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Fully-insured vs. self-insured health plans

As healthcare costs continue to rise, employers are eagerly searching for ways to control costs without negatively impacting their employees’ Health coverage. That’s why more companies are choosing to set aside funds to pay for the healthcare needs of their own employees instead of offering a traditional group health insurance plan.

Either way, employers setting up a health plan need to consider both the type of health plan to offer and how the health plan will be structured.

In this article, we’ll explore the two most common ways to structure a health insurance plan, fully-insured and self-insured so you can understand all the options you have available to you.



This post first appeared on Small Business Employee Benefits And HR, please read the originial post: here

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Fully-insured vs. self-insured health plans

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