cards
Moreover, you can also buy Visa gift cards from various banks. In fact, you can buy these gift cards from banks at a competitive rate of $4 for any load value. So check your bank and see if they sell Visa gift cards and what additional benefits you will receive.
How Visa Gift Card Works?
The working procedure of Visa gift cards is quite similar to the debit card or credit card. The main difference is, Visa gift card has a fixed value, and it is not reloadable. The Visa gift card will be accepted in places where the Visa card is accepted. When you are ready to pay, hand over the Visa gift card to the merchant instead of the debit card and then sign the purchase receipt. Each time you make a purchase, the amount will be automatically deducted from your Visa gift card’s balance. Visa gift card doesn’t have a line of credit like a credit card so when your balance is over you can’t be able to use the gift card. Therefore, you must keep track of your balance to avoid any problems.
FAQs About Visa Gift Card
You can buy Visa gift cards of any dollar amount from $10-$250. However, you can load the Visa Vanilla gifts cards for any amount from $20-$500 and up to $500 per card. You have to give a one-time fee of $4.95 per gift card.
Usually, a $100 Visa gift card will cost you $4.95.
There are many ways you can convert Visa gift cards to cash. Some common ways are:
1. Use the Visa gift card to buy other merchants’ gift cards
2. Add the Visa Gift card amount to PayPal wallet
3. Add the Visa Gift card amount to the Venmo account
4. Pay your bills with the Visa gift card
5. Go to a Gift Card Exchange Kiosk to cash the card
6. Sell your Visa gift card to others
7. Use the Visa gift card to buy a money order
No, you can’t directly transfer money from a gift card to a debit card. However, you can cash in the gift card first and then transfer the cash to your debit card.
The fee of a Visa gift card depends on the amount of the card. Visa gift cards from $150 to $249.99 will cost you $4.95. On the other hand, Visa gift cards from $250.00 to $349.99 have a fee of $5.95. If the Visa gift card’s value is from $350.00 to $500.00 then you will have to pay a fee of $6.95.
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