If you have been in any kind of motor vehicle Accident, whether riding a bicycle, a motorcycle, an automobile or a commercial truck, you need to understand and preserve your rights to compensation after the accident. First of all, you have to understand that anyone injured in a car accident caused by someone else’s negligence has the right to be compensated or “made whole.” Secondly, you have to understand that your insurance company is responsible to pay any medical expenses that you have incurred. The coverage provided by your insurance company will depend on your policy limits.
You also need to understand that any money that you lose due to the inability to work after that accident needs to be properly documented as it can be replaced if the accident or injury was caused by someone else’s negligence. If the victim is unable to complete basic tasks due to the injuries, such as household chores, or even taking care of themselves, they are entitled to compensation. In most cases, this compensation usually comes out of a settlement of your car accident claim with the at-fault party’s insurance company. In other cases, you may have to file a lawsuit.
Some of the key points to keep in mind after an automobile or Motorcycle Accident are listed below:
- Your insurance company is responsible for covering medical expenses after the accident, based on your policy limits, no matter who is at fault
- If the victim is unable to go to work after the injury, they are legally entitled for compensation to replace the lost income from work
- You are entitled to a rental vehicle or reimbursement if your car or automobile is gone for repairs after an accident which was not your fault
- In the event of an injury, the victim is entitled to pain and suffering compensation for existing and long-term suffering
Protecting your rights
After an automobile or motorcycle accident caused by someone else’s negligence, make sure you protect your rights. This comes down to three things: documentation, patience and persistence. If you do not resort to formal litigation to settle a car or motorcycle claim, you may have to face a number of challenges. However, if you are equipped with equal amounts of patience and persistence, and with proper legal representation, you can end up getting a satisfactory resolution to your car or motorcycle accident case.
Documentation requires talking to witnesses, calling the police, and taking photographs of the accident scene. Next you need to seek medical attention and follow your doctor’s orders explicitly.
After seeking medical attention and documenting everything, you need to get repair estimates for property damage to your vehicle. Don’t just rely on your insurance adjuster to come up with the estimate. Use two or three independent estimates on your own to get an idea of the repair costs.
Throughout the process, you will have to be patient, persistent, and professional. Get help from an accidents attorney to legal help and advice.
Guest Author Bio:
Based in Clermont and Tavares, attorney Michael E. Golub provides legal counsel to central Florida clients in the areas of family law, bankruptcy and criminal defense lawyer. Mr. Golub is an effective negotiator and litigator, capably handling matters through mediation or trial, depending on his client’s best interests.
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