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7 Easy Money Moves You’ll Be Happy to Make

Editor’s Note: This is a guest post from Brooke Niemeyer, Editorial Partnerships Manager at Policygenius.

Figuring out your finances feels like a big undertaking that you have to set aside a lot of time for. Seeing as the weekends never seem to last long enough, why would you want to dedicate an entire glorious Saturday and/or Sunday to doing managing your money?

Well, good news — you don’t have to. In fact, here are seven easy things you can do to get your money in a better place without taking up too much of your time.

1. Make a budget

This is a must — and it’s a lot easier than you think. Try out this easy-to-use budget template to start making sense of your finances.

2. Ditch the drag of high-interest

Now that you’ve outlined your finances using that template, you’ll have an idea where interest is eating away at your coffers. Call out the debts hitting you the hardest and focus on getting those paid off first (while making the minimum payments on all your other debts) so you stop giving up so much of your money to interest.

3. Review your bills

When was the last time you looked over your cable or cell phone bill? Chances are, it’s been a while. Next time each of your bills arrive, take a look at the breakdown of what you’re paying and note any red flags or things you can get rid of to lower your Bill.

4. Get life insurance already

I know, I know — no one likes to think about this one, but if you get it out of the way now, you won’t have it nagging at you. You can even get your life insurance quote online while you’re watching TV on the couch.

5. Set it & (mostly) forget it

Automatic banking can be a great thing. Setting up auto bill pay can definitely help you avoid missing a payment (and getting hit with late fees). You can even set up automatic transfers from your checking to a savings account to build your nest egg. Just remember to check on these things every so often — after all, you don’t want to get dinged for a technology glitch.

6. Look for free options

Are there things you’re paying for that actually offer a free version? Maybe it’s your streaming music service or a credit card with an annual fee that you never use. Create a list of all those little expenses and see if you can make any adjustments.

Don’t have any? This is a great time to think outside the box — can you cut back on buying a book and pick up free copies at the library instead? Many even offer digital copies you can load to your e-reader, so it’s worth checking out.

7. Have some fun

We’ve got to use the money to pay for the essentials like rent and groceries. But it’s also important to set aside some cash to enjoy, whether it’s for boosting your vacation fund or splurging on a new outfit.

The post 7 Easy Money Moves You’ll Be Happy to Make appeared first on The Zumper Blog.

This post first appeared on The Zumper Blog | Rental Market Trends, Real Estat, please read the originial post: here

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7 Easy Money Moves You’ll Be Happy to Make


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