2016-10-06 12:28
Here we bring you the highlights of the Repo rate cut by RBI, which is the lowest since November 2010.
The Repo has been cut by 0.25% to 6.25% and reverse repo cut stands at 5.75%
The Cash R… Read More
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2016-10-04 10:34
TATA Capital has decided that it is going to focus on its home finance business over next 10 years. This step has been taken because of the fact that the sector has seen a rapid growth in th… Read More
2016-09-30 10:51
The festive season is about to start and buyers are looking forward to it. As this time of the year is considered to be an auspicious time of the year, many people buy new cars. Gone are the… Read More
2016-09-29 09:52
Has there ever been a time where you need money for that unexpected medical bill or when you want to pay off your high-cost loan which is giving you nightmares? If you are falling short of f… Read More
2016-09-28 12:38
Finance Minister Arun Jaitley has said that a law to empower bankers at state-owned banks to take key decisions, without fear of consequences, is on the anvil, according to a report.
The Mi… Read More
2016-09-28 11:35
With the festive season just round the corner, many people will be looking or planning to buy a car. This is a good time to own a new car. During the festive season, almost all the car manuf… Read More
2016-09-27 11:36
If you want a home, now is probably the right time to do it. Reason being that right now the real estate market is down in the longest time and it is expected that it might go down even furt… Read More
2016-09-27 10:45
Today is the World Tourism Day and many people will be having the itch to travel. Many of us want to go to exotic destinations or go places where we always wanted to go. One of the best ways… Read More
2016-09-26 06:58
For most of us who are not born with a silver spoon, getting a home of your own is a dream come true, and for that purpose we apply for home loans. It might sound as if getting a home loan i… Read More
2016-09-23 11:26
Making its policies more customer-friendly, RBI has come out with the ruling where all the Credit Information Companies (CIC) will have to issue a basic consumer credit information report ev… Read More
2016-09-23 06:08
This is probably the best time to buy a house; reason being there are various factors which are involved and because of which the interest rate of home loans have come down. In a nutshell, t… Read More
2016-09-22 11:18
People take loans when they are buying something big, something which happens once in a lifetime and needs a lot of money. They avail loans in order to strengthen their finances. Taking cert… Read More
2016-09-22 07:41
Buying a car is one those moments which everyone wishes for; and why shouldn’t it be, since owning a car is often seen as a mark of a person’s success. Also, unless you are loade… Read More
2016-09-21 10:41
Purchasing your dream home has always been one the most important moments in anyone’s life. It is one the basic necessities of life. Over the past few years, the number of people takin… Read More
2016-09-21 06:43
After the salary has been revised after the seventh pay commission, some of India’s leading banks have come out with attractive car financing schemes for government employees. Some of… Read More
2016-09-20 11:47
A home loan is not just your any other loan. There are a number of things which are quite different from other loans. For example, the amount which is involved in a home loan is considerably… Read More
2016-09-20 07:50
Buying your own home is still considered one the biggest achievements in a person’s life. Although now it has become easier to get your own home (due to the fact that many banks a… Read More
2016-09-19 11:49
When you are going in for a loan, you have to ensure that your credit score meets all the requirements. But quite often what we do not realise is that we make decisions which spoil our credi… Read More
2016-09-19 07:34
These days with the easy availability of automobile or car loans, many people apply for it. No one wants to stand in the bus or in the long queues, hence they go in for a car loan and unders… Read More
2016-09-17 10:13
The employees of Haryana Government will be able to avail housing, vehicle and personal loans in a hassle free manner, without any delay, at present rate of interest of 8.1 per cent through… Read More
2016-09-17 06:09
There comes a time in everyone’s life, where they have to take a loan, it is inevitable. There comes a situation where availing loans is necessary and it can be for many purposes. You… Read More
2016-09-16 11:02
It was the lack of data base which lead to the birth of the idea of digital footprint. A majority of India’s population is young and banks are doing all they can to attract the youth o… Read More
2016-09-16 07:50
The festival season is just round the corner, hence it is the best time to go in for a home loan. Everyone wants have his/her own dream home, and why not, since it is a matter of great… Read More
2016-09-16 06:10
In a world where there is a lot of competition, education is something which each and every one of us must receive. Education hones our mind and prepares us for the challenges forward. Howev… Read More
2016-09-15 11:41
If you are a salaried person and are planning to start your own business, the task is more uphill than anything else, because you might not be able to accumulate that much income, which will… Read More
2016-09-15 06:32
The thought of having a home of your own is a nice and an encouraging feeling. However, for most of us, purchasing a home can be a formidable task. This is mainly because when it comes to ho… Read More
2016-09-14 06:35
For the elderly a reverse mortgage scheme is like a golden walking stick. It is especially useful for those, who have their own or self-acquired houses and property in India. One of the best… Read More
2016-09-13 10:19
A personal loan is something which many people go in for in order to take care of sudden personal expenses. However, if not managed properly, these personal loans can also lead a debt trap… Read More
2016-09-13 09:49
Reverse Mortgage is usually considered as a type of home equity loan and it is meant for elderly home owners. It is often used as a last resort source of income. But over the past few years… Read More
2016-09-12 10:31
Over the past few years the Indian Real Estate laws have been relaxed considerably, hence it has become easier for NRIs to own or buy a property in India; for both commercial and residential… Read More
2016-09-12 09:58
In a partnership between SBI and TATA loan capital both the companies were providing various schemes to enabling those who are retired government officials and defence personnel relating to… Read More
2016-09-09 11:18
Credit score is the score which tells about your credit-worthiness. Based on your credit score the lender will evaluate your creditworthiness. The lender will also evaluate your loan and cre… Read More
2016-09-09 07:57
MUDRA Yojana was established by the Government of India in the year 2015. It is a non-banking financial institution. Its purpose is to provide integrated financial support to the micro enter… Read More
2016-09-09 05:56
When a bank needs to evaluate your credit worthiness, there are various parameters through which it can be done. From your income to the latest financial transaction, everything pays a huge… Read More
2016-09-08 08:19
When people need immediate money for personal use, they usually go in for a personal loan. But do you know that you could also go in for Loan Against Property. Both loans have their advantag… Read More
2016-09-08 05:38
Federal Bank has launched digital personal loans for its customers. This feature will help the customers to get personal loans without going through the trouble of paper work, which results… Read More
2016-09-07 11:23
Considering everything related to it, taking a car loan can be one the most difficult tasks. Reason being the fact that the fuel prices are rising, the maintenance cost is also rising. Havin… Read More
2016-09-07 06:37
People usually take up a personal loan when they are in dire need for an immediate finance, they go in for a home loan. Since home loan can be used for multiple purposes, it is quite popular… Read More
2016-09-06 08:07
Those who have taken home loans, have an upper hand. Under Section 24 of the Income Tax Act, you can avail deduction on your home loan for payment of income tax. This is possible when you ar… Read More
2016-09-05 11:43
These days a number of people are going in for home loans, and the best part about the whole affair is that there are now so many lenders, that the lender is also providing with a lot of opt… Read More
2016-09-05 08:13
Over the last few years, the cost of higher education has sky rocketed tremendously in India. With many students opting for higher studies, there has been a rise in number of people who take… Read More
2016-09-05 06:50
The concept behind Cent Teacher is to provide loans exclusively to teachers at special rates.
Eligibility Criteria – Permanent Teachers/ Employees of Schools/ Colleges/ Universities an… Read More
2016-09-03 09:57
According to a reports, these days more and more entities are going in for Loan Against Property. LAP is becoming a preferred choice of raising funds among business houses and entities. Ease… Read More
2016-09-03 05:44
One of the first steps towards financial security for many people is when they take a personal loan. Since it is one the easiest loans to get sanctioned and can be used for a variety of purp… Read More
2016-09-01 11:31
In the recent wage revision windfall, lenders have started giving out cheaper home loans to those who have retired.
Although wage revision is quite common in the organized sector, but as fa… Read More
2016-09-01 09:26
When you are taking a home loan one of the most important things is to have all your documents in place because when you go to get a loan, you can get it immediately. It is really important… Read More
2016-09-01 06:34
UPI has created a lot of buzz since the time it was brought up as a concept, and now that it has gone live, there have been a lot of users who have already downloaded the app. Now it doesn&r&hell…Read More
2016-08-31 08:44
SBI is one the oldest and the most popular banks in India. Over the years SBI has earned itself a reputation of being a reliable and a safe bank. This is one reason why most of the SBI schem… Read More
2016-08-31 07:09
With the Unified Payment Interface picking up the pace in India, the country is on move ever closer to becoming a cashless economy. It is going to revolutionize the way we do our busine… Read More
2016-08-30 10:34
It was the lack of data base which lead to the birth of the idea of digital footprint. A majority of India’s population is young and banks are doing all they can to attract the youth o… Read More
2016-08-30 07:08
Credit card is like a friend who in our time of need will help us immensely, but because of whom, there can be some serious repercussions as well. One more thing, if you are reckless and irr… Read More
2016-08-30 05:43
What is UPI?
Unified Payment Interface (UPI) is a payment system which allows cash transfer between two bank accounts. The unique feature about UPI is that it is an app based money transfer… Read More
2016-08-29 08:40
Loan –to – ratio or (LTV) is a financial term which is used by bankers and lenders. LTV is used to express the ratio of a loan to the value of an asset purchased. The term is com… Read More
2016-08-29 06:41
One of the biggest steps a person takes in his lifetime is buying a house. For that purpose, one needs to do his/her research, a lot of planning takes place, especially when it comes t… Read More
2016-08-26 07:24
These days it has become easier to get a car loan, but that is not exactly a good news, as there are people who sometimes default on their car loan. This is not only troublesome for the lend… Read More
2016-08-26 05:52
Credit Information Bureau Limited (CIBIL) keeps and updates all information about a person’s financial activities. Hence it becomes more important when you need a loan, because based o… Read More
2016-08-25 07:48
Buying a house is everyone’s dream and people go to great lengths, to get their dream home. The idea of a dream home although noble and inspirational can be at times cumbersome since t… Read More
2016-08-25 05:50
A few years ago what might have seemed like a distant future, suddenly doesn’t seem to be so distant anymore. In a move which could revolutionize a lender’s loan dispensing natur… Read More
2016-08-24 07:46
One the biggest decisions in life is to buy a new home. Almost everyone who wants to buy a new home goes in for a home loan. But most of them get confused as in to which is better, a short… Read More
2016-08-24 05:53
Succeeding the rock star RBI Governor, Raghuram Rajan, is Urjit Patel who is popular for being known as the quiet technocrat. He will take charge of RBI from September 4th onwards and in the… Read More
2016-08-23 12:34
Is the burden of that home loan giving you trouble while sleeping? Don’t worry as we will give you tips which will help you plan and prepare for your early repayment of loan. If you ar… Read More
2016-08-23 08:06
When we start earning there is always the want of having our own house; a house which has been bought/ constructed from our own money. Home loans are the way forward when it comes to getting… Read More
2016-08-23 05:15
As a part of its monsoon bonanza the Kotak Mahindra Bank is offering low interest on home and business loans. It is also offering a handful of discounts on the processing fee.
The customers… Read More
2016-08-22 12:49
Loans are usually taken when you creating an asset. They help you in times of your financial worries. But there are also times when they work the opposite. While there are some loans which a… Read More
2016-08-22 08:49
Although people are aware of the fact that home loans come with many tax benefits, but many are not aware of the other tax saving rules which should be applied for tax benefits.
Here we are… Read More
2016-08-22 05:40
No matter how hard people try but sometimes people end up paying their loans post the due date. Although late loan repayment has a temporary effect, but over a period of time if a person is… Read More
2016-08-20 06:30
As the road transport and the Highway Ministry pushes for excise duty relief for people scrapping their cars bought before April 2006, there is also a possibility that the price of the… Read More
2016-08-19 09:23
President Pranab Mukherjee has given his nod to a law which aims at a faster recovery of bad loans. The law, The Enforcement of Security Interest and Recovery of Debts Laws and Miscellaneous… Read More
2016-08-19 07:13
When you are taking a loan it is very important that your CIBIL score is good. But many times there are issues because of which the CIBIL score gets messed up and for the future you won&rsqu&hell…Read More
2016-08-18 07:15
Starting a small business might not be as easy it seems to be. One the most common issues faced by small businesses is to get a business loan. However, there are ways through which you can m… Read More
2016-08-17 11:07
The number of women entrepreneurs in the country has increased manifold. It is imperative that now there will be more loan schemes for them. In the last 20 years the number of business women… Read More
2016-08-17 06:14
These days a number of people are going in for loan against property. If you want a large amount of fund then mortgaging your assets, especially the ones whose value is appreciating, then Lo… Read More
2016-08-16 12:16
In a huge boost to those students who want to go abroad in order to pursue their higher studies, India’s largest lender SBI has increased the education loan amount to Rs 1.5 crore. The… Read More
2016-08-12 12:03
Although they might be living outside the country, but most of the NRIs hope and dream to have their own home in India, after all this is still their country. For this particular purpose mos… Read More
2016-08-12 10:49
With the number of businesses being set up these days, getting a business loan is not a rare thing anymore. However, just because the demand is more doesn’t mean that it is easier to g… Read More
2016-08-12 10:39
With price of everything we want, everything which will define us as being successful, rising; we don’t hesitate going in for financial help from external sources. These sources usuall… Read More
2016-08-12 10:31
With price of everything we want, everything which will define us as being successful, rising; we don’t hesitate going in for financial help from external sources. These sources usuall… Read More
2016-08-12 10:22
With price of everything we want, everything which will define us as being successful, rising; we don’t hesitate going in for financial help from external sources. These sources usuall… Read More
2016-08-12 10:09
In a major legislation act, the Rajya Sabha has passed the Easy Loan Recovery Bill which will delegate the banks to collect the guarantee if there is a case of loan default; exception being… Read More
2016-08-12 10:02
Payment company Suvidhaa Infoserv and Axis Bank have to come together to launch an offer called ‘Nano Credit’ which offers pre-approved, instant and unsecured loans. The offer is… Read More
2016-08-09 12:38
In what could be a boon for those who belong to the Lower Income Groups; SC, ST and Economically Weaker Section, TATA Capital housing has come up with a home loan scheme which charges only 4… Read More
2016-08-09 07:50
These days almost 90% of the people who buy cars, take a car loan. These days taking a car loan has become relatively easier as a number of banks have opened up. Also, another reason why tak… Read More
2016-08-08 10:33
A personal loan is somewhat like a fallback point if you are going through a financial crisis. A personal loan gives you the ability to get you out of a tight situation (financially). In mo… Read More
2016-08-08 09:40
Interest rate is the basically the price demanded by the lender from the borrower for the use of borrowed money.
You can say, Interest is the money given by the borrower to the lender to ma… Read More
2016-08-06 07:22
How to get better rates on your personal loan?
When it comes to personal loan we always expect something extra out of it. Many of us settle with the usual procedure of getting loan and in al… Read More
2016-08-05 12:11
Since the time it was thought of as an idea, everyone has been talking about GST and it has been quite some time now since it has been in news. Finally it was passed in the Rajya Sabha and w… Read More
2016-08-04 13:03
Hits and misses of GST bill
GST is an indirect tax reform whose purpose is to create one single market by removing tax barriers between states. It is expected to greatly help the consumers… Read More
2016-08-03 12:46
With the number of people taking loans each year increasing steadily, banks in India have come out with various schemes and loans which benefit the borrower not only in the short run but als… Read More
2016-08-02 17:05
You are thinking of taking a new home loan or are currently paying back a old ones now have a new benchmark rate to keep track of. The lending rate which is based on the marginal… Read More
2016-08-01 12:57
It is basically the money charged with due repect to the percentage of the principal by lender.Interest rates are basically noted annually , known as the annual percentage rate (A… Read More
2016-07-30 14:23
You are aware that when we don’t tell the truth we run the risk of being found out and then unwillingly, having to come up with a story to cover our tracks. However, lying may do… Read More
2016-07-29 12:52
If you are planning to move to another country, you’ll probably be thinking how you’ll get credit when you arrive in your new homeland. If you’ve got a good credit hi… Read More
2016-07-28 18:01
What exactly is Income Tax return filing ?
It is nothing but a statement of your earnings from various sources of income, tax liability there on, details of tax paid and any refunds t… Read More
2016-07-27 17:48
If you have the entrepreneurial spirit, then starting your own business may be one of your goals in life.But for this you need to know about the risks involved and the money management… Read More
2016-07-27 13:59
If you have the entrepreneurial spirit, then starting your own business may be one of your goals in life.But for this you need to know about the risks involved and the money management… Read More
2016-07-26 12:51
Ist Thing
IInd Thing
IIIrd Thing
IVth Thing
To Avail Loans at lower rates Logon to  &helli…Read More
2016-07-25 12:37
It had been seen that many people are not able to differentiate the terms Home loan and Lap.Infact most of the people find Home loan and LAP a single term.
Difference between Home Loan &… Read More
2016-07-23 12:52
The Income Tax Department has grouped non-PAN transactions with the help of computer and identified 7 lakh high-risk clusters having around 14 lakh non-PAN transactions which are bein… Read More
2016-07-22 12:41
What is Wilful Defaulters ?
A wilful defaulter is the one who has essentially not used the fund for the purpose money has been borrowed or when he has not repaid when he can… Read More
2016-07-21 10:06
WHAT IS LOAN TAKE OVER?
Take Over of loan or Balance transfer of loan is a facility where the loans are running at a higher rate or offer to same other bank for take over at lower rates.&nb&helli…Read More
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