2023-12-12 15:21
Before filing a claim against your homeowners insurance, it’s important to understand how that claim might impact future premiums. While it’s common for claims to increase… Read More
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Paige And Campbell Vermont Blog
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personal umbrella
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condo association insurance
homeowners insurance
business owners
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Vermont specialized insurance blog. We advise our readers on the best practices to follow in the industry as well as VT specific advice.
2023-12-12 15:16
How you drive has an impact on your car insurance, and speeding is no exception. You’ll usually be covered if you’re in an accident on one of Vermont’s roads while go… Read More
2023-10-27 13:36
Working as a sole proprietor generally presents some business-related risks. Whether actual small business insurance is needed, however, depends upon a sole proprietor’s work and… Read More
2023-09-13 17:09
Business owners policies offer affordable coverages for small businesses, but the premiums for these policies still vary. While Vermont businesses can’t do much about their indus… Read More
2023-08-15 17:11
Insurance companies offer plenty of potential discounts on car insurance, and most drivers are aware of the common ones. Bundling policies, installing a security alarm, driving safely… Read More
2023-07-19 17:14
Should drivers ever have a comprehensive or collision claim for damage to their car, a typical auto insurance policy will pay up to the vehicle's value. This doesn’t always work… Read More
2023-06-12 17:18
Personal liability lawsuits can become extremely expensive, especially if the defendant is actually guilty of what the plaintiff claims. Such lawsuits can sometimes exceed the personal… Read More
2019-06-03 13:00
Condo insurance policies typically provide a host of projections for the condominiums they insure, but those protections are sometimes confined by a policy’s terms and conditi… Read More
2019-05-20 16:30
Shopping for condo association insurance is a fairly simple process, but having a defined method in place does help ensure everything goes smoothly. If your Vermont condominium asso… Read More
2019-05-07 16:00
A well-chosen car insurance policy will insure the covered vehicle for its full value. With standard car insurance policies, determining the appropriate amount of coverage is a fair… Read More
2019-03-31 21:20
Insuring a commercial truck is often more complicated than merely purchasing comprehensive and collision coverage for the vehicle. If you have a commercial truck in Vermont, you may… Read More
2019-03-18 16:00
Being issued a traffic ticket, whether in Vermont or some other state, usually requires you to pay fees and/or fines. Certain tickets may also cause your car insurance premiums to g… Read More
2018-10-04 21:01
Understanding the terms in a commercial umbrella insurance policy (or any insurance policy) is a fundamental step toward fully understanding what protections the policy affords. As… Read More
2018-08-06 21:27
As cyber threats continue to grow, developing a robust cyber security system is becoming more and more important. Financial firms, in particular, need to consider potential threats… Read More
2018-07-03 17:39
When comparing commercial property insurance policies, you’ll find that almost all policies include “business personal property” coverage. You’ll also likely… Read More
2018-05-17 21:48
According to the Insurance Information Institute, just 37 percent of renters have renters insurance. That leaves a large majority, 63 percent, of people who rent without protection… Read More
2018-04-26 15:06
Many motorcycle owners in Vermont trick out their bike with accessories, aftermarket parts and custom work. They may install parts themselves, or they might hire someone to do work… Read More
2018-03-12 23:21
When purchasing, upgrading or expanding a fleet of vehicles, a business’ commercial auto insurance needs change. If you run a Vermont business that’s recently invested i… Read More
2018-01-16 17:07
Vermont professionals who use shared coworking spaces are frequently still exposed to a variety of potential risks. If you run a business in the state that uses a common office, kit… Read More
2017-11-03 01:48
Homeowners in Vermont generally aren’t required by state law to have homeowners insurance, but it’s a smart and wise move to keep a house insured. If you were to cancel… Read More
2017-10-04 00:52
Summer lovin’, had me a blast. Summer lovin’, happened so fast! Read More
2017-09-14 16:38
Ridesharing has quickly become a mainstream way for people to get around. It’s also become a viable means for drivers throughout Vermont to earn extra money. Before drivi… Read More
2017-07-24 17:25
General liability insurance is a common commercial insurance that many businesses in Vermont purchase. It’s included in most business owners policies and commercial package po… Read More
2017-07-18 22:40
In order to receive a dealership’s certificate of registration from Vermont’s Commissioner of Motor Vehicles, dealerships must show the state they have funds available t… Read More
2017-06-29 18:54
Business interruption insurance helps businesses cover unexpected losses of income that are caused by covered incidents. As is the case with most insurances, there are several diffe… Read More
2017-06-23 16:11
Most businesses in Vermont that sell alcohol to consumers should have liquor liability insurance. This insurance helps protect businesses from alcohol-related accidents they’r… Read More
2017-06-20 18:16
Surety bonds are used in a variety of situations to provide businesses, governments or individuals with guarantees. The type of surety bond that’s purchased depends on what th… Read More
2017-06-05 17:20
When purchasing car insurance in Bradford, Vermont, drivers have several optional coverages to consider. One option coverage that many drivers select is comprehensive coverage… Read More
2017-06-01 14:04
While many contractors purchase at least some of the equipment they use, there are situations when it makes sense for a contractor to rent or lease equipment instead of buying it. F… Read More
2017-05-25 22:05
Most businesses that are legally required to have workers compensation insurance can choose any policy that meets Vermont’s requirement. Businesses that have workers who trave… Read More
2017-04-10 20:32
Condominium owners generally aren’t held personally liable for accidents that happen in their building’s common areas. They can, however, end up being financially respon… Read More
2017-03-15 17:45
When purchasing insurance for a residential building, it’s important to get the right type of insurance. If you don’t, you may one day find that your building wasn&rsquo… Read More
2017-02-24 02:32
Modern society is a mobile society. Because you’re always on the go, you need insurance that can go with you. Safeco has been a leader in the insurance industry since 1923, an… Read More
2017-02-14 22:44
It’s no secret that shopping around and comparing prices is one of the best ways to save on almost any product, from a new screwdriver to a new car. When purchasing homeowners… Read More
2017-01-13 17:18
In-law apartments provide independence while maintaining a close proximity. In doing so, they sometimes blur the lines between immediate and extended family -- especially from an in… Read More
2016-12-10 01:02
Most renters in Barre, Vermont are able to find at least one (if not several) personal policies, including renters insurance policies, that provide the insurance coverages they need… Read More
2016-11-30 19:04
A business owners policy is an insurance package that combines multiple business insurance policies into one, convenient package. Business owners policies may not be right for every… Read More
2016-11-15 16:54
After purchasing homeowners insurance from an insurer that serves Warren, VT, you’ll likely receive a copy of your homeowners policy. This is a packet of paperwork that detail… Read More
2016-10-27 17:47
Whenever you’re making a big purchase, it’s important to shop around for the best value. Most people will look up prices on a television that costs a few hundred dollars… Read More
2016-10-21 22:13
CD collections cost a lot to replace if they’re lost. Even a collection of 200 CDs, which is sizeable but not unusual, would cost $1,000 to replace if each CD were available a… Read More
2016-10-17 21:17
Even though price isn’t necessarily indicative of beauty, many of the fine pieces of art that collectors purchase are worth a significant amount. In some cases, their value ex… Read More
2016-10-13 23:53
A recent study by Recall Masters reported that each day there are 955,368 used cars for sale. Of this number, 36,105 are cars with open recalls on them. Sixty-two percent of these c… Read More
2016-10-07 21:49
Contractors, like most business owners, need insurance to protect their company from a variety of potential risks. The risks that contractors face, however, are unique to their indu… Read More
2016-09-30 21:04
Most businesses in Warren, VT that hire employees will need workers compensation insurance. This type of insurance is generally designed to compensate workers for medical bills and… Read More
2016-09-26 23:29
Motorcycle insurance companies take many factors into account when calculating policy premiums. In addition to considering a rider’s age, record, experience, and location (suc… Read More
2016-09-21 18:47
Workers compensation insurance is designed to help employees if they’re ever hurt while on the job. A policy will often cover medical bills and income lost due to a covered cl… Read More
2016-09-09 20:38
When drawing up a budget proposal for a new business, there are many expenses to include. You need to account for everything from legal fees for registering your company to a market… Read More
2016-08-29 22:32
With each passing day, the world becomes more and more connected thanks to the Internet and technology. Unfortunately, as the world becomes more connected, cyber criminals become mo… Read More
2016-08-24 11:30
Homeowners insurance policies, like almost all insurance policies, typically have deductibles. A deductible is an amount that policyholders are expected to pay before an insurer wil… Read More
2016-08-19 18:21
Running a contracting service can be a lucrative business, but it often comes with a number of hazards and risks. Consequently, you’ll want to make sure you have a good contra… Read More
2016-08-05 15:36
Small businesses need insurance, just like individuals need insurance. While all businesses have unique requirements and need insurance policies that will meet those needs, the… Read More
2016-07-31 10:30
Homeowners usually read over their homeowners insurance policy’s coverages, and they certainly all look at their policy’s premiums, when selecting a policy. Some homeown… Read More
2016-07-29 16:12
For many families living in the Williamstown area, especially those with young children, bringing home a rescue pup or a dog is a big event. Everyone is excited about choosing… Read More
2016-07-22 16:49
Homeowners insurance can provide protection against uncertainty and catastrophe, giving you a safety net to fall back on if the worst were to happen. Too many Bristol homeowners thi… Read More
2016-07-15 18:10
Unfortunately, no matter how many preventive measures you have in place, work accidents do happen. However, simply because work accidents are not always preventable does not mean yo… Read More
2016-07-07 01:54
Bradford residents are protected by their homeowners insurance policy in a number of different scenarios, mostly related to a damaged or destroyed home. While most events are covere… Read More
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