2022-07-28 22:33
Recessions are Not Bad
People hear the word recession and they automatically think it’s bad. However, recessions have a silver lining for retirees.
First, it is critical to understand… Read More
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Retirement advice for those age 50+
2022-06-30 20:17
Bear Market Typically Ends Sooner Than People Expect
The average bear market lasts 11 months. The one which occurred in 2000 (the dotcom crash) lasted 30 months.
Given the frequency of bear… Read More
2022-06-20 21:06
What to Do in a Bear Market
When Will the Stock Market Recover and what should you do now?
I have experienced PLENTY of ups and downs in the market and let me tell you the biggest mistake I… Read More
2022-05-18 20:20
This post explains a method that will work for a majority of taxpayers to pay lower or no taxes when you take IRA distributions.
Everyone must take distributions from their 401k or IRA at ag… Read More
2022-05-10 17:27
Do Not Rely on Stock Performance for Immediate Retirement Income
I have the good fortune of experience. When it comes to investing, age helps. I’ve been able to observe decades of ups… Read More
2018-12-15 23:41
Let's take a closer look at senior healthcare costs in this most widely quoted study:
According to the Fidelity Retiree Health Care Cost Estimate, the average retired… Read More
2018-11-02 15:18
Life insurance in estate planning is a common tool as it provides liquidity in an estate.
Life Insurance in Estate Planning for Estate Equalization
(c) Can Stock PhotoThat liquidity can be u… Read More
2018-10-30 15:25
Even those with few assets must attend to estate financial planning or else, your assets can get distributed to people you did not choose. Those who ignore estate financial planning ca… Read More
2018-10-16 15:23
The transition to retirement may be a challenging change in life and in some cases, unhealthy. Going from a 40-hour week of mind-consuming (or body-consuming) work to a retirement that takes… Read More
2018-10-13 18:43
Solutions for a comfortable retirement are unfortunately shrinking. This post will highlight some of these disintegrating opportunities and show you how to buck the trend. After we look at t… Read More
2018-02-21 01:18
Tax Reform brings lower rates for almost everyone
The first big break for retirees in the 2018 tax reform, and for just about everyone, is lower tax rates. While this will hopefully c… Read More
2018-02-04 01:18
Tax Reform brings lower rates for almost everyone
The first big break for retirees in the 2018 tax reform, and for just about everyone, is lower tax rates. While this will hopefully c… Read More
2017-11-02 21:29
What’s in a retirement letter?
You have let your boss know that you intend to retire. Why would anyone need a guide to prepare the same as a written communication?
Is that what you&rsq&hell…Read More
2017-07-20 22:01
This is the million-dollar question, literally. On the one hand the idea of continuing to live where we have always lived is very appealing, though it also raises the question of but what ha… Read More
2017-07-19 00:07
Is early retirement possible with a slow-growth economy and average worker salaries that have not kept pace with living costs? Since 2000, the Americans' standard of living has declined.
In… Read More
2017-07-15 20:26
Retirement Income Blog Has Been Nominated for Best Retirement Blog
May we ask for your vote?
Click this link and we are on Row 7 of the page that appears: http://bit.ly/2tRPlMj… Read More
2017-07-01 15:02
Key word is FUN if you want to throw a great retirement party.
Let's take each aspect in order.
Retirement Party Success TIP #1 : Decorate the Venue
Balloons, streamers, flowers, color on th… Read More
2017-06-28 23:35
“When Can I Retire,” is what people ask from several different viewpoints. Commonly they mean:
when can I retire and collect my Social Security
when can I retire and get m… Read More
2017-06-19 07:10
Postscript on finding a retirement job: The following story appeared on CNBC.com on July 19:
"Half of American jobs are at risk from automation, new study suggests" giving further reas… Read More
2017-06-10 18:36
Retirement News is Better Than They Tell You
Don’t you just get sick of seeing retirement news about the dismal state of retirement in the US? You read articles and news stories… Read More
2017-05-25 16:00
Learn the six senior tax breaks that apply to retirees or affect seniors because of their retirement status or age. First, I cover the six tax breaks then show you an example of ho… Read More
2017-05-16 23:37
Retirement pension – how to get one if you don’t have one
In the good old days, people went to work for a large company, and when they retired, they received a retirement pension… Read More
2017-05-16 15:18
Retirement Income Calculator-The Starting Point for Retirement Planning
If you want to peace of mind about retirement, use a retirement income calculator. These needless uncertainties cause… Read More
2017-05-04 18:59
Last month, 40,000 people did an Internet search on the phrase retirement age. I suspect that they look for information on one of these topics:
Retirement age for the purpose of collecting S… Read More
2017-03-12 17:22
According to the US Census Bureau, these are the sources of retirement income and proportions thereof. These are not, however, the best sources of retirement income. The best ret… Read More
2017-02-28 08:01
You may have done a Roth IRA conversion 2016. We have documented all of the sound reasons to do a Roth Conversion. Perhaps you converted a traditional IRA or 401k to a Roth IRA. Sometimes, a… Read More
2017-02-22 05:13
Learn how CD-type annuities compensate for the failing that many investors perceive with fixed annuities.
(c) Can Stock Photo
Fixed annuities are popular among retirees and senior citiz… Read More
2017-02-09 19:43
Overview of Average Retirement Savings by Age
About half of those approaching retirement have no retirement savings. This group is the same as the 47% of Americans who pay no incom… Read More
2017-01-27 14:52
retirement
Weekly update ⋅ January 26, 2017
NEWS
The best ways to avoid boredom in retirement
MarketWatch
So…the problem, if there is one, isn't so much the init… Read More
2017-01-24 19:43
Overview of Average Retirement Savings Measurements
About half of those approaching retirement have no retirement savings. This group is the same as the 47% of Americans who pay no inc… Read More
2017-01-06 08:15
Would you like to be certain not to outlive your money AND make sure you leave something for your children or grandchildren. The answer is.....partial annuitization. It is a method of… Read More
2017-01-05 21:09
by Gary Foreman
It happens every day. Someone becomes disabled or dies. Their caretaker or executor begins to take over financial affairs but doesn't know what to look for or where to find i… Read More
2016-12-21 18:18
Technology Offers Profound Impact for Seniors and Caregivers
We associate new technology with youth rather than with seniors or retirees. Say the word technology and you form a mental p… Read More
2016-11-18 20:32
The biggest concern of most any retiree is the answer to their question, "How long will my money last in retirement?" Clearly, outliving one's money at age 80 and being destitute is a most u… Read More
2016-11-11 17:39
It is a good idea to have an estimate of how much you need for a comfortable retirement. So when you finish this post, use the retirement calculator here. It is likely you may co… Read More
2016-11-10 06:56
Technology Offers Profound Impact on Seniors Quality of Life
We associate new technology with youth rather than with seniors or retirees. Say the word technology and you form a mental pictur… Read More
2016-11-07 09:05
With respect to retirement planning, many consider consulting retirement planners / retirement advisors essential. And for most, it is essential as retirement is the first time in life when… Read More
2016-10-04 02:00
Why Would Retirees Need Senior Life Insurance?
Why have senior life insurance if you are close to retirement or retired?
(c) Can Stock Photo
As you approach or begin retirement there is muc… Read More
2016-09-29 00:32
If you have not yet claimed Social Security or have done so in the last 12 months (you can still change your selection), here are 10 top sources to get the information you need. These… Read More
2016-09-29 00:32
You expect the folks at the Social Security office to give you the best advice. But they don't.
Did you know that there are 12 ways to claim your Social Security benefit and only ONE o… Read More
2016-09-26 17:05
We have separated this topic by age as the reasons to buy life insurance differ by age. In fact, at older ages, you may want to sell your life insurance policy and get a check or monthl… Read More
2016-09-02 17:59
From a recent story about people retiring with debt, I found an interesting statement about financial planners from a financial planner interviewed in the article:
Smith says financial plann… Read More
2016-09-02 17:59
From a recent story about people retiring with debt, I found an interesting statement about financial planners from a financial planner interviewed in the article:
Smith says financial plann… Read More
2016-08-23 04:00
The New Economy – Do You get It?
The new economy is here and I want you to stop looking for a job.
They don’t ring a bell when something important in society has changed.
And som… Read More
2016-08-19 18:42
The public is sucker for stock market forecasts and predictions.
(c) Can Stock Photo
Without the public’s propensity to value stock market forecasts and predictions, Wall Street fatcat… Read More
2016-08-18 21:25
There is hype about retirement savings and not having enough.
Saving for retirement is fine, it’s even good but its hype.
Wall Street wants to promote this idea to save more. The… Read More
2016-08-11 09:00
(c) Can Stock Photo
Learn the six senior tax breaks that apply to retirees or affect seniors because of their retirement status or age. First, I cover the six categories then show… Read More
2016-08-04 01:27
Don’t get older just to get wiser. If you get older, you will be wiser, I believe that – if you dare. But get older because it’s fun! Maya Angelou
The post Wise Words abo… Read More
2016-07-20 19:26
If you listen to any financial advisor, they will tell you that retirement savings is all important for a financially successful retirement. They believe, as do many planning for retirement… Read More
2016-07-19 18:18
Low interest rates create winners and losers among retirees. There are four ways that retirees lose in this low-interest rate environment.
No Social Security Cost of Living Adjustment… Read More
2016-07-11 16:19
Save More for Retirement – Shallow Advice
The most simplistic advice you’ll hear about preparing for the golden years is to save more for retirement. It’s simplistic… Read More
2016-06-24 17:24
Brexit: Silver Lining for US Retirees
You recall the story about the emperor who had no clothes. No one dare state the obvious until a small boy did so. Once stated, everyone reacted. And so… Read More
2016-06-22 21:40
Suppose that you had 2 pockets.
Each Friday you get paid and put your money in your left pocket.
For any money you need to spend, you take it out of your right pocket.
Without noticing it, y… Read More
2016-06-22 13:56
Why Do Some Say There’s a Retirement Crisis?
In the book The Last Hours of Ancient Sunlight, author Thom Hartmann explains how we live off resources created in the past. Specific… Read More
2016-06-15 17:38
Consumers are generally distrustful of people in the financial services industry. And rightly so. But not for the reason you might think.
I was a financial advisor for many years… Read More
2016-06-14 18:06
Advice to save more for retirement is not useful when you are close to retirement age. Here are better ideas that do work.
Sourced through Scoop.it from: www.retirementincome.net
The post S… Read More
2016-06-14 17:04
Save More for Retirement – Fahgetaboutit
You can’t save more for retirement when you’re already 58.
(c) Can Stock Photo
Isn’t it infuriating to see all of those artic… Read More
2016-06-13 14:15
Understand the difference between bad debt and good bet. See how rich people become rich using good debt and poor people say poor using bad debt.
Sourced through Scoop.it from: www.retireme… Read More
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