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Which came first the loan or the REALTOR?

As a real Estate Agent, I get told, "When I find the house I want/like, I will get a Loan.". Some people are concerned that by speaking with a lender they automatically reduce their credit score and may have committed to a payment without knowing it. And, so, I prefer you choose me first. Not all real estate agents are created equal. Neither are all lenders.

As a REALTOR, I am held to the REALTOR Code of Ethics that our profession has chosen to work in. Even all REALTORS are not created equal. I prefer to assist my sellers with the understanding that you have poured your life into this house. I prefer to assist my buyers with the understanding that you are going to pour your life into this house. Choose your real estate agent first. Then, let me help you choose your lender.

Why trust your real estate agent to provide lender information? Not all lenders can offer the same products. Maybe you need a VA loan. Maybe you qualify for a loan, but need help with closing costs. Maybe you like a house that needs a rehab loan. Maybe the best loan is an FHA loan. If you haven't spoken to a lender, you won't know what loan best meets your needs.

You see, I don't know rather the egg or the chicken came first. I wasn't there in the beginning, lol. I do know that when you choose me as your real estate agent first, the next step is finding your perfect lender and loan package.

This post first appeared on Blogs | RealtyStore, please read the originial post: here

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Which came first the loan or the REALTOR?


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