2023-01-23 20:59
The average person in the United States drives 13,476 miles per year, according to the Federal Highway Administration. That works out to an average of 1,123 miles per month. Putting that man… Read More
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Credible Resource Center Blog
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A multi-lender marketplace connecting borrowers to the right information for student loan refinancing, student loans, and personal loans.
2023-01-12 15:12
Federal student loans don’t require you to make payments while you are still enrolled at least half-time in school. In fact, there is an additional grace period after leaving school be… Read More
2023-01-11 21:45
Homeowners insurance covers your home and belongings in the event of damage or loss due to unexpected emergencies, such as a fire, theft, or storms. The premium is the amount the insurance c… Read More
2023-01-11 17:01
Homeowners insurance protects you financially if a covered event like fire, storm, or theft damages or destroys your home and property.
Having adequate coverage can save you hundreds of tho… Read More
2023-01-10 21:31
Financial professionals sometimes refer to home equity as “trapped” because it’s wealth you’ve accumulated but can’t spend unless you sell your house. If you ha… Read More
2023-01-10 16:34
While it’s hard for many parents to imagine their children growing up and leaving the nest, there will come a day when they walk across that high school graduation stage and move forwa… Read More
2023-01-10 14:23
There could be several reasons why you might choose to drop a college class. A too-heavy workload, changing majors, or simply a course that’s not the right fit. But before you withdraw… Read More
2023-01-09 22:42
Picking an undergraduate degree is one of the first major decisions you’ll make in your college career. So, it’s important to choose a field that will allow you to pursue your go… Read More
2023-01-09 18:19
Many families can’t afford to pay for college entirely out of pocket — this is where student loans can really come in handy. Applying for student loans is easier today than it&rs&hell…Read More
2023-01-09 14:56
Car insurance comes in handy after a covered loss, like a car accident or theft. But if your rates increased, you’ve received bad customer service, or you haven’t compared rates… Read More
2023-01-06 21:28
If you need a break from making payments on your private student loans, consider getting a loan deferment.
But can you defer private student loans? The answer depends on your lender, as some… Read More
2023-01-05 19:37
Rental cars are a convenient way for drivers to access a vehicle for short amounts of time. You may need a rental car when you’re out of town or while your own vehicle is in the shop… Read More
2023-01-05 17:19
Coming up with money to purchase auto insurance can be tough — especially if you’re already struggling financially. Unfortunately, you can’t go without car insurance while… Read More
2023-01-05 14:56
Most drivers are aware of different forms of vehicle insurance, like temporary car insurance, motorcycle insurance, and RV insurance. However, you should also know about nonstandard vehicle… Read More
2023-01-04 22:31
As a driver, few things are worse than being pulled over by a law enforcement officer and getting a ticket for a moving violation. While you may refer to the paper notice you receive as a &l&hell…Read More
2022-12-31 01:46
Most standard homeowners insurance policies cover the replacement of an electrical panel damaged by sudden perils such as fire, lightning, and other covered events. Not all damage is covered… Read More
2022-12-30 22:20
Car insurance is required in almost every state. It’s important to have insurance because while no one wants or expects to get into an auto accident, they happen all the time. Car insu… Read More
2022-12-30 18:48
A cosigner is a person who agrees to pay back your loan if you don’t pay it back as agreed.
Student loan refinancing with a private lender might require a cosigner if you have a short… Read More
2022-12-13 15:36
Car insurance is a must-have for any driver. Not only does it protect you financially, but most states require at least some level of car insurance..
If you own a Tesla, you may be wondering… Read More
2022-12-12 18:19
As you pay down your mortgage and your home rises in value, you build up a powerful financial tool: home equity. Borrowing against this equity gives you access to cash you can use to fix up… Read More
2022-12-12 15:45
Driver’s licenses are important for more than just legally operating your vehicle. They can help you vote, get on an airplane, open a bank account, and enroll your child in school, amo… Read More
2022-12-06 16:15
When you’re counting up the costs of attending college, don’t forget about interest. If you have to borrow to pay for your tuition or living expenses, you’ll need to eventu… Read More
2022-11-23 14:05
A cash-out refinance usually refers to a new, bigger mortgage that pays off your existing mortgage and gives you the difference in cash to spend or save as you please. By comparison, the mor… Read More
2022-11-21 21:47
Hurricanes and cyclones have caused the most destruction of all natural disasters in the United States. In the last five years alone, the total cost of these storms was estimated at $742.1 b… Read More
2022-11-21 14:32
The student loan forgiveness plan introduced by the Biden Administration in August has officially been blocked by a federal judge in Texas. As a result, applications for relief are on hold u… Read More
2022-11-18 20:12
You can get a HELOC on an investment property — a home that you don’t live in at all — but it may be harder to find, more expensive, and smaller than a HELOC on your main h… Read More
2022-11-17 14:48
Carrying multiple student loans can feel overwhelming. You have to stay on top of the monthly due dates, interest rates, and terms of each loan while navigating the rules, expectations, and… Read More
2022-11-15 14:54
A water damage insurance claim is one of the most common claims for homeowners, accounting for roughly 20% of insurance losses in 2020, according to the Insurance Information Institute. Each… Read More
2022-11-04 20:03
If you’re struggling with student loan payments and other debts and are considering bankruptcy, you may have read that student loans are usually not forgiven once you file.
While that… Read More
2022-11-04 14:25
The path to earning a college degree is different for each student. Many students take breaks or gap years for a variety of reasons while pursuing their postsecondary education. There’… Read More
2022-10-31 23:15
When you own a home, rent an apartment, or own a business, it’s important to buy property insurance to protect your most valuable assets. Property insurance can provide property protec… Read More
2022-10-31 20:19
A homeowners insurance policy can help cover the repair costs for a roof — or pay for a new one entirely — whether the cause of damage is fire, wind, hail, or something else.
Her… Read More
2022-10-31 14:35
Achieving a college education is an admirable goal no matter how old you are, how you earned a high school degree, or how you live your life.
Being a nontraditional student can help you face… Read More
2022-10-28 22:00
When it’s time to start repaying your federal student loans, you’ll automatically be enrolled in the 10-year Standard Repayment Plan. But if your circumstances change or you want… Read More
2022-10-28 18:19
It’s easy to get discouraged when you’re constantly devoting a huge portion of your paycheck to your monthly student loan payments. Tackling your student loan balances may seem l… Read More
2022-10-28 14:16
Short-term rentals are a popular way for homeowners to earn passive income from investment properties or vacation homes they only use part-time. While owners generally maintain active home i… Read More
2022-10-28 00:19
Odds are you’ve worked hard to be able to afford and maintain valuable assets like your car, your home, and the belongings you keep in each one. Unfortunately, though, a number of peri… Read More
2022-10-27 20:15
California homeowners aren’t the only Americans who need earthquake insurance. Large swaths of the United States face serious earthquake risks, and standard homeowners and renters insu… Read More
2022-10-21 15:27
Updating your home can quickly become expensive. Just renovating your kitchen carries an estimated cost of $80,000, according to the National Association of Realtors’ 2022 Remodeling I… Read More
2022-10-19 23:30
Renting out a home on Airbnb can be a great income source. Protecting that property is essential, though, whether you’re renting out your home when you go on vacation or have an entire… Read More
2022-10-19 18:04
The application for federal student loan forgiveness officially launched on Oct. 17, 2022, and will be available for eligible borrowers to access until Dec. 31, 2023.
Borrowers are eligible… Read More
2022-10-18 15:20
Homeowners insurance protects your investment in your property by helping pay for the cost of repairing or replacing your home if it’s damaged by a covered event, such as a windstorm o… Read More
2022-10-14 20:58
Force-placed insurance, also called credit-placed insurance or lender-placed insurance, is homeowners insurance that’s put into place by your lender that you didn’t choose, but s… Read More
2022-10-14 17:40
A home break-in and robbery are terrifying experiences likely to leave you feeling angry and vulnerable. After all, your home is your sanctuary — the place where you expect to feel saf… Read More
2022-10-14 14:30
After paying down your student loans for months on end, it can be demoralizing to see just how large a balance you still have left. Depending on your repayment plan, you may even owe more no… Read More
2022-10-13 20:41
Volunteering your time is a great way to give back and feel connected with your community — but those aren’t the only benefits of becoming a volunteer. A number of government and… Read More
2022-10-13 18:30
When you find yourself deep in debt and unable to pay, the legal system might take over. One way a court can order you to repay your debt is through wage garnishment, where a portion of ever… Read More
2022-10-13 16:15
To be approved for a personal loan, or any loan for that matter, you have to prove your ability to pay the loan back. But how can you prove your ability to pay a loan back if you’re un… Read More
2022-10-13 14:23
If you took out student loans to pay for school, you’re not alone. Around 55% of college students graduated with student debt in 2020, according to data from the College Board.
Althoug… Read More
2022-10-12 19:24
Many Americans are returning to college for both personal and professional reasons. After all, it’s never too late to go back to school and pursue your academic goals.
If you’re… Read More
2022-10-12 14:39
When you purchase an insurance policy, your coverage is limited by your policy’s restrictions. With car insurance, that could be the current value of the car. With homeowners insurance… Read More
2022-10-11 18:06
Your car insurance rate can fluctuate, even if you haven’t been in an accident recently. While some reasons for this may be in your control, some aren’t — such as an increa… Read More
2022-10-06 14:15
When your insurance carrier approves your homeowners insurance claim and provides you with funds, it can be a major relief. If you have enough coverage, your insurance provider will cover th… Read More
2022-10-05 19:00
Sinkholes and catastrophic ground collapse can cause extensive damage to your home. With catastrophic ground collapse, the ground gives out and causes structural damage to a building and its… Read More
2022-10-04 20:15
Even if you don’t have your own car, you may still spend plenty of time in one if you borrow a car from friends or family. In this situation, it’s important to make sure you&rsqu&hell…Read More
2022-10-04 16:30
For most people, a car is more than just a chunk of moving metal. It’s where you spend hours each day, trekking from place to place. It might be how you transport your kids, where you… Read More
2022-10-03 19:14
Additional living expense coverage is typically part of a standard homeowners or renters insurance policy. This type of coverage helps pay for certain costs if a covered event (like a fire)… Read More
2022-10-03 15:17
Although it’s a necessary part of owning a home, property insurance can be expensive. The average homeowners insurance premium for a standard policy costs $1,272 per year, according to… Read More
2022-09-30 20:17
If you’re juggling multiple credit card balances, you may want to consider consolidating your debt. Fortunately, you have several options to choose from, including a personal loan, bal… Read More
2022-09-30 17:46
Dwelling coverage is the part of your home insurance policy that covers damage or loss to the structure of your home. It won’t cover the people in your home, the personal belongings in… Read More
2022-09-30 14:33
Standard home insurance typically covers hurricane damage to your home. But if you live in a high-risk hurricane area, your home insurance policy might include a separate, higher deductible… Read More
2022-09-29 19:30
If you’re thinking about buying a home, it’s important to understand the difference between mortgage insurance and homeowners insurance. Only one benefits you as the homeowner, w… Read More
2022-09-29 17:15
A standard homeowners insurance policy covers many types of losses, but homeowners are often surprised to discover that flooding isn’t one of them.
That’s why many mortgage lende… Read More
2022-09-29 15:00
When applying for a new loan, your credit score is one of the most important factors that a potential lender will consider. Your loan approval can hinge largely on this three-digit number, w… Read More
2022-09-28 19:30
Student loan debt totals a whopping $1.74 trillion, which averages out to $32,731 per borrower, according to the Federal Reserve.
That kind of student debt can hurt your credit score. Miss a… Read More
2022-09-28 17:00
Homeownership is one of the most significant financial investments you’ll ever make. When your home is damaged, whether from a fire, hail, or another hazard, you need to act fast to as… Read More
2022-09-28 14:30
Some insurance carriers require a home inspection before approving you for a policy or a policy renewal. But an inspection isn’t always necessary — each home insurance provider c… Read More
2022-09-27 20:33
Student loans can make college accessible by helping you pay for education costs. But after college, you’ll still have the debt waiting for you. The average student loan balance is $29… Read More
2022-09-27 18:35
Choosing the right insurance policy for your home is a delicate balance between saving money and making sure you’re covered if something happens. When it comes to what your homeowners… Read More
2022-09-27 16:46
The same car insurance coverage can vary widely in cost, depending on the insurance carrier you choose and other factors. That’s why it’s so important to compare car insurance ra… Read More
2022-09-23 14:10
A modular home can be an affordable way to get the custom home of your dreams in a location where on-site building is difficult or cost-prohibitive. But just like with a traditional home, on… Read More
2022-09-22 20:04
If you have a history of traffic or driving violations, your state may require what’s commonly known as SR-22 insurance. In reality, an SR-22 isn’t insurance at all — it&rs&hell…Read More
2022-09-22 17:38
If you have an escrow account with your mortgage servicer, changing homeowners insurance carriers requires a few more steps than if you didn’t have an escrow account.
These steps aren… Read More
2022-09-22 14:37
When you buy a house, your mortgage lender takes on a financial interest in your home. Your lender will set up and manage an escrow account on your behalf to ensure certain important recurri… Read More
2022-09-21 17:40
Credit card balances have been on the rise for the better part of a decade. Despite a brief dip early in the pandemic, balances grew at their fastest rate in over 20 years in the second quar… Read More
2022-09-19 20:52
When shopping for homeowners insurance, you’ll hear the terms “actual cash value” and “replacement cost.” Actual cash value and replacement cost are both covera… Read More
2022-09-19 17:11
Bank of America once offered both federal and private student loans. But Bank of America hasn’t offered student loans for more than a decade.
The bank cut its private student loans pro… Read More
2022-09-16 20:53
A doctoral degree is an impressive credential, but it comes with a hefty price tag. PhD students graduate with an average of about $100,000 in debt, according to the National Center for Educ… Read More
2022-09-16 18:31
USAA is known for offering a wide range of financial products and services to active-duty military members and veterans, as well as their spouses and eligible family members. This product li… Read More
2022-09-16 15:24
A home insurance adjuster is the professional you’ll work with if you file a claim under your homeowners policy. After you submit your claim online, by phone, or through your agent, yo… Read More
2022-09-15 15:06
Most vandalism occurs in public spaces, according to a report by the Urban Institute’s Justice Policy Center. But private properties can also be targets, especially at night and if the… Read More
2022-09-14 17:38
If you drive a car, having the right auto insurance coverage is imperative. You can choose from several different types of auto insurance coverage, including comprehensive coverage.
While s… Read More
2022-09-14 14:54
Insurance fraud happens when someone deceives their insurance provider for financial gain, whether it’s to get a cheaper premium or receive a higher payout for a claim. No matter how s… Read More
2022-09-13 20:09
Repairing or replacing a damaged appliance can often cost hundreds or thousands of dollars. Homeowners insurance typically covers personal property in your home, including home appliances, b… Read More
2022-09-13 17:41
Leasing instead of buying has advantages, including more affordable monthly payments and the ability to upgrade your car more often. While it isn’t right for everyone — especiall… Read More
2022-09-09 20:33
If you own a home and a car, you probably have insurance coverage on both. But because you likely purchased the policies at different times, you might have gone through a different insurance… Read More
2022-09-09 17:33
The amount you’ll pay for car insurance depends on your driving history, type of car, and location, among other factors. In 2019, the national average car insurance premium was $1,070… Read More
2022-09-09 14:30
Your auto insurance policy won’t cover the cost of a rental vehicle if your car breaks down. But if you’re involved in an accident and need to send your car to the shop for repai… Read More
2022-09-08 18:53
Septic system issues can create headaches for homeowners, from clogged drains to foul odors in and around your home.
Septic tank damage can also require costly repairs. On average, you may h… Read More
2022-09-08 14:16
Are you starting school in the spring semester? Or perhaps your financial circumstances changed and you need a spring semester student loan even though you didn’t last fall.
The applic… Read More
2022-09-07 20:30
JP Morgan Chase Bank doesn’t offer personal loans, which may be disappointing if you’re already a customer and want to keep your financial products with one institution. But if y… Read More
2022-09-07 18:30
Financial aid, including student loans, can help students pay for higher education. But sometimes the financial aid award letter from a school doesn’t match the amount that a student n… Read More
2022-09-07 16:30
No matter their size or temperament, any dog has the potential to bite. Most states hold pet owners liable for any harm their animal causes, but homeowners insurance may pay for the legal an… Read More
2022-09-07 14:30
While you may know that grants are available to help fund your college education, you may not realize that you can also use certain grants specifically to pay off student loan debt.
Grants… Read More
2022-09-06 20:45
The California Fair Access to Insurance Requirements (FAIR) Plan can help you obtain basic property insurance if you’re trying to buy a home in the state and no traditional carrier wil… Read More
2022-09-06 18:49
In most cases, your car insurance premium will increase following a speeding ticket. How much your premium goes up will depend on a number of factors, such as your location, driving history… Read More
2022-09-06 16:30
You can use auto loans to buy new cars, used cars, buy out a lease, and refinance existing auto loans. Every lender has its own requirements for auto loans, and individual interest rates wil… Read More
2022-09-02 19:10
The United States experienced 1,376 tornadoes last year, double the previous record as a result of the rapidly changing climate, according to the National Oceanic and Atmospheric Administrat… Read More
2022-09-02 16:00
Collision insurance can be a huge benefit if you’re in an accident. This coverage pays to repair or replace your vehicle if you run into another car or an object like a guardrail or te… Read More
2022-09-02 13:00
Although water heaters typically have a lifespan of about 10 to 12 years, they can burst before that point. If this happens, you may file a homeowners insurance claim and discover your polic… Read More
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