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How to get your credit card to pay you!

If you've read my book on how to get more by paying less, you'll be familiar with the idea of running all your purchases through a Credit card that gives you sky miles.  This is one of the methods that puts you in  position to only rarely have to pay for plane tickets.

Being a victim of credit card fraud last year, it was a real nuisance when the credit card company gave me a new number.  I had not kept up-to-date my list of bills that were auto-charged to my credit card.

My solution to this was to have two credit cards.  I used the credit card that gives me sky miles for my day-to-day spending.  This is the one in my wallet and vulnerable to fraud.  All of my auto-bill-pays now go to a credit card that gives me cash back.  This one lives lives at home.

Then the pandemic hit.  I have a ton of sky miles and nowhere to go!  With the airlines trying to avoid bankruptcy, what's the point of collecting more sky miles?   For the moment at least, I'd rather get awarded cash back than miles from my credit card.

The solution was to swap my two cards.  My auto-bill-pays now go to the credit card that gives me sky miles.  It's not a large amount each month but it's regular and will keep my miles from expiring.

The bulk of my spending is now through my Discover card.  The cash-back won't make me rich but its $20 - $30 a month that I otherwise wouldn't have.

If you like this type of idea and haven't read my book, give it a try!  The ebook is only 99 cents, free to Kindle Unlimited customers.

This post first appeared on Travel Tips, Where To Go And What To Do, please read the originial post: here

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How to get your credit card to pay you!


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