![American General Life Insurance Company [AIG]](https://cdn.blogarama.com/images/posts_thumbs_site_id/207/20686-4055742842.w320.jpg "American General Life Insurance Company [AIG]")
2019-10-15 18:30
American General Life Insurance Company
American International Group, Inc.
American General Life Insurance Company
175 Water Street
New York, NY 10038
Phone: (212) 770-7000
Web: www.AIG… Read More
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Facts and tips on life insurance and term life insurance. Includes news, updates and information on the types of life insurance.
2019-08-27 18:28
Insurable interest is one of those insurance terms that agents and companies throw around to consumers who typically don’t have a clue what it means.
Why agents don’t immediately… Read More
2019-08-13 19:02
When most people start aging into retirement years, it’s not unusual to have concerns about finances. Two questions that seem to keep a lot of people up at night are:
If I DieIf I die… Read More
2019-05-15 18:33
This article continues in our series to provide reviews about final expense insurance from the various insurance companies we proudly represent.
Final Expense Insurance also referred to as b… Read More
2019-05-03 18:53
Foresters Financial
Toll-free 800-828-1540 from 8 a.m. to 8 pm. ET
Email [email protected]
Regular or overnight… Read More
2019-05-03 18:53
There are many reasons to purchase life insurance. Certainly, adults want to provide financial protection for their surviving loved ones and life insurance is the most affordable solution fo… Read More
2019-04-24 19:38
When it comes to affordable life insurance, Term Insurance is what most people think of. Term life insurance is super affordable and is a great solution for young adults that want to make su… Read More
2019-04-12 18:37
It is certainly no secret that term life insurance is the most affordable solution for replacing one’s income in the event of their death. It’s also no secret that younger and he… Read More
2019-04-06 00:33
Is there a point in a senior’s life when they’re too old to buy life insurance? In our experience, we have found that 90 is the typical limit for purchasing life insurance but it… Read More
2019-03-19 17:11
In today’s world of “instant information”, it’s easy to have some idea of how many people in the U.S. are dealing with diabetes. According to a report released… Read More
2019-03-08 18:03
Guaranteed issue life insurance, also known as guaranteed acceptance life insurance, is a whole life insurance policy where the applicant’s health status is not taken into consideratio… Read More
2019-03-01 21:42
Ask around and you’ll likely find that many people take sleep apnea lightly. This is likely because most people are unaware of the effects of sleep apnea. Most think of sleep apnea as… Read More
2019-02-23 21:11
When seniors over 65 are shopping for life insurance, there are typically two reasons they need coverage at this point in their life: they have life insurance now but would like to add addit… Read More
2019-02-15 20:32
Even though life insurance can be complicated and confusing, most consumers know a little about term life insurance. Generally, U.S. consumers understand that term life insurance is much che… Read More
2019-02-05 22:52
If you’re approaching retirement age, you should already be thinking about social security.
The earliest age you can receive social security benefits is 62, and many people choose to s… Read More
2019-01-14 20:34
It’s interesting that many seniors assume life insurance will no longer be available to them once they are over age 70. Most think that the cost will be prohibitive or that medical iss… Read More
2018-12-26 18:59
Talking about a life insurance policy can be a little awkward. Maybe you’re trying to figure out how much coverage you need, or if you or your spouse should get a policy. But it’… Read More
2018-12-12 04:20
A medical exam is important to life insurance companies because it helps the underwriter verify the applicant’s answers to medical questions on the application and possibly uncover med… Read More
2018-11-26 18:01
You’ve no doubt seen commercials for child life insurance policies and may be wondering whether or not it is useful or appropriate to purchase one. We understand that mortali… Read More
2018-11-13 14:57
Once you discover life insurance does not cost as much as you anticipated, you’ll be even happier to know that there are certain steps you can take to make certain that you end up buyi… Read More
2018-10-16 18:46
The cost of college has been increasing rapidly over the last decade and shows no sign of slowing down. There is currently $1.4 trillion in outstanding student debt, demonstrating just how m… Read More
2018-09-07 13:00
Term life insurance policies are easy to understand and do not cost as much as a permanent whole life insurance policy.
Term Life insurance typically comes in 10, 15, 20, 25, and 30 y… Read More
2018-09-04 17:25
Life insurance is a way to protect yourself and your family against any Financial loss resulting from your death.
While this is not a pleasant thing to think about, it is a reality that s… Read More
2018-08-14 15:30
Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new… Read More
2018-08-08 22:13
Is affordable life insurance possible? According to the 2017 Insurance Barometer, an annual report published by LIMRA (Life Insurance and market research association), there are only t… Read More
2018-08-07 22:32
“All good things must come to an end.”
Fortunately, this doesn’t apply to modern day term life insurance policies!
While some analysts suggest that you won’t need in… Read More
2018-07-31 13:00
Before you look to invest in life insurance you must understand that life insurance is more about financial protection than investing. A life insurance policy’s main purpose to provide… Read More
2018-07-24 13:00
You have worked almost your whole life and you are finally creeping up on retirement. You can practically smell the ocean and feel the sand in between your toes. But before you start celebra… Read More
2018-07-17 13:00
We are sorry to be the ones to break the news, but you are not going to live forever.
This is one of the many reasons having life insurance is important to you and your family.
You cannot co… Read More
2018-07-17 13:00
We are sorry to be the ones to break the news, but you are not going to live forever.
This is one of the many reasons having life insurance is important to you and your family.
You cannot co… Read More
2018-07-11 22:37
Actually, Final Expense Insurance is not a type of insurance product but a “purpose” for life insurance. What we mean by this is that when you buy final expense insurance, your p… Read More
2018-07-10 13:00
Term life insurance policies are easy to understand and do not cost as much as a permanent whole life insurance policy.
Term Life insurance typically comes in 10, 15, 20, 25, and 30 ye… Read More
2018-07-07 13:18
How can you improve your life insurance health classification? If you have been following this blog, you have probably noticed that not all of our posts are about the subject of life i… Read More
2018-07-07 13:18
If you have been following this blog, you have probably noticed that not all of our posts are about the subject of life insurance. We have recently included posts related to improving one&rs&hell…Read More
2018-07-06 18:19
Life insurance agents typically share hypothetical stories about how life insurance can save families from financial ruin following the death of a loved one. Fortunately, many families… Read More
2018-07-03 17:44
The thought of applying and getting approved for life insurance initially seems like a daunting task. But today, this couldn’t be further from the truth. Magnificent technological str… Read More
2018-06-29 16:16
Currently one of the most recognized life insurance companies, Mutual of Omaha has dramatically increased its footprint since its founding in 1909. The company has dynamic name recognition a… Read More
2018-06-26 17:03
If you are one of the millions of smokers in the United States, affordable life insurance may seem like a difficulty commodity to come by. While you certainly will experience a higher… Read More
2018-06-19 17:05
This is a question we are asked quite often, typically when we are doing annual policy reviews with our clients.
The answer isn’t so straight forward. You can’t “extend&rd&helli…Read More
2018-06-14 15:47
If you want proof of how popular final expense life insurance has become, look no further than your TV screen. With Baby Boomers storming into the marketplace every month, the major insuranc… Read More
2018-06-12 17:03
Many families put off buying life insurance for various reasons. The excuses that come up are usually the same.
Purchasing life insurance may not seem like a high priority at the moment… Read More
2018-06-07 21:52
For most people, their primary reason for purchasing life insurance is to provide funds to their surviving loved ones to reduce the financial stress that the loss of your income is likely to… Read More
2018-06-02 21:52
As an independent insurance agent, I cannot remember how many times I’ve been told: “I’m good, I’ve got life insurance at work.” When I say I can’t rememb… Read More
2018-05-16 19:16
When you purchase a life insurance policy, you are essentially providing your surviving loved ones with a financial safety net that will help them move on without your income stream. Life in… Read More
2018-05-14 15:25
So, you’ve decided that term (temporary) insurance is not the right product for you and that you want to buy permanent life insurance and take advantage of the living benefits. The tw… Read More
2018-05-02 20:23
Being a freelancer is now more popular than ever. This is a giant group of people who refuse to get a “real” job. Please don’t misunderstand; this is not a bad thing. In fa… Read More
2018-04-25 21:32
Most people today realize that they need to have life insurance. It’s no longer in the “well maybe” column but for most people it’s in the “get it done” c… Read More
2017-12-11 16:02
One of the most rewarding roles in life is that of a grandparent. Often eager in showering their grandchildren with gifts of toys and clothes, grandparents can play an instrumental position… Read More
2017-11-26 16:13
High blood pressure is a relatively common medical issue that affects approximately 32% of American adults, according to the Centers for Disease Control. However, recently the American… Read More
2017-11-14 15:04
Life insurance premiums are not arbitrary and are greatly influenced by many factors in your life. During the application process, the company providing the life insurance will evaluat… Read More
2017-11-01 18:42
Mortgage protection insurance is a life insurance policy that is designated and used to pay off your mortgage in the event of your death. It typically provides coverage for the same amount o… Read More
2017-10-29 18:42
As the name implies, Final Expense Insurance is an insurance policy that is designed to cover the final expenses of the named insured when they pass away. This insurance policy, which is com… Read More
2017-10-25 15:49
A joint life insurance policy is an alternative for couples who would like to provide for each other if one of them passes away. Life insurance for couples and partners is an important compo… Read More
2017-10-16 14:16
Final expense insurance is specifically designed to cover the bills, debts, and expenses that will be left for your loved ones upon your passing. These costs can be quite varied and be anyth… Read More
2017-10-09 14:06
One of the most important investments you will ever make on your family’s behalf is life insurance. Life insurance is one of the only ways we have to reassure ourselves that we can sti… Read More
2017-09-20 14:57
When applying for fully underwritten traditional life insurance, most insurance carriers are going to inquire about any felony convictions you may have had in the past. It makes sense. If a… Read More
2017-09-05 16:20
For consumers who understand their sincere need for life insurance but have rather risky lifestyles, they are likely to be surprised that what you do for fun can have a significant impact on… Read More
2017-08-22 18:33
Suicide Prevention Awareness and Helping Those in Need
September is best known for back-to-school and the end of the summer season, but it’s also National Suicide Prevention Awareness… Read More
2017-08-16 21:33
As a follow up to our post, The 19 Things you Probably didn’t Know about Death, here are 14 additional things you might not know about death:
Your Doctors’ Sloppy Handwriting Co… Read More
2017-08-12 17:48
When the named insured on a life insurance policy dies, the beneficiary (or beneficiaries) is eligible for the policy death benefit. Inside the life insurance policy, there are life insuranc… Read More
2017-08-03 19:46
At LifeInsure, we’re strong believers that term insurance may be the best life insurance for the majority of people. It offers an appropriate financial safety net at a budget-friendly… Read More
2017-07-22 16:24
The primary feature of life insurance is to influence funds to establish an estate that can provide for surviving loved ones or to leave behind something to an organization like a church or… Read More
2017-07-19 18:47
For most people, obtaining the American dream is achieved by buying a home and getting into debt for the next fifteen or thirty years. You’ll spend a substantial portion of your saving… Read More
2017-06-09 17:24
June is National Adopt-a-Cat Month, making it a great time to reflect on how much happiness our cats—and pets in general—bring to our lives. Indeed, our furry (and feathery&helli&hell…Read More
2017-06-05 18:24
Practical Ways to Prepare for Your Death
How to Prepare for Death in the Digital Age
Preparing for death means preparing for the inevitable. While the idea of preparing for your own death mi… Read More
2017-05-24 17:04
Why Do Single People Need Life Insurance?
What You Need to Know About Life Insurance for Single People
Life insurance for single people is a subject that often goes overlooked in the insuran… Read More
2017-05-11 21:43
Although most people understand how important it is to have life insurance, very few of them actually follow through with getting insurance in place. In fact, many wait too long and end up g… Read More
2017-05-05 19:33
Typically, most people do not expect to live to 100. Some of us who have long-life traits in their ancestry might think it’s possible, but for most of us, we’ll be happy wit… Read More
2017-05-02 16:48
It’s no secret that many consumers frown on the thought of communicating face-to-face with a life insurance agent. This negative thought process goes back to the days when life insuran… Read More
2017-04-11 23:28
Final expense insurance also referred to as “funeral” or “burial” insurance, is a life insurance policy that is designated for paying the final expenses of the insure… Read More
2017-04-07 16:05
Preexisting conditions will usually have a substantial impact on life insurance rates; however, they do not always prevent you from being able to purchase an affordable policy. The good news… Read More
2017-03-26 00:16
Life Insurance Terms You Should Know
Just like with lawyers, members of the insurance industry use unfamiliar terms when they discuss the various products they represent. Not because they&r&hell…Read More
2017-03-20 22:13
As a general rule, every type of insurance can be confusing, especially when a layperson listens to life insurance myths and attempts to read the content of an actual policy. Not because the… Read More
2017-03-17 15:17
The amount of money that you pay every month for your life insurance policy is based on a number of different factors. You might be surprised to know that your driving record is one of them… Read More
2017-02-07 23:45
While something like life insurance might not seem that romantic at first, purchasing a policy is all about those special people in your life. When you buy life insurance, you’re telli… Read More
2016-12-16 18:42
Many people who are just starting out with a family know that it can be tough to make ends meet. From buying a home to raising children, there are endless responsibilities that come into pla… Read More
2016-11-14 00:00
Your spouse doesn’t even want to think about you passing away, let alone have to sit down and actually discuss it. It’s never easy to talk about death, especially the death of so… Read More
2016-10-19 16:06
Deciding which type of life insurance product is right for you can be difficult; regardless of whether you’re considering retaining your current policy or you’re shopping for new… Read More
2016-10-06 20:53
We all know how a good life insurance policy can positively affect your family—providing stability, financial security, peace of mind, etc. But have you ever considered how this relati… Read More
2016-06-30 22:30
Let’s face it, when people think of life insurance, they usually don’t think of adrenaline pumping, heart-pounding, high-speed excitement. Well, that’s all about to change… Read More
2016-03-25 16:56
3 Most Common Reasons for Canceling a Life Insurance Policy
Just as the name implies, life insurance is usually for life. After all, the policyholder’s family will only receive the dea… Read More
2016-03-25 16:52
Regardless of whether or not you’ve ever shopped for life insurance, you’re still probably aware of the fact that your health can have a major impact on how much you pay each mon… Read More
2016-03-25 16:36
We’re living in a culture that runs on constant information. All factions of our lives are becoming automated, but we’re especially seeing great strides in technology meant to ke… Read More
2016-03-19 18:53
After the death of a child, Mother’s Day can be an especially emotional day—particularly the first Mother’s Day post-loss. As a bereaved mother, you’re entitled to an… Read More
2016-03-19 18:53
A term life insurance policy, as the name implies, lasts for a specified period of time – the term of the policy. If you purchase a 10-year term policy, your beneficiaries would… Read More
2016-03-19 18:53
Losing a parent can be one of the most life-altering events you can experience. While you’re dealing with the grief, though, there’s someone else you should keep in mind. The dea… Read More
2016-03-19 18:53
Last night, while watching President Obama speak on TV, my wife commented on how grey his hair has become. It seems like we have had that conversation during the term of every U.S. Pre… Read More
2016-02-29 07:12
On New Year’s Day 2014, Brittany Maynard was diagnosed with terminal brain cancer; she was only 29 years old. After doctors told her she had six months to live, Maynard was faced with… Read More
2016-02-29 07:12
On New Year’s Day 2014, Brittany Maynard was diagnosed with terminal brain cancer; she was only 29 years old. After doctors told her she had six months to live, Maynard was faced with… Read More
2016-02-22 17:02
New Report Suggests Peer Pressure Motivates Consumers to Buy Life Insurance
A new study suggests that certain consumers are more likely to purchase life insurance when they perceive it as a… Read More
2016-02-16 00:59
Money is all too often the motive when it comes to murder cases in the United States. That explains why we see so many movies and TV shows with plots that involve life insurance-related murd… Read More
2016-02-10 18:27
3 Ways for Leaving Life Insurance to a Pet
When you think of life insurance, you probably think of leaving money for your children or your spouse, but some people also want to leave somethin… Read More
2016-02-03 20:49
The New Year is still young, which means many of us haven’t yet given up on our resolutions. So if being better with money was on your list of things to improve on in 2016, we’ve… Read More
2016-01-27 18:22
When it comes to applying for life insurance, many companies don’t see much of a difference between regular smokers and users of e-cigarettes. Although little is known about the effect… Read More
2015-12-24 17:41
If you own a life insurance policy, you might be interested to know that there is a relatively high risk of your benefits going unclaimed after you pass away. In fact, according to a Consume… Read More
2015-12-15 01:21
It’s one of the most common questions that comes our way, and it’s a question that’s almost impossible to answer with any certainty. So, how long does it take to get approv… Read More
2015-12-07 18:14
As more and more baby boomers ease into retirement age and beyond, long term care continues to be one of the fastest growing healthcare categories. However, because so many people enter thei… Read More
2015-11-21 00:13
Naming a life insurance beneficiary sounds like a pretty straightforward process. Simply pick one or a few of your dependent loved ones and that’s that, right?
Well, not exactly. In th… Read More
2015-11-09 05:30
Unfortunately death comes for us all at some point, and since we’re never quite sure when, it’s important to get out and experience this beautiful crazy world while we still can… Read More
2015-11-08 19:47
You know that life insurance can protect your loved ones, but did you know it can also be donated to a charity or organization of your choice? Read more about donating life insurance.
Taking… Read More
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