2018-01-08 15:46
Daring trots into town, crestfallen departures, and a family feud that shook us to our core.
It may sound like we’re summarizing a Clint Eastwood flick, but we’re merely coverin… Read More
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2018-01-07 14:40
The Scotiabank Value Visa is notable for offering a post-promotional APR of 11.99%, a very low post-promotional rate for balance transfer cards. Its promotional period offers a 0.99% APR on… Read More
2018-01-04 16:00
Someone very wise once said that death and taxes are the only two things people can be certain of. But if recent trends are any indication, it’s starting to look like a third unsavory… Read More
2018-01-03 16:00
Ever since BMO announced changes to its World Elite Mastercard, GreedyRates readers have left comments of concern. Details released by BMO were initially vague, so many cardholders assumed t… Read More
2017-12-31 16:00
A car is hardly a trivial purchase. The vehicle’s price tag is only one part of its cumulative financial burden, and consumers must consider other car-related expenses as well, like in… Read More
2017-12-30 16:00
Anytime someone has the courtesy to give you a present, no matter how modest or ghastly, it’s an opportunity to scribble a few words of thanks in your gratitude journal—right bef… Read More
2017-12-28 16:00
Have you made your New Year’s resolutions? You might have already dusted off some of those perennial favourites: lose weight, drink less, travel more, etc. But what about resolutions f… Read More
2017-12-27 16:00
Even if you already live frugally, there are always some additional measures you can take to further reduce monthly bills. You might be surprised by how a few small changes to your routine c… Read More
2017-12-25 16:00
There’s been a disturbing trend in Canada over the last decade: the debt-to-household-income ratio has consistently risen to the point where it’s now sitting at 171.1 per cent.
W… Read More
2017-12-24 16:00
We’re told it’s always better to buy than rent. Everyone—from our parents to the banks to the government—encourages us to buy, buy, buy our homes.
But times have chan… Read More
2017-12-23 16:00
Canadians sure love warm-weather getaways, eh? And considering how we suffer through our winters, we deserve them. Every year we curse the sub-zero temps and plot southbound pilgrimages, whe… Read More
2017-12-22 16:00
While most of us look forward to the annual Boxing Day sales as merely an excuse to spoil ourselves with all that Christmas cash we got from grandma, December 26th is actually the ideal time… Read More
2017-12-20 16:00
One of the most magical and simultaneously difficult aspects of new parenthood is losing yourself in the care of your baby. In addition to the time invested in doting on your new little bund… Read More
2017-12-20 15:45
Your credit score is a number assigned to you by Canada’s credit bureaus, and it’s based on your history of borrowing and repaying loans and credit cards on time. Banks, credit c… Read More
2017-12-20 13:00
One of the most magical and simultaneously difficult aspects of new parenthood is losing yourself in the care of your baby. In addition to the time invested in doting on your new little bund… Read More
2017-12-17 14:23
The Home Trust Equityline Visa is a special kind of credit card called a “HELOC”: a “home equity line of credit.” For this type of credit card a home is used as secur… Read More
2017-12-11 11:19
In the world of credit card deals, one incentive which is often overlooked is the classic ‘refer a friend’ program. And Amex seems to have the credit card referral market cornere… Read More
2017-12-10 14:34
Online-only banks have been getting a lot of buzz as of late, but have actually been available to Canadians for 20 years.
As the name implies, online-only banks’ operations are digital… Read More
2017-12-07 12:46
Ah the holidays! We all look forward to spending quality time (arguing) with family and friends and totally, utterly overindulging in food.
But while many of us may be worried about increasi… Read More
2017-12-06 10:15
The RBC Visa Infinite Avion stands out in the travel card category because of its flexible redemption policy. Points are not only redeemable on airfare, but also on merchandise that you migh… Read More
2017-12-04 10:00
It looks like 2017 has been a year of change for many Canadians using debit and credit cards. First there was the Air Canada-Aeroplan breakup, then PC Financial suddenly became Simplii when… Read More
2017-12-03 18:00
Credit cards don’t exist solely to help you spend money. If you choose the right one for your lifestyle, you can earn just by doing your regular shopping. The key is to choose a credit… Read More
2017-11-29 14:55
Former Elle Canada editor, Rita Silvan, dishes on how magical Paris can be after (most of) the tourists leave.
There’s really no “off season” in Paris, a city I still visit… Read More
2017-11-28 12:43
Attending college is an expensive endeavor for students, and while the student in your life may ask for impractical gifts every year around the holiday season—there are more meaningful… Read More
2017-11-23 17:15
Is it just me, or does Black Friday seem to get more and more ubiquitous in Canadian stores every year?
Loblaws, The Hudson’s Bay Company, Chapters, Canadian Tire, Roots and The Real C… Read More
2017-11-22 15:43
Despite its somber name, Black Friday is one of the most exciting and highly-anticipated events of the year. Deal-starved Canadian shoppers have waited months for November 24th, when prices… Read More
2017-11-19 16:56
My parents moved to Canada from Hong Kong 40 years ago. Like many new immigrants, they faced a number of challenges when it came to their personal finances. Not only were they struggling to… Read More
2017-11-13 16:22
For those individuals seeking cash back for all their purchases, TD’s new Cash Back Visa Infinite card poses an interesting offer. Customers will receive a rebate on their first annual… Read More
2017-11-09 11:28
For those individuals with less than stellar credit who need to rebuild or reestablish their good standing, the Home Trust Secured Visa card is a capable tool—and it’s offered at… Read More
2017-11-09 09:32
Credit errors can carry heavy consequences. Whether from a mistake on the part of a credit bureau like TransUnion or Equifax, a lender, or the result of identity theft, erroneous entries on… Read More
2017-11-05 16:34
Not everyone has a perfect financial record: and that’s perfectly fine. Even with less than perfect credit, you have a plethora of options available thanks to a flexible and fair banki… Read More
2017-11-03 14:28
What Is Credit Card Churn?
Credit card churning is a crafty practice that many Canadian cardholders take advantage of. The basic concept is this: sign up for multiple credit cards to reap t… Read More
2017-10-31 14:50
It’s a pretty common practice. The application comes in the mail or online, the rewards are enticing, and before you turn around, you’ve signed up for another credit card. With y… Read More
2017-10-29 13:11
Debt management is an overwhelming concept when you’re drowning in financial troubles. However, sometimes it’s just a question of knowing the right debt consolidation technique t… Read More
2017-10-27 10:16
The post Canadian Tire Financial Services Media Kit appeared first on GreedyRates Read More
2017-10-26 15:48
The post Laurentian Media Kit appeared first on GreedyRates Read More
2017-10-26 15:45
The post TD Media Kit appeared first on GreedyRates Read More
2017-10-26 15:40
The post BMO Media Kit appeared first on GreedyRates Read More
2017-10-26 15:36
The post Capital One Media Kit appeared first on GreedyRates Read More
2017-10-26 13:57
By Sean Cooper
When was the last time you used cash to make a purchase? If you’re anything like me, you’ll struggle to remember.
Canadian media tends to paint the cashless trend… Read More
2017-10-26 13:54
The post MBNA Media Kit appeared first on GreedyRates Read More
2017-10-22 05:29
Feeling the chokehold that airlines, stores, and gas prices have on you during the holiday season? With everyone squeezing you, saving around this time of year might seem like a pipe dream… Read More
2017-10-18 05:34
By Sandra MacGregor
It’s a ritual almost as anticipated as Thanksgiving itself: Black Friday cross-border shopping. While Americans gather around their dinner tables, loosening their b… Read More
2017-10-17 04:46
What Is Cyber Monday?
Cyber Monday is the premier online shopping holiday in the US. This year Cyber Monday falls on November 27th, and while Canadians don’t traditionally subscribe t… Read More
2017-10-16 05:42
Bank of Montreal’s AIR MILES Mastercard is great for those who frequently travel within Canada, as the introductory bonus of 500 reward miles comprises almost half of the cost of a fli… Read More
2017-10-11 09:10
The winter holidays are fast approaching. Before you know it, your favorite stores will be ramping up their sales pitches and marketing efforts to get customers to sign up for their store cr… Read More
2017-10-10 12:51
The Scotiabank GM Visa Infinite card is a perfect fit for those who intend to purchase a vehicle in the near (or distant) future. General Motors’ reward points system transfers $1 of G… Read More
2017-10-09 11:06
Contentedly sitting on our side of the border, many Canadians don’t understand all the fuss over Black Friday—a ‘shopping holiday’ imported from our neighbors to the… Read More
2017-10-08 08:10
October and November are crunch time for those who want a head start on a rewarding new year. Why? Some of the best credit card promotions around will end during these months, just as the ho… Read More
2017-10-04 09:31
Thanksgiving weekend is almost upon us, and while there’s much to be thankful for, the hefty bills around the holiday season are never a welcome sight.
Whether you’re hosting Tha… Read More
2017-09-28 14:39
The new Cobalt card from American Express presents a lucrative opportunity for Canadians who love dining and travel, and who want to quickly accumulate rewards from purchases in those catego… Read More
2017-09-20 09:59
Once the news went public that Chase would no longer accept new applicants for its Amazon Visa card earlier this year, finance-savvy Canadians saw the writing on the wall. A few sharp Greedy… Read More
2017-09-14 11:00
Students who want to get more value for their money will enjoy the BMO SPC Cash Back Mastercard, a card designed to be accessible to students while providing significant cash back rewards. C… Read More
2017-09-14 10:51
Anyone struggling under the weight of high credit card interest rates needs to learn about balance transfer credit cards. A balance transfer card allows you to transfer the full or partial… Read More
2017-09-12 14:32
Home Trust credit cards are known for providing valuable financial flexibility without significant application prerequisites for potential cardholders. The Preferred Visa is no exception, ap… Read More
2017-09-12 11:54
A large outstanding balance on a credit card can be a stressful weight to carry, and after bearing this debt for a long time, high interest rates may make it difficult to finally pay off.
Fo… Read More
2017-09-10 11:25
Bankruptcy is a fair, legal solution for Canadians who are overburdened with debt and have no other way out. However, it also negatively impacts creditworthiness for years, making it difficu… Read More
2017-09-07 15:15
Summer is over, but some credit cards are upping the ante to make this coming fall a memorable one! Check out our roundup of the best new promotions, new cards, and overlooked gems in Canada… Read More
2017-09-07 14:38
Customers who want the freedom to earn cash back on all their purchases without being burdened by accrual restrictions will appreciate RBC’s latest addition to the World Elite line of… Read More
2017-08-28 11:01
At a Glance:
$0 annual fee
Earn 2% cash back on groceries, no limits
Earn up to 1% cash back on all other eligible purchases
Purchase security and extended warranties
Added insurance protect… Read More
2017-08-27 14:49
The advantages of intelligent credit card use are many. Rather than accumulating cards at random, savvy cardholders know that specific card pairings can boost benefits. One tactic is to find… Read More
2017-08-24 07:00
A generous bonus of 3,000 AIR MILES, while impressive, is just an introduction to the heap of rewards offered by the BMO® AIR MILES®† World Elite®* Mastercard&r&helli…Read More
2017-08-20 14:25
How AMEX temporarily lost its mojo — and what it’s doing to get it back
In Ancient Rome, centurions were elite military commanders who led their troops from the front-of-the-line… Read More
2017-08-14 13:29
Let’s be honest. We’re not exactly loyal when it comes to loyalty rewards programs. Smart consumers are always on the lookout for newer, bigger — and most importantly, eas… Read More
2017-08-03 14:32
Scotiabank’s SCENE Visa card provides new cardholders with 5,000 SCENE points (that means five free movies) as a welcome bonus when you spend $500 in the first three months. Sign up fo… Read More
2017-07-31 11:22
Bestselling author Sean Cooper, aka ‘the Canadian mortgage guy’ (and GreedyRates’ distinguished guest writer) relays his experience of how a good credit score helped h… Read More
2017-07-26 14:27
Aeroplan credit cards let you earn miles as a reward for every dollar that you spend. Your miles never expire, so you can stash them away and then spend them on a range of products, from act… Read More
2017-07-26 13:04
It may seem like savings accounts haven’t evolved much over the years, but a quick search will reveal just how much progress has been made. Modern banking customers look to Scotiabank… Read More
2017-07-26 11:19
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James D. Lancaster – Financial Editor; Savings and Checking Accounts
We believe our readers can apply their bargain-hunting mindset to other aspects of their financial we… Read More
2017-07-24 12:01
GreedyRates is proud to be the go-to authority for Canadians who want to save money and earn the best benefits possible from their credit cards, and we will continue to work hard to be Canad… Read More
2017-07-17 14:01
The American Express Card by Scotiabank is a travel card that makes it easy for customers to earn and redeem Scotia Rewards points both at home and abroad. Aside from the lucrative rewards p… Read More
2017-07-10 12:15
Anyone struggling under the weight of high credit card interest rates needs to learn about balance transfer credit cards. A balance transfer card allows you to transfer the full or partial… Read More
2017-07-03 15:56
Many credit cards offer juicy signup bonuses to get people to join their club. When the promotional period runs out, however, some cards aren’t worth the plastic they’re man… Read More
2017-06-29 16:25
The fanfare surrounding Canada’s 150th birthday has become increasingly more impressive as the big day approaches. The government has spent a reported $500 million(!) on birthday bash… Read More
2017-06-27 09:22
When looking for a low balance transfer credit card, you should always evaluate three features: the interest rate, the length of time of the promotion and the balance transfer fee… Read More
2017-06-20 14:15
June is a great month to be alive, and even greater if you’re a member of the GreedyRates family. Check out what you can get with your WestJet RBC World Elite Mastercard, National Bank… Read More
2017-06-14 16:16
At a Glance:
No annual fee
0% APR financing on purchases of $200 or more at Canadian Tire
Earn Canadian Tire Money at a flat 2x rate on all purchases
Earn Canadian Tire Money at a 10x rate a… Read More
2017-05-30 08:51
It seems like all good things really do come to an end. After more than 30 years together, Air Canada has announced that it will be ending its partnership with rewards program Aeroplan. The… Read More
2017-05-25 08:57
In truth, comparing the Nordstrom Visa card to the Scotia Momentum Visa Infinite cash back card or the American Express Gold Rewards card is a bit like comparing apples to oranges. After all… Read More
2017-05-16 15:51
May is a busy month for card holders, with credit card companies offering some juicy incentives to bolster loyalty. Here’s a roundup of the best deals on offer for Canadians this month… Read More
2017-05-07 15:57
At GreedyRates, we’re obsessed with credit cards, the differences between them, and how to select the one most suitable for any situation. But it’s often valuable to take a step… Read More
2017-04-30 15:24
If you have a running balance on an old credit card with a high interest rate, it becomes more and more difficult to pay it off, and you end up paying extra in interest due over time. Credit… Read More
2017-04-20 13:36
Running a company is made significantly easier with the assistance of strong financial backing and its accompanying tools, like credit cards designed specifically for business purposes. When… Read More
2017-04-02 14:07
With the weather getting nicer, a lot of people are looking to make home improvements, get out of town for a well-deserved vacation, or spend some money on something they enjoy but haven&rsq&hell…Read More
2017-03-28 15:54
Going on vacation can be expensive, and we could all use a break here and there. That’s what travel hacking is all about. If you can appreciate the idea of saving money while traveling… Read More
2017-03-15 14:35
Until recently, the number of credit cards in circulation was increasing annually. According to Industry Insights’ quarterly report from Q4 of 2016 however, this trend is reversing qui… Read More
2017-02-27 18:50
Are credit card offers in Canada better or worse than those south of the border? After comparing like to like credit cards in the United States and Canada, the answer is a resounding “… Read More
2017-02-20 22:37
Paying for your own vacation is expensive enough. Funding a family of four or more is downright terrifying. From flights and hotel nights, to food and entertainment, family travel can be a s… Read More
2017-02-06 20:59
Looking for a no annual fee travel credit card with a free hotel night welcome bonus? OK. How about no minimum spend to achieve your bonus? Makes sense. Free room upgrades? You bet. 1.99% ba… Read More
2017-02-03 16:03
Effective February 6th 2017, WestJet Rewards is making several impactful changes to the earning structure of its tiered loyalty program.
Overall WestJet will make it easier for Rewards membe… Read More
2017-01-26 22:18
If you’re looking to bathe yourself in points, miles, cash or simply bask in the glory of 0% interest rates, our latest picks for Canada’s Best Credit Cards for 2017 should get y… Read More
2017-01-18 20:13
It’s not every day that a Canadian credit card offers enough welcome bonus points for two free flights, let alone a free companion ticket! Then again, it’s not every day that a c… Read More
2017-01-10 15:54
After battling it out in public for months, Walmart and Visa Canada have decided to make amends. Walmart has already started accepting Visa cards, after banning the network in all of its sto… Read More
2017-01-06 04:05
Just because students are starting out on their credit card journey, doesn’t mean they have to settle for ho-hum, plain vanilla credit cards. Many student cards now offer a p… Read More
2016-12-27 23:06
Canadians are obsessed with credit card rewards, perks and benefits. From free flights to free baggage and insurance, credit cards offer an abundance of value. However, we’d all prefer… Read More
2016-12-23 18:18
Getting free flights, the holy grail of credit card rewards, is easier than it seems. While some people spend years diligently saving up enough miles to fly free, others have figured out a w… Read More
2016-12-16 20:47
The no annual fee National Bank ECHO Cashback MasterCard offers a compelling value proposition of 1.5% cashback per dollar spent on gas, grocery and online purchases and 1% everywhere else… Read More
2016-12-12 19:18
Many credit cards come loaded with phenomenal perks and benefits, unfortunately the majority are unknown and unused by most Canadians.
We all look for the popular perks like free lounge acce… Read More
2016-12-08 00:26
Ok, maybe these hacks aren’t life changing, but we thought we’d give the whole click bait thing a try!
Use whatever superlatives you want, but these are some of our favourite and… Read More
2016-12-02 00:36
In what can only be described as a huge victory for Canada’s 11 million Air Miles collectors, the company has announced that it’s cancelling its point expiration policy that was… Read More
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