2023-09-06 19:59
Feeling overwhelmed by health insurance options? Don’t worry, we’ve got you covered.
Navigating the right health insurance plan can be a challenging undertaking, but under… Read More
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Get the latest news and tips from insurance specialists. Life insurance, mortgage insurance, health insurance to name a few. Check out our blog today.
2023-09-06 19:39
The Covid-19 outbreak served as a crucial learning opportunity for health insurance companies and policyholders alike. It highlighted the inadequacies of our healthcare system while present… Read More
2023-09-05 19:02
Navigating the world of health insurance can be a daunting task, and making mistakes along the way can lead to financial stress and inadequate coverage. Whether you’re choosing a plan… Read More
2023-09-05 18:01
Discover the truths behind common life insurance myths and gain the knowledge you need to protect your loved ones. In this article, we debunk misconceptions that often lead to confusion and… Read More
2023-08-02 19:59
In today’s rapidly evolving healthcare landscape, health insurance plays a crucial role in ensuring access to quality medical services. This is especially relevant with the advent of… Read More
2023-07-31 18:07
First-time homebuyers have many decisions, including which home insurance to purchase. If you didn’t know, you need home insurance to protect your finances should you lose your home t… Read More
2023-07-31 17:42
Auto insurance is mandatory in most states. However, the limits are quite low. Most drivers need much more coverage than state minimum requirements to protect themselves financially because… Read More
2023-07-26 21:26
Bundling insurance may be a good way to save money, but there are pros and cons of bundling insurance policies.
It’s a common myth to assume it’s the best choice. Not only might… Read More
2023-07-26 20:54
Thinking about not being here tomorrow is a scary thought.
How would your family survive financially?
Whether you work out of the house or are a homemaker, you provide value to your value… Read More
2023-07-26 20:47
What would happen if your rental burned down or someone broke in and stole everything?
You probably shudder at the thought of losing everything. Not only is it emotional, but it’s fin… Read More
2023-07-26 20:18
Questions to Ask Your Insurance Agent
Insurance provides immense financial protection, but only when you buy the right policy. Getting sucked into a bad policy, overpaying, or not obtaining… Read More
2023-07-26 16:45
Knowing how to save money on car insurance is important. You have to have insurance coverage to drive your car but also don’t want to go broke paying for insurance.
Insurance companie… Read More
2023-05-18 17:37
Buying health insurance is a rite of passage for any adult, but it can feel like deciphering a foreign language without a translator. We’re here to help you navigate this often confusi… Read More
2022-10-28 07:13
Health insurance is imperative if you want to protect yourself financially, but it can feel expensive. So many people wonder why health insurance costs so much and what they can do about it… Read More
2022-10-24 08:06
Your mental health is just as important as your physical health, but health insurance companies may not treat it the same. The Paul Wellstone and Pete Domenici Mental Health Parity and Addi… Read More
2022-10-21 08:02
When you retire, health insurance should be a priority. Not having insurance through your employer means you’re on your own for healthcare coverage. In addition, as you age, your risk… Read More
2022-10-17 07:10
You likely have a deductible if you have health insurance through your employer or the marketplace. It might even be a big number, like $2,500 or more. So your health insurance deductible i… Read More
2022-10-14 07:11
Your salary isn’t the only benefit of working for a company. Many employers offer benefits, including health insurance coverage. While it might not seem like a large benefit, if your… Read More
2022-10-10 07:10
If you have health insurance but have a dental issue, you might wonder if your health insurance covers dental work.
The answer is that it depends.
Health insurance typically doesn’t c… Read More
2022-10-07 07:10
Dermatology is a highly sought after service for people suffering from acne, skin issues, and cancer. Dermatologists can diagnose over 3,000 disorders, helping men, women, and children look… Read More
2022-10-03 07:11
Health insurance is just as important as auto and home insurance. It protects you from the unexpected. So even if you think you’re in perfect health or nothing will happen to you, it… Read More
2022-09-30 07:12
Insurance is an important part of your financial planning. It protects you in those times you didn’t know you’d need help. No one can predict when/if disasters will occur, but i… Read More
2022-09-26 07:04
Buying car insurance is often more confusing than buying a car. You have to think about the type of insurance you need, the amount of coverage, and the deductible you can afford.
Not every… Read More
2022-09-21 11:46
Today when you buy a security system, you have to choose between hardwired and wireless. You’ll actually have to make this decision twice. Your control panel and sensors can be hardwi… Read More
2022-09-19 11:52
Home security systems have come a long way from the old systems whose alarm sounded if you were not quick enough to punch in your security code. Today’s technology has made home secur… Read More
2022-09-14 11:40
Are you toying with the idea of DIY home security installation? It’s becoming more popular today as systems become wireless and easier to install. You may even save a few dollars by i… Read More
2022-06-30 08:00
When your child goes off to college, they have to live somewhere, right? Whether it is a dorm or off-campus housing, they have a home that they call their own. Even though they rent the hom… Read More
2022-06-14 08:00
Term life insurance is the most common type of life insurance. People that don’t have a lot to invest in a whole life policy often turn to this type of life insurance.
Unfortunately… Read More
2022-05-31 08:00
You know you should shop around for term life insurance. After all, there are hundreds of agents you can use. However, if you don’t know how to compare the quotes, you could end up ch… Read More
2022-05-14 08:00
At age 65, you become eligible for Medicare. It’s not as simple as it sounds, though. You still have options that you should consider carefully. Choosing the wrong plan could cost you… Read More
2022-04-30 08:00
Water can do thousands of dollars in damage. Flood insurance can help you prevent such dire financial losses. Knowing what your policy covers can help you prepare in the face of a loss. Jus… Read More
2022-04-14 08:00
You got a ticket and now want to know how long it will remain a black mark on your driving record. Unfortunately, there’s no blanket answer. Each state has different laws regarding th… Read More
2022-03-21 09:15
Medicare doesn’t cover assisted living and they are pretty upfront about that. If you have a long-term care policy, though, will that cover it?
Get today’s insurance rates.
Luck… Read More
2022-03-11 16:04
Shopping for home insurance is one of those tasks that you shouldn’t keep until the last minute, especially if you are buying a home. The last thing you want to do is make rash decisi… Read More
2022-02-28 16:24
The personal liability portion of your homeowner’s insurance may cover more than you realize. Yes, it covers incidents that occur at your home, but it also covers you in many other si… Read More
2022-02-20 16:30
You pay for home insurance to help you in the event you have a claim. Whether you have a total disaster and lose your home in a fire or you have storm damage and need a new roof, your home… Read More
2022-02-11 16:30
Being involved in a car accident can be scary. Knowing what to do before you are involved in one can help you stay calm and take the right steps. Keep reading to learn the steps that you sh… Read More
2022-01-27 17:42
As you grow up and hit driving age, it can be natural to assume that you would be covered on your parent’s car insurance. Don’t assume this, though. Just because you live with y… Read More
2022-01-21 17:53
Switching car insurance doesn’t have to be as overwhelming as it seems. With a few simple steps, you can get yourself a new policy. We recommend that you shop for new car insurance on… Read More
2022-01-11 17:50
Buying car insurance may not be on the top of your list of things you want to do, but it’s an important purchase. If you own a car, you will want car insurance. In most states, car in… Read More
2021-07-01 10:46
According to car industry experts, you’ll be involved in a car accident once every 17.9 years, which means an estimated three to four accidents in your lifetime. Whether the accident… Read More
2021-05-24 13:00
If you are trying to save money on your car insurance premiums, you may be tempted to take a higher deductible. You are willing to take the gamble. If you don’t have to use your car i… Read More
2021-05-18 13:25
Whether you already own a home or are in the process of buying a home, you need homeowner’s insurance. If you have a mortgage on the home, the lender will require it. The coverage pro… Read More
2021-05-11 03:08
Life insurance protects the people that you leave behind upon your passing. Because of this, you need to name a beneficiary or a person that will receive the money when you die. If you don… Read More
2021-05-04 09:31
The IRS allows many deductions or write-offs to help lower your tax liability. Many people wonder if life insurance premiums are one of those luxurious write-offs. Unfortunately, the short… Read More
2021-04-27 08:26
As a renter, you need coverage to help protect you in the face of loss. Don’t make the mistake of counting on your landlord’s policy to cover you. Instead, you need renter&rsquo&helli…Read More
2021-04-20 04:33
Do you have a life insurance policy and are wondering if you can take out yet another one? The good news is that you can. It is perfectly legal to have several policies covering your loved… Read More
2021-04-13 15:48
Just because you rent your home doesn’t mean you don’t need insurance. Sure, your landlord may carry some type of insurance, but that protects the home itself. It does not prote… Read More
2021-04-06 08:43
If you have a whole life or permanent life insurance policy, you may be able to borrow against it if it has cash value. The cash value is the money in the account that exceeds the death ben… Read More
2021-03-30 08:00
Life insurance isn’t required, but it can certainly be helpful for your loved ones upon your passing. Just how much are you worth and what does it cost to get that coverage? The answe… Read More
2021-03-01 17:50
If your car insurance rates seem high, there could be reasons for it. In general, insurance companies charge higher rates for higher liabilities. In other words, the more likely it is that… Read More
2021-02-22 17:42
If you own a business with vehicles, you need commercial auto insurance. The cost of the insurance depends on many factors. The type of vehicles, the amount of necessary coverage, and the d… Read More
2021-02-15 16:23
When you take out a home loan, the mortgage lender will require that you have hazard insurance. This isn’t the same thing as mortgage insurance. Hazard insurance protects you, while a… Read More
2021-02-08 16:03
You buy home insurance to protect your home should a disaster occur and you need to rebuild it. But how do you know how much to insure it for? Sure, you know the value of your home, but tha… Read More
2021-02-01 16:30
The home insurance adjuster is the insurance company’s representative when you have an insurance claim. They work on behalf of the insurance company to determine the validity of the c… Read More
2021-01-25 17:50
Every driver experiences it. Your auto insurance bill increases even after a year of good. You throw your hands up in the air and claim that you are going to shop around. Yet you probably n… Read More
2021-01-18 16:23
If your home burnt to the ground or the storm damage was severe enough that your home wasn’t livable, where would you go? Would you have the money to cover the costs to live elsewhere… Read More
2021-01-11 09:29
If you are an adult, you probably need life insurance. If you don’t know the first thing about it, buying the right life insurance policy can seem overwhelming. Not only do you have m… Read More
2020-12-30 10:09
If you are trying to get the best rates possible on your life insurance, you’ll need to plan for your medical exam. Don’t make the mistake of assuming you are in good health and… Read More
2020-12-23 06:56
Your auto insurance policy may include the option for rental reimbursement. This doesn’t mean you can rent a car while on vacation and get reimbursement, though. It’s coverage f… Read More
2020-12-16 04:33
If you are involved in a car accident, you probably assume you are covered if you carry car insurance. Before you assume, though, you should know the property damage limits of your policy… Read More
2020-12-09 06:56
Your homeowner’s policy may have several endorsements including personal injury. What does personal injury cover though?
Get today’s insurance rates.
You probably assume this co… Read More
2020-12-02 14:02
Don’t make the mistake of assuming your auto insurance covers anything that may happen to your car on the road. Each policy has exclusions. They are dependent on your state laws and t… Read More
2020-11-25 12:12
Renter’s insurance is important if you want to protect your belongings while living in a home that doesn’t belong to you. Even if the landlord carries proper homeowner’s i… Read More
2020-11-11 08:00
Hurricanes can cause all types of damage. Despite the fact that you have homeowner’s insurance, not all hurricane damage is covered by your standard policy. Understanding what might a… Read More
2020-10-28 08:00
Buying insurance is a big decision. You need it in order to have the necessary protection. But the choices can be overwhelming. Should you work with one insurance company or is an insurance… Read More
2020-10-14 07:00
If you have a low credit score, you might worry what it will do to your car insurance rate. Do insurance companies even look at your credit score? While the answer is ‘yes,’ the… Read More
2020-09-30 08:00
Insurance companies look at your past driving record as a prediction for your future driving habits. In other words, the better driving habits you exhibit now, the lower your insurance rate… Read More
2020-09-16 11:14
If you have ever shopped for insurance before, you have probably experienced an agent selling you on other policies at the same time. It makes sense, they want to make money and why not hit… Read More
2020-09-02 11:08
It happens all of the time – consumers miss the due date on a bill. In some cases, you can get away with it as long as you get current quickly. With car insurance, though, there could… Read More
2020-08-21 08:00
Going out on your own and getting your own auto insurance might seem exciting. It’s a big step in life. You are off your mom and dad’s policy – it’s time for your o… Read More
2020-08-10 16:30
There are literally hundreds of sites that allow consumers to get free and instant quotes on their auto or home insurance policies, however, very few of them provide you with information as… Read More
2020-08-03 16:30
When involved in a car accident that has left you injured, you are entitled to compensation for damages. You know what your injury has cost you financially, physically and emotionally but d… Read More
2020-07-27 17:50
When you buy auto insurance, your agent will ask you to make many coverage choices. It’s not as simple as just asking for coverage for a specific vehicle. You have to know the types o… Read More
2020-07-20 17:42
The only people that should drive your car are those listed on your insurance policy. Many insurance companies require that any driver living with you to be on your insurance. This could pu… Read More
2020-07-13 17:42
In most states, you have to demonstrate financial responsibility before you can drive on the road. In most states, you don’t need to provide your bank statements, but you do need to p… Read More
2020-07-06 17:42
You may think that the age of a car has a lot to do with its insurance rates, but it doesn’t. There isn’t a rule that states that older cars are cheaper to insure than newer ca… Read More
2020-06-25 11:54
Points on your driver’s license aren’t a good thing. Unfortunately, this isn’t a game you want to win. You don’t want any points on your driver’s license as to… Read More
2020-06-15 11:54
Did you know that insurance companies determine your premiums on more than just your driving record and age? Yes, these two factors play a big role, but so does the make and model of your c… Read More
2020-06-06 19:41
You have previous claims on your car insurance, so you assume your car insurance rates are going to increase. Luckily, that’s not always the case. It depends on the situation. Even an… Read More
2020-04-17 10:48
You probably think if you take out a homeowner’s insurancepolicy that it coverseverything to do with your home, right? Unfortunately, that’s not the case. Homeowner’s insu… Read More
2020-04-10 10:48
If you are unaware of the 80 percent rule in homeowner’s insurance, you may find yourself underinsured when it comes time to filing a claim. The 80 percent rule requires homeowners to… Read More
2020-04-04 10:48
You know you need car insurance and most people know they need insurance when they buy a house, but what about renters? Did you know that renter’s insurance offers protection too? You… Read More
2020-04-01 10:47
Making a claim on your auto insurance may increase your car insurance premiums. Does it always make sense to make a claim or does it pay to hold off sometimes? We explore the various scenar… Read More
2020-03-29 10:48
Non-renewed homeowner’s insurance can be scary. Can your insurance company do that to you? Can they just decide that they don’t want to renew your policy? It does happen and for… Read More
2020-03-26 10:47
Most states today have mandated auto insurance requirements. In other words, you’re required to carry a certain amount of liability insurance. This covers the other drivers on the roa… Read More
2020-03-23 10:47
You have to carry auto insurance – it’s the law. But that doesn’t mean you have to overpay for it. We have a few tricks you can use to keep your car insurance rates low. C… Read More
2020-03-20 10:47
Just as you would shop around for a car loan to get the best rate, you should do the same with your car insurance. Just how do you get a car insurance quote? What do insurance providers req… Read More
2020-03-17 10:47
Car accidents are a pain, literally and financially. If you get in a car accident and it’s not your fault, you would normally rely on the other driver’s insurance to cover it. W… Read More
2020-03-14 10:46
Your credit score seems to follow you everywhere. Today it’s not only lenders that look at it, so do employers, landlords, and even some insurance companies. So does your credit score… Read More
2020-03-11 10:47
Chances are that you’ve heard of the old trick to increase your insurance deductible in order to save money. It’s an oldie but goodie because it does save you money. But do you k… Read More
2020-03-08 10:46
According to car industry experts, you’ll be involved in a car accident once every 17.9 years, which means an estimated three to four accidents in your lifetime. Whether the accident… Read More
2020-01-02 13:23
We all have to buy gas to get from one place to another; it’s inevitable. While you have to buy gas, it doesn’t mean you have to overspend. There are certain days that you have a… Read More
2019-12-30 13:23
If you have a mortgage, you have to have mortgage insurance – lenders require it. Even if you don’t have a mortgage, carrying home insurance is a good idea. While it’s not… Read More
2019-12-27 13:23
You need car insurance. It’s the law. But that doesn’t mean you need to overpay for it. You have the right to shop around and even negotiate rates. But how do you save the most?… Read More
2019-12-24 13:23
Buying a used car can save you money, but what if there’s something wrong with the car? Without knowing the car’s history, you may never know until you spend the money and call i… Read More
2019-12-21 13:23
You need car insurance if you drive a car on the road – it’s the law. But many people believe crazy myths about how car insurance works. Keep reading to debunk the top myths and… Read More
2019-12-18 13:23
You made your last car payment – it’s a happy day! You finally own your car free and clear. Has the thought crossed your mind to lower your car insurance now that you don’t… Read More
2019-12-15 13:23
As a general rule, homeowners must maintain their home. This includes things like the roof. If you don’t properly maintain it, your homeowner’s insurance isn’t going to cov… Read More
2019-12-12 13:23
Did you know that your homeowner’s insurance policy may not cover all of your personal belongings? Anything of value may be excluded. It’s important to read the fine print on yo… Read More
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