Many couples enter marriage with stars in their eyes; we will be together forever; we will grow old together; nothing can come between us. And then life happens. Life can be messy and hard. Someone may have an accident or develop a terminal illness. He or she may become mentally incapacitated. A Spouse might leave the family or become abusive. During times when emotions are running high the last thing you want to think about is the nitty gritty details of life, but not doing so could have serious, possibly permanent, consequences.
If a divorce occurs, remove your former spouse from bank accounts, credit card accounts, your company's health insurance and any other joint accounts. Change the beneficiary on your life insurance policies (this is the one issue most people forget). The divorce decree should divide physical assets, such as a house, cars and furniture. Anything not covered, you will need to decide how to handle. It may be tempting to keep it all and make the person who left do without, but take the higher ground and be fair. If children are involved and a child support order needs to be enforced, contact Health and Welfare and set up an account. They will handle collection, including tracking down the one who left if necessary.
Don't be caught unaware when life throws you a curve ball. By thinking about the "what ifs" now, you will be better prepared should something happen in the future.
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