2020-06-15 08:00
The 2020 hurricane season started June 1, and we’ve already seen Tropical Storm Cristobal impact Louisiana and beyond. Even though many of us are already feeling stressed and anxious a… Read More
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Lakewood Financial insurance agency offers homeowners insurance, boat insurance, liability insurance and auto insurance in Sarasota and Bradenton.
2020-05-27 08:00
One way clients try to lower their property insurance premiums is to buy coverage for less than 100 percent of the value of the property. Within certain limits, this can be effective, though… Read More
2020-05-11 08:00
Central Florida is a great place to live—we have great beaches, warm temperatures, and a laid-back lifestyle. We also have the second highest average homeowners insurance premiums in t… Read More
2020-04-27 08:00
As you may know, for the month of April, we decided to close our office to the public in order to protect both our employees and our clients from possible exposure to the COVID-19, coronavir… Read More
2020-04-13 08:00
Si esta buscando un nuevo agente de seguros, o si es nuevo en el area de Brandenton/Sarasota, queremos su negocio! Permitanos presentarnos. Una Agencia de Seguros Independiente Lakewood Fina… Read More
2020-03-30 08:00
As a real estate investor, you have specialized needs when it comes to insuring investment properties. You may have multiple properties, some of which may be vacant. And those properties may… Read More
2020-03-13 08:00
While no one wants to pay too much for their insurance, Bradenton/Sarasota consumers need to be cautious if they get insurance quotes that seem too cheap. There’s usually a reason for… Read More
2020-02-24 08:00
You might think that if you have homeowners and auto insurance, you have enough insurance coverage in place to protect you financially if you’re responsible for an accident of some kin… Read More
2020-02-10 15:10
Doing business in the 21st century is both easier and more complicated that it used to be. Unfortunately, the employees and tools that help you serve your clients may also be the downfa… Read More
2020-01-27 08:00
Florida homeowners insurance is some of the most expensive in the nation, and the homeowners market here is one of the most complex for property insurers. Homeowners insurance companies in F… Read More
2020-01-13 08:00
The start of a new year has many of us thinking of new goals. Maybe one of yours is to start or expand a business. If that’s so, remember that an important protection is the right insu… Read More
2019-12-23 08:00
Texting while driving has been illegal in Florida since 2013, but law enforcement could only ticket you for it if they pulled you over for another violation. Not anymore. The Florida Ban on… Read More
2019-12-09 08:00
There are some instances when a standard homeowners insurance policy won’t cover your property, such as when you’re building a home from the ground up, or you own a vacant proper… Read More
2019-11-25 08:00
As you prepare to gather with family and friends for Thanksgiving, Lakewood Financial wants to thank you for your business, and wish you a happy holiday. We also want to remind you of a few… Read More
2019-11-15 08:00
Insurance companies use many factors when they calculate what to charge for their policies, and more than 90 percent of them consider credit history when setting car insurance rates. Insurer… Read More
2019-10-31 08:00
During October, we’ve introduced you to one of our trusted partners, American Integrity. Not only does American Integrity offer programs for small boat owners and owners of high value… Read More
2019-10-24 08:00
A standard homeowners insurance policy covers many perils, such as damage or loss caused by theft, fire, or storms. It also protects you if you could be held legally responsible if someone i… Read More
2019-10-17 08:00
Your home is your pride and joy. Not only does it shelter your family and welcome your friends, it’s likely your most valuable financial asset. That’s why it’s so important… Read More
2019-10-10 08:00
Now that you’ve opened the presents and returned from your honeymoon, it’s time to consider some of the changes getting married will bring to your financial life. For instance, i… Read More
2019-10-03 08:00
We’re lucky in the Sarasota/Bradenton area to be able to enjoy our boats and water sports nearly year round. But before you hit the bay, lake, or river, do you have the insurance cover… Read More
2019-09-27 08:00
Once you become eligible for Medicare at age 65, you have some decisions to make. Will original Medicare Part A and Part B be sufficient for your health insurance needs? What about Medicare… Read More
2019-09-09 08:00
What does your credit score have to do with insurance rates? Plenty. Since the 1990s insurance companies have been using consumers’ credit scores to help set insurance premiums. Indust… Read More
2019-08-26 08:00
So far the Sarasota/Bradenton area has had a quiet hurricane season (knock on wood!). But that could change, and we may still experience one or more tropical storms or hurricanes. Before a s… Read More
2019-08-12 08:00
As an independent insurance agency, Lakewood Financial represents many quality insurance carriers—not just one. We pride ourselves in finding YOU the best match for your individual ins… Read More
2019-07-29 08:00
If you’re a new Florida resident, or are thinking of moving to Florida, you may have questions about your car insurance and what steps you need to take to get your vehicle registered… Read More
2019-07-15 08:00
Despite the fact that insurance is required, too many Florida drivers go without it. In fact, Florida has the highest rate of uninsured drivers in the nation at 26.7 percent! If an uninsured… Read More
2019-06-24 08:00
As a property investor, your insurance needs are more complex than the average homeowner. Some insurance agencies are unfamiliar with the requirements of investment properties, particularly… Read More
2019-06-10 08:00
Even though summer doesn’t officially start until June 21, we’re already experiencing increased thunderstorm activity in Sarasota, Bradenton, and nearby areas. Florida is the lig… Read More
2019-06-10 08:00
Even though summer doesn’t officially start until June 21, we’re already experiencing increased thunderstorm activity in Sarasota, Bradenton, and nearby areas. Florida is the lig… Read More
2019-05-28 08:00
Hurricane season starts again June 1. Are you ready? Is your homeowners insurance? In addition to basic preparations such as creating a disaster kit and reviewing evacuation plans, yo… Read More
2019-05-07 18:11
One of the most important steps in running a commercial trucking business is purchasing adequate insurance, tailored to your needs, at the best rate possible. But because of the nature of th… Read More
2019-04-22 08:00
When you’re buying a home, there are many decisions and expenses to take into consideration. While it may be tempting to waive the home inspection contingency to make your offer more a… Read More
2019-04-08 08:00
Florida consumers pay some of the highest insurance premiums in the country for auto and homeowners insurance, and it’s not because we are worse drivers or live in a state where hurric… Read More
2019-03-25 08:00
We’ve all done it. We hear the telltale ping or ring of our cell phone while driving. Surely it will be OK just to sneak a peek at the screen to see who is trying to reach us? M… Read More
2019-03-11 08:00
The demand for commercial truck drivers is high right now, and many new truckers are hitting the roads. If you’re new to commercial trucking, you may not know what insurance cov… Read More
2019-02-25 08:00
The trucking industry keeps goods moving all over the United States, and long-haul trucking jobs are expected to grow six percent from 2016 to 2026. That’s a lot of trucks on the road… Read More
2019-02-11 08:00
Valentine’s Day is quickly approaching and love is in the air! Once you’ve taken care of your significant other, why not show your home some love? Maintaining your home can save… Read More
2019-01-28 08:00
You already know Lakewood Financial can get you great deals on your homeowners, car, and business insurance (and if you don’t, contact us today for a free quote!). But what if you buy… Read More
2019-01-14 18:58
Even though you take good care of your car, you never know when an emergency will arise. Stocking your car with a roadside emergency kit will may help you get back on the road more quickly i… Read More
2018-12-28 08:00
Shopping for insurance is no one’s idea of a good time, but here at Lakewood Financial, we try to make it as simple, painless and cost-effective as possible. We are an all-lines, local… Read More
2018-12-12 08:00
While Floridians don’t have to cope with driving in extreme winter weather the way other parts of the country do, just like everywhere else, we do have challenges to safe driving. Chal… Read More
2018-11-30 18:26
If you’re in an accident, the last thing you want to hear is, “I’m sorry, this isn’t covered under your personal auto policy.” That’s the risk you take if… Read More
2018-11-16 08:00
The holidays are fast approaching, and with them the fun and excitement of getting together with family, traveling, exchanging gifts, and enjoying special holiday traditions. Unfortunately… Read More
2018-10-29 08:00
Your homeowners insurance policy is a key piece of your financial safety net. Not only does it cover what is probably your most valuable asset, your home itself, it also covers what’s… Read More
2018-10-08 08:00
Whether you’re an independent owner-operator, or you manage a fleet of trucks, Lakewood Financial can provide all your commercial trucking insurance needs. We cover all types of trucks… Read More
2018-09-24 08:00
You’ve probably read about data breaches at large companies such as Equifax, Target, and Home Depot as well as other types of cyber security breaches. But did you know that small busin… Read More
2018-09-10 08:00
Your teenager just got his driver’s license. How exciting—and how expensive! There’s no way around it. Teen drivers do cause the family’s car insurance premium… Read More
2018-08-27 08:00
Even if you’re new to the Bradenton/Sarasota area, you’re probably already familiar with our frequent thunderstorms. After all, the Sunshine State could just as well be called th… Read More
2018-08-13 08:00
Congratulations—your child is going off to college! While you’re packing up your student’s belongings and offering last minute advice, take a few minutes to think about how… Read More
2018-07-23 16:50
We all love to play outdoors during the summer—the kids are out of school, we have more time to enjoy our toys and take vacations. But while you’re having fun in the sun, remembe… Read More
2018-07-10 12:04
If you live in Florida, the answer is probably yes, according to Roy Wright, former director of the National Flood Insurance Program (NFIP). Florida has the longest seacoast in the con… Read More
2018-06-18 07:30
Who doesn’t love to hear the words, “pool party”? Swimming and playing in a backyard pool is one of the best ways to have fun and stay cool during our hot Flo… Read More
2018-06-04 07:30
Thinking of making a little side income by becoming a rideshare driver* for Uber or Lyft? Before you sign up, make sure you’ve got insurance coverage. Will your personal auto po… Read More
2018-05-21 07:00
After 2017’s Hurricane Irma impacted nearly the entire state of Florida, most of us in the Bradenton and Sarasota areas are taking hurricane preparations seriously this year. Hurricane… Read More
2018-05-07 07:30
You might think that if your classic car is damaged or destroyed by fire while locked in your garage that your homeowners insurance would cover the loss. Think again. Your homeowners insuran… Read More
2018-04-23 07:30
Most of us consider our dogs members of the family. They share our lives and our homes—but unfortunately, they may also leave us open to lawsuits. Even though it’s unlikely that… Read More
2018-04-09 07:30
If you’re in the difficult position of putting your life back together after a DUI conviction, we can help. Since 2008, Florida has required that drivers who’ve been convic… Read More
2018-03-26 07:30
If you’re in the market for a used car, be aware that hundreds of thousands of flood-damaged vehicles were left behind by hurricanes Harvey and Irma. And many of these vehicles may hav… Read More
2018-03-12 17:28
While you want your home to be welcoming to your family and friends, you also want it to be unattractive to burglars. A few simple home security measures can decrease the chance that… Read More
2018-02-19 07:30
Let’s say you’ve been hurt in a car accident, and the other driver is at fault. Under current Florida requirements, all drivers must carry Personal Injury Protection (PIP) insura… Read More
2018-02-05 17:46
Thinking of buying your first home? Buying a home is a big investment, so you want to make sure you understand the process and you’re ready to take the plunge. Doing your homework befo… Read More
2018-01-22 07:30
If you’re starting a small business, you have many decisions to make—including what sort of insurance coverage your new business needs to safeguard your assets and income. Don&rs&hell…Read More
2018-01-08 07:30
If you’ve just relocated to the Sarasota/Bradenton area, welcome! We’re glad to have you here. While you’re unpacking and checking out the beaches, remember that you’… Read More
2017-12-26 07:30
When all the wrapping paper has been thrown away, and you bask in the glow of another happy holiday, the last thing you want to think about is whether or not your new gifts are covered by yo… Read More
2017-12-04 07:00
Money is always tight, especially during the holiday season. The last thing you want is to spend any more than you have to on your car insurance. Aside from the obvious thing—maintaini… Read More
2017-11-20 07:30
What do you think of when you think of Thanksgiving? Happy times spent with family, a delicious meal, maybe a football game on TV? You probably don’t picture putting out a fire in your… Read More
2017-11-06 20:31
More and more people are starting side hustles, whether to make a little extra money to cover their bills, or to start their dream business. If you’re one of those people, you should c… Read More
2017-10-23 07:30
One of the best things about the Bradenton/Sarasota area is the climate—when other people are getting ready for winter, we’re still able to play outside! And many of us have the… Read More
2017-10-09 07:30
If you have a young family, you probably find yourself financially stressed. Your expenses are rising at the same time that you might be dropping from two incomes to one, even if it’s… Read More
2017-09-25 15:43
If a disaster such as a hurricane, tornado, or fire strikes your home, you may find it temporarily uninhabitable, or even destroyed. Imagine if you have to live someplace else while yo… Read More
2017-09-08 11:37
With Hurricane Harvey fresh in our minds, the Sarasota/Bradenton area is on alert watching the path of Hurricane Irma. While the effects of wind, such as damage from fallen trees, is likely… Read More
2017-08-21 07:30
Whether you do it yourself or hire a trusted mechanic, regular car maintenance not only keeps your vehicle running well and safely, it also may prevent an accident. Since every vehicle is di… Read More
2017-08-07 07:30
In the South, over 90 percent of weather-related crashes occur on wet pavement, according to the Federal Highway Administration. We here in Bradenton and Sarasota are certainly familiar with… Read More
2017-07-24 14:49
There’s still time to sneak in a summer vacation before the kids go back to school. Before you go, there are a few things you should do to protect your home while you’re gone, an… Read More
2017-07-10 15:23
While you’re making plans for a summer vacation, packing up the kids, and making arrangements for the dog, the last thing on your mind might be your homeowners insurance. You can rest… Read More
2017-06-26 07:30
Independent insurance agencies, like Lakewood Financial, sometimes have the reputation of specializing in non-standard drivers who have risk factors that make it hard to get insurance at sta… Read More
2017-06-12 20:10
It’s easy to see why Florida is the number one boating destination in the United States—we have thousands of miles of tidal shoreline, Intracoastal Waterways, lakes, and riv… Read More
2017-05-22 07:30
The start of the 2017 hurricane season is just 10 days away. Are you ready? If you’ve lived in Florida for any length of time, you know how much havoc a storm can cause. Better to spen… Read More
2017-05-08 07:30
Renting a place rather than buying can make good financial sense for many reasons. But what if a fire damages your apartment, or a leaky roof saturates your furniture? Who would pay for your… Read More
2017-04-24 07:30
Congratulations! Becoming an independent adult can be both exciting and scary. Finding your first job and apartment are milestones to be proud of. Buying your first car insurance policy? Tha… Read More
2017-04-08 12:34
Spring weather has many of us thinking about home and landscape improvements. It’s a perfect time of year to spruce up our surroundings, and prepare for the coming heat, humidity, and… Read More
2017-03-27 07:30
A few hasty words can cost you—especially if those words are in writing. Many people, especially children and teenagers, don’t realize that posting something negative and… Read More
2017-03-13 07:30
It only takes a moment for an accident to happen and for your life to change. In today’s litigious world, if you’re responsible for an accident, you could find yourself being sue… Read More
2017-02-27 16:37
We know buying insurance can sometimes be a confusing and frustrating experience. Sorting through coverages, deciding what you need and finding a cost-effective policy can be challenging. Th… Read More
2017-02-13 07:30
For some clients who own higher value homes, this is even more crucial. A standard homeowners policy may not provide enough coverage. Continue reading The post Insuring the High Value Home:… Read More
2017-01-30 07:30
It does take some effort to create a home inventory, but if you lose your belongings and you don’t have one, it may take quite a lot of time and hassle for your insurance company to re… Read More
2017-01-16 15:58
Standard homeowner’s or commercial insurance policies may not cover you if the insured building is vacant. Continue reading The post Why You May Need a Vacant Dwelling or Builder&rsqu&hell…Read More
2016-12-27 07:30
Because insurance is an important part of your financial life, it’s good to review your policies from time to time to be sure your coverage remains in line with your assets and liabili… Read More
2016-12-12 07:30
While you’re shopping for and exchanging gifts with loved ones, scammers and identity thieves are lurking in the background, waiting to take advantage of unwary consumers. At Lakewood… Read More
2016-11-28 07:30
If you have a clear fire escape plan for all household members, and practice that plan, you’ll significantly reduce the chance that someone will be hurt or killed. Continue reading The… Read More
2016-11-14 07:30
While we generally don’t recommend dropping insurance coverage, there may be an instance where it makes financial sense: If you have an older vehicle and do not make payments on it, yo… Read More
2016-10-26 15:32
Your insurance should cover any major Halloween mishaps, but you don’t want to have to make a claim if you don’t have to. To keep Halloween from becoming a horror, here are some… Read More
2016-10-10 07:30
Homeowners insurance in Florida is not cheap, and while you don’t want to pay too much for a policy, don’t make the mistake of underinsuring your most valuable asset. Beware of a… Read More
2016-09-26 07:30
For the average business and consumer, health insurance is a major chunk of the budget. One way consumers and employers are trying to keep health insurance costs down is by offering or choos… Read More
2016-09-12 07:30
The recent flooding in the wake of Hurricane Hermine reminds us that living in Florida can be a soggy business. Since Florida is essentially flat, the entire state is at risk for flooding. I… Read More
2016-08-29 07:30
Did you know some common construction features of Florida homes could save you money on your homeowners insurance? During a hurricane, most serious damage comes from wind and water intrusion… Read More
2016-08-08 07:30
Florida roads are about to get a little trickier to navigate as many of our children go back to school Aug. 10. More vehicles, bikes, and pedestrians will be taking to the road during… Read More
2016-07-25 07:30
Oh no! You’ve just had a leaky pipe flood your bathroom and bedroom. While you’re busy fixing the pipe, mopping up and drying out, along comes a water mitigation company that wan… Read More
2016-07-11 16:01
Florida has some of the highest car insurance rates in the U.S, with policies costing about 25% more than the national average—this according to an Insure.com study based on the rates… Read More
2015-06-05 13:27
Your home is probably one of the biggest investments that you’ll make. As such, protecting your home is one place you don’t want to scrimp on. Making sure your home i… Read More
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