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Michigan Preeminent Bankruptcy Attorney Blog


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2023-06-19 16:35
  The Law Office of Charles L Basch II is running a special through the end of the month for a basic chapter 7 bankruptcy* a flat fee of $1,000.00 including the filing fee! That is… Read More
2022-05-16 17:46
So you've finally been discharged from your bankruptcy, and now you are free to do whatever you want again. The world is your oyster!But before you grab a bucket and head for the beach, ther… Read More
2021-10-16 11:52
 https://www.freep.com/story/money/business/michigan/2021/10/16/foreclosures-rise-pandemic-era-mortgage-bailout-programs-expire/8440375002/ Read More
2021-07-06 16:55
  Have you ever asked yourself - "How can I pay this debt down?!" Where do you start, it can be overwhelming and hard. But armed with these easy steps, you can pay your debt down and el… Read More
2020-03-27 14:03
If you are still considering, or more to the point, NEEDING to file either chapter 7 or chapter 13 bankruptcy, you can still do so.As of now, ALL aspects of filing can be done remotely via e… Read More
2020-03-18 19:41
Hello,I wanted to let everyone know that during this unprecedented time The Law Office of Charles L Basch II is still open, and servicing new and existing clients full-time. I am still dilig… Read More
2019-05-29 16:31
There are simple ways to tell if you are a candidate for bankruptcy. While this may not be the most encouraging news, it can be helpful if you are to make any lifestyle or fiscal changes to… Read More
2019-02-20 15:27
Bankruptcy is a legally declared inability of individuals or businesses to pay their debts. A bankruptcy can be requested not only by creditors in an effort to get what they are owed but als… Read More
2018-11-09 16:48
Chapter 13 is a very powerful and useful chapter that can accomplish many things. Here are 7 things that you can get in a chapter 13 that you will not get anywhere else.You can change or mod… Read More
2018-07-26 13:51
Are you looking for an experienced and affordable attorney? Look no more, you have found him. I have over 16 years of exclusive bankruptcy experience.I know the law, and I know the system, w… Read More
2018-06-06 12:54
With the onset of warm weather (well, sort of, right) the thought of your finances seem to drift away and get buried under the busy summer months. But your creditors are hard at work and the… Read More
2018-01-04 18:47
Make it your New Years resolution to get a will or trust in place. It has never been an easier or better time to get these important documents done. As the winter months plod along, and the… Read More
2017-09-05 15:42
For a limited time fees for no asset chapter 7 is only $1,100 that includes the filing fee.If you file now, you could be debt free by Christmas!Call 313-343-9930Text 586-943-9211Email debtfr… Read More
2017-06-28 19:20
There is $1.4 trillion in student loan debt in the United States. Once reserved for credit card debt, student loans are now the biggest non-secured debt in our country. What is more is that… Read More
Start Of Summer Chapter 7 Special
2017-06-26 12:06
Looking to erase those summer debts, now is a great time to file bankruptcy, and a new low fee of $1,000 (includes filing fee) is only here for a brief time. A 33% discount off my regular fe… Read More
2017-05-04 15:17
For the month of May I am running a special on chapter 7 bankruptcy fees.$600 total and complete bankruptcy ($335 filing fee and $265 attorney fees) You cannot beat that price anywhere. Call… Read More
2017-02-07 16:15
Paying interest in your student loans may amount to a tax deduction, it is $2,500 max or whatever is less that you paid in 2016How to qualify? Well, it has to be legally your debt, and your… Read More
2016-11-28 17:35
Getting a Mortgage After BankruptcyBuying a house after a bankruptcy takes a little research to find a bad credit mortgage with reasonable rates and terms. But it can be done with the help o… Read More
2016-11-10 19:40
Having a garnishment on your wages is a tough go. And there is little or nothing you can do, short of quitting your job or paying it off in full that can get you relief. Except, bankruptcy!… Read More
2016-11-03 17:52
Student Loans, Bankruptcy, and AlternativesThere are a wide variety of reasons why you could be considering filing bankruptcy to eliminate student loans as a solution to your student loan de… Read More
2016-10-28 16:41
Advantages of BankruptcyFolks who are considering filing bankruptcy are faced with a lot of questions and are often not sure what the advantages could be, if any. Besides the obvious advanta… Read More
2016-10-18 18:28
The legal process of bankruptcy, though sometimes misunderstood, is a progressive and often merciful process. By it, a hopelessly indebted individual can make an official declaration of fina… Read More
2016-05-29 20:27
"Do you know that one of the great problems of our age is that we are governed by people who care more about feelings than they do about thoughts and ideas?" Margaret Thatcher Read More
2016-04-20 19:16
What are the most hated things about loans for college.1. Getting an expensive degree, does not guarantee a high paying job!2. Your “grace” period is only six months after gradua… Read More
2016-03-22 21:53
There was a time when employer perks were plenty, paid time off, full healthcare for you and your family, no charge. Heck some even had company cars. What if a perk was your employer paying… Read More
2016-03-16 16:40
Is is just me, or is this year already moving fast? Seems as though the New Year party was just last week.When tax time approaches it is time to take a look at your finances and see what you… Read More
2015-12-05 18:01
For the next 27 days, I will do a complete Chapter 7 case for you for the total price INCLUDING the filing fee ($335) for $600.00!!  Yes that is right, you are not seeing things, this i… Read More
2015-11-06 17:53
10 Myths of Debt ConsolidationIt is no mystery that ever since we became connected in the vast world wide web of things that we have been bombarded with companies that will help us, from our… Read More
2015-11-06 15:36
IS A GOVERNMENTAL PENALTY SUBJECT TO DISCHARGE?There is no doubt that what is subject to discharge and what is not is highly debated and litigated in bankruptcy court and in the academic wor… Read More
2015-10-26 18:01
SHOULD YOU FILE BANKRUPTCY BEFORE THE HOLIDAYSI have been asked this question many times over the life of my career. Should I file right before the holidays. If the thought of your phone rin… Read More
2015-09-24 17:08
Did you know today is the Supreme Court's Birthday? On this day 226  years ago, you remember that day right, like yesterday, the first Supreme Court of the United States was convened by… Read More
2015-09-17 17:58
If you have been served with a garnishment and writ, and you decide to object it must be based on any one of the followingFunds or Property are ExemptBankruptcy is PendingBarred by an Instal… Read More
2015-09-17 17:50
Michigan law exempts certain types of funds from being garnished. Worker's Disability Compensation MCL § 418.821Unemployment benefits MCL § 421.30Michigan general assistance &n&hell…Read More
2015-09-07 12:42
In the Midwest, one in 16 workers earning between $25,000 and $40,000 had wages seized for a consumer debt in 2014.  Read More
2015-09-07 12:35
Should I hire a company to help me fix my credit?There are many scams out there by "companies" claiming that they can fix your credit. And they are quite expensive. More times than not they… Read More
2015-09-03 02:02
What is bankruptcy? Webster defines bankruptcy as “the quality or state of being bankrupt” and bankrupt as “a person judicially declared subject to having his or her estat… Read More
2015-08-25 18:26
RepossessionRepossession happens when the bank or credit union that loaned you money takes possession of the vehicle that you drive. A bank or credit union does NOT need a court order to re… Read More
2015-08-18 18:10
http://www.huffingtonpost.com/rj-eskow/liberate-41-million-ameri_b_6547510.htmlThere just has to be a better way. Right?Charles L Basch II Read More
2015-08-18 18:06
11 U.S Code § 366 Utility Service(a) Except as provided in subsections (b) and (c) of this section, a utility may not alter, refuse, or discontinue service to, or discriminate against… Read More
2015-08-18 15:57
http://www.detroitnews.com/article/20140714/BIZ01/307140030/Debt-collectors-take-chase-social-mediaKnow your rights and protect them, I suggest recording all your calls from collection compa… Read More
2015-08-18 15:56
In my ongoing effort to explain in simple terms the various code sections in BAPCPA, I have put forth the text of 1305 and how post petition claims are handled.  A big question that I g… Read More
2015-06-24 15:36
Until July 4th, if you mention this blog post, you will get a complete chapter 7 filing with complimentary credit report ($50 value), for $1,200.00 complete, including filing fee. That is a… Read More
2015-02-25 18:29
It is that time of year again, tax time. The phone rings off the hook as old clients try and navigate the occasional 1099-C form that they receive and the sinking feeling of owing taxes. Her… Read More
2014-11-22 02:53
http://www.hoover.org/research/what-inequality-warriors-really-wantI like the last paragraph.  Basically sums it up. Charles L Basch II Read More
2014-11-18 14:59
11 U.S. Code § 524 - Effect of discharge (a) A discharge in a case under this title— (1) voids any judgment at any… Read More
2006-06-07 11:16
Remember, $1,300 for a complete chapter 7.  This includes the filing fee and complimentary credit report ($40 value)  Why wait.  Call Now!  313-343-9930  you can als… Read More
2006-06-07 11:16
Are you worried about your tax refund being intercepted by one of your creditors?  Under the bankruptcy code, if a creditor takes more than $600 from you within the 90 days preceding th… Read More

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