2020-09-14 08:21
There are no official federally-sponsored debt relief programs. Even so, the federal government still tries to protect the financial well-being of consumers. It does so by issuing acts such… Read More
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Financially Genius Blog
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A website that provides information and help for people who want better financial instruments.
2020-09-13 07:59
Trying to fix your credit is a process that will take a lot of time, determination, and patience. For many people, it’s too time-consuming. This point is where a credit score repair ag… Read More
2020-09-11 07:39
The great thing about long term business loans is that both banks and alternative lenders offer them. Like any long term loan, they require that you pay them back over a more extended period… Read More
2020-09-10 07:28
The idea behind shopping for car insurance is to buy enough coverage without overspending. What is “enough” coverage for you isn’t the same for everybody else. The insuranc… Read More
2020-09-08 07:13
An LLC needs to have business insurance. The average range of a liability insurance policy can be anywhere from $300 – $1,000 per year. Various factors come into play. Such factors inc… Read More
2020-09-07 12:22
There are hundreds of millions of acres of farmland across the US. Estimates show that ranchers and farmers own approximately 60% of the used land. Partnerships or non-operating individuals… Read More
2020-09-05 20:29
Are you interested in buying new home insurance? Do you already have it and consider changing policies or providers? Many options are available, so people get confused, even if they already… Read More
2020-09-04 20:22
There is good news for those who want to trade stocks but don’t have much money to start. You can now take advantage of special offers by discount online stock brokers. The war price b… Read More
2020-09-02 09:13
Since several banks and credit unions are offering online accounts these days, most people are looking to start a savings account there. Sometimes, due to the higher than average APY % that… Read More
2020-09-01 09:10
Do you need help with your credit? Trying to do it yourself will require a great deal of time, energy, determination, and patience. It’s not surprising that many people turn to top-rat… Read More
2020-08-30 09:06
There is no “#1 best investment” for everyone. What might be an excellent investment for you might be a waste of time and money for someone else and vice versa. If you want to be… Read More
2020-08-29 09:02
New and small businesses no longer have to depend on traditional banks to get the funding they need. There are plenty of alternative lenders these days. If you look online and use your optio… Read More
2020-08-27 08:58
It’s easy to find car insurance online these days. If anything, you might have trouble picking from all choices. Getting a quote itself is easy. All you have to do is provide the neces… Read More
2020-08-26 08:49
While it’s not required by law, it’s a bad idea to go without any type of general liability insurance coverage. Failing to carry it could result in you having to face lawsuits. H… Read More
2020-08-24 08:47
Savings accounts are a symbol of the safest way to let your money grow. Since it’s such low-risk, it’s not going to return high profits in the same way as the stock market or rea… Read More
2020-08-23 08:43
Everybody wants to use online stock brokers these days. They are a cheaper alternative to actually hiring a professional stockbroker. An online broker firm often comes with its own trading s… Read More
2020-08-21 08:38
Couples get into arguments all the time over the best way to handle money and finances. It’s enough to cause strain in even the strongest and healthiest relationships. Both need to tak… Read More
2020-08-20 08:28
Many people don’t realize it, but there are investment opportunities everywhere. They are all around us. An investment opportunity is any avenue a person can go down to use his or her… Read More
2020-08-18 15:59
It’s not the end of the world if you find yourself owing a lot of money to the IRS. They actually do understand that you might have difficulty keeping up with the back-taxes as well as… Read More
2020-08-17 15:55
If you own any house or condo that you want to turn into a full-time rental property, you’re going to need landlords insurance for it. The good news is that you will only be responsibl… Read More
2020-08-15 15:48
If you want to make more out of your savings, and you have a traditional IRA account, then taking that money – or at least part of it – and converting it into a Roth account migh… Read More
2020-08-14 15:46
A good, reputable credit repair firm can help prove your credit score in exchange for a reasonable fee. A fake company will offer outrageous claims that are too good to be true (i.e.: we can… Read More
2020-08-12 15:42
It’s universal truth that younger drivers – particularly teens – have to pay more for insurance. Many new drivers are barely even old enough to work. Plus, they have school… Read More
2020-08-11 15:38
There are many different types of business insurance plans. Every business needs at least some kind of liability insurance to protect them from the standard risks that come with running an o… Read More
2020-08-09 14:39
If there is one thing a lot of companies need to understand this day and age about how to get a business loan, it is that traditional banking products aren’t necessarily the best solut… Read More
2020-08-08 14:34
You don’t need to actually go buy an entire farm to invest in agriculture or farmland. There are several other options, and the good thing about it is that it doesn’t have to cos… Read More
2020-08-06 17:46
Everybody would like to think the decisions they make when it comes to investing are “wise”, but they’re obviously not. Unless you’re extremely wealthy and have enoug… Read More
2020-08-05 17:51
Did you just purchase a new home? Or are you currently trying to find a better policy on your current home? Be sure to educate yourself about different policies, coverages, premiums, deducti… Read More
2020-08-03 17:49
It’s no secret that investing can be really, really risky. There aren’t really any guarantees unless you put your money safely into an FDIC-backed bank. However, some people are… Read More
2020-08-02 06:35
Being prepared for the uncertainties will ensure that life is still manageable in the event of a financial crisis. For instance, a life insurance policy will protect the family when the insu… Read More
2020-07-31 17:44
A personal financial advisor comes in different forms. You can consult with an actual advisor on occasion to help you with the most important financial decisions in your life. You could hire… Read More
2020-07-30 17:37
Every business, regardless of its size or structure (LLC, corporation, contractor, small business owner, etc.) requires some type of liability protection, although some owners go a step furt… Read More
2020-07-28 18:58
There are a lot of brokers out there for any kind of investor – including those who are just starting out. You don’t have to pay much for an investor these days thanks to the int… Read More
2020-07-27 18:54
There are several options for those who owe a lot of money to credit card lenders and are having trouble keeping up with payments. However, there is no one solution for every individual or f… Read More
2020-07-25 18:51
Banks make it easy to invest in the money market. All you have to do is sign up for an online bank that offers an account with the top money market rates. They operate similarly to savings a… Read More
2020-07-24 18:48
You obviously need auto insurance of some type – even if it covers just the basics – if you want to drive in this country. These days most people just get car insurance online.
T… Read More
2020-07-22 18:46
It doesn’t take very long at all for a credit report to be damaged. Your credit score can go way down in a short period of time over something unexpected, like a job loss and inability… Read More
2020-07-21 18:43
While most lenders have temporarily stopped reviewing applications, there is no reason to start your research on the best small business loans right now. Every business will need funds event… Read More
2020-07-19 18:40
There really is no excuse for keeping your money in a low-rate account these days. There are plenty of high-yield savings accounts to choose from online that provide customers with interest… Read More
Average Homeowners Insurance Cost: An Overview Of Home & Property Pricing And Factors That Affect It
2020-07-18 15:42
Whenever you shop for anything, you always want to first check for the average price, and get the best quality possible at a price you can afford. Don’t just buy something at a low pri… Read More
2020-07-16 15:39
While there is a lot of uncertainty in the economy and nearly every type of investment in the world these days due to the pandemic, that doesn’t mean that there aren’t any great… Read More
2020-07-15 20:34
If you are in need of any kind of credit repair or assistance, keep in mind that while there are legal options, there are no lawyers that specialize SPECIFICALLY in “credit repair&rdqu&hell…Read More
2020-07-13 20:31
Even if you manage to create the perfect product, there are always risks associated with them at every stage, starting with the development to the manufacturing, and then on to the shipping… Read More
2020-07-12 19:37
It can be very unnerving to find out that you owe the government some money – especially if it’s the federal government. It’s also frustrating if you lack the money to make… Read More
2020-07-10 06:55
Auto insurance companies use a method of price optimization to increase an existing customer’s policy a little bit each year. If there have been no noticeable changes to your driving r… Read More
2020-07-09 20:29
Are you confident in your credit report and your ability to pay off a business loan or line of credit, without having to worry about collateral or going in debt? Do you think there is a good… Read More
2020-07-07 20:27
By the half-point of this century, there will be an estimated 2 or so more billion of mouths to feed. This means that a lot more food will need be produced. To meet the demands, farms around… Read More
2020-07-06 17:11
When it comes to having credit “repaired”, there is really not a single solution for everyone – it involves fixing your credit and increasing your score in any (smart) way… Read More
2020-07-04 17:09
Anybody who is thinking about opening a brokerage account should think about their personal needs and goals. Are you confident enough in your level of knowledge that you don’t need a l… Read More
2020-07-03 17:05
Are your debts spiraling out of control? Do you have any idea how long it will take to pay them off, or if you even will? Among all of the debt relief options and solutions, the best one is… Read More
2020-07-01 20:07
There is practically an infinite amount of investment tips and financial advice on the internet. While a lot of it is helpful and even valuable, you still have to weed out the quality stuff… Read More
2020-06-30 08:57
There is no point in sticking with a low-rate savings or CD account with fees, since there are so many high-yield accounts available with dozens of online banks. These are often better than… Read More
2020-06-28 08:53
How much will you be set back if something bad happened to your business property? Insurance is available to cover this. This coverage protects your business’s physical structure and a… Read More
2020-06-27 08:51
Speed is very important when it comes to business financing. No matter how much you try to plan, businesses of all sizes and types often experience surprises. The ability to get funding ASAP… Read More
2020-06-25 08:48
Just because your home isn’t big doesn’t mean it’s not worth insuring. It’s easier to find cheap mobile home insurance than it is to find affordable insurance on larg… Read More
2020-06-24 08:46
Getting some personal financial planning services is always a good idea, even if you don’t think you make enough money for it. It’s an ongoing process and requires more time and… Read More
2020-06-22 08:43
Do you have more than one car in your family and need to know the best strategy for saving money on insurance? Most carriers will allow up to four vehicles on a single policy for a bundled d… Read More
2020-06-21 08:41
At some point, everyone dabbles with the thought of getting involved in investing, in one form or another. Whether it’s buying stock, investing in an EFT, trying to flip houses in the… Read More
2020-06-19 08:38
It’s hard to fix your credit report on your own – especially if there are a lot of errors and/or you think you might be a victim of identity fraud. This is why so many people tur… Read More
2020-06-18 08:36
It can be challenging for homeowners to keep up with all of their payments. If you’re still stuck paying mortgage and utilities, you might be struggling to pay for insurance as well. I… Read More
2020-06-16 20:20
Technology has brought us into a new era of investing, including the ability to make trades online from either your home computer or mobile device. You can do this in real time, and often fo… Read More
2020-06-15 20:41
There is no single debt relief solution that will work for everybody. Every person in debt has unique circumstances, such as the kinds of debts they owe, how far behind they are on payments… Read More
2020-06-13 20:38
Don’t let your business go bankrupt because you get sued, or wind up in a financial predicament that you aren’t prepared to deal with. Even if you run a small business, you might… Read More
2020-06-12 20:35
Since millions of people have been losing their jobs in recent months, and vehicles are currently being damaged due to riots, a lot of car owners are looking for more affordable insurance fo… Read More
2020-06-10 20:32
Everybody is trying to diversify their portfolios these days, and if there is one type of investment that a lot of people seem to be overlooking it is farmland. Historically, farmland invest… Read More
2020-06-09 20:29
Many small businesses are looking for some funding right now, whether it’s relief from the virus situation or some other cause. If your business has been interrupted by COVID-19, there… Read More
2020-06-07 20:25
When doing research on savings and CD accounts, you’ll see the term “fixed rate”. Rates are usually variable since the financial markets and money value are always fluctuat… Read More
2020-06-06 06:55
It’s not just large businesses that require commercial liability. Businesses of all sizes – and even self-employed professionals – can benefit from having some level of lia… Read More
2020-06-04 06:51
Don’t make the mistake of thinking that “discount brokers” are too good to be true – there are some legitimate discount brokerage account offers available on the inte… Read More
2020-06-03 06:49
If you’ve been doing research on credit repair services, then you probably already have an idea of how to differentiate between the scams and the legit services. The legitimate compani… Read More
Best Place To Open A Savings Account: Guide To Internet-Based Banks & Choosing The Best One Possible
2020-06-01 06:46
There are many places to open a savings account these days. The internet has paved way for the option to store save money digitally, so there is no need to physically go to a bank anymore &n&hell…Read More
2020-05-31 06:44
If you are asking yourself it is an ideal time to even think about investing, be assured that there are always opportunities out there. You just need to be extremely careful where to put you… Read More
2020-05-29 06:40
Affordable insurance is achievable for many people, but “very cheap auto insurance” isn’t so much – unless you drive a model and make that is considered “safe&r&hell…Read More
2020-05-28 06:38
A lot of people want to trade stocks these days but aren’t sure where to start. You know you need a brokerage account but how exactly how can you go about getting one? Should you actua… Read More
2020-05-26 10:23
“How can I find the best debt reduction services?” is a VERY COMMON question asked by many people. If you don’t feel confident that you have enough control over your debts… Read More
2020-05-25 10:21
A home insurance policy is something that anybody who has a mortgage needs, so it’s not surprising that so many people are researching cheap house insurance companies. Banks expect tha… Read More
2020-05-23 08:23
In a perfect world, your business will be financially prepared for any type of expense, and you will know that the funds are available should you need them. Unfortunately, this isn’t a… Read More
2020-05-22 08:18
Millennials shouldn’t make the mistake of thinking that since they are still young, they have plenty of time before they have to start saving for retirement or any other long-term goal… Read More
2020-05-20 08:14
There are so many ways to save money securely, and one of the best ways is to do it by putting money in an online bank. Why an online bank? Because they can afford to pay out a higher APY th… Read More
Credit Repair Law Firm Guide: Looking For Help? How Can You Get Your Credit Report Straightened Out?
2020-05-19 08:11
Credit repair organizations often get a bad rep, even though some of them are actually legitimate. The industry is ripe with fraud but there are still benefits to working with a credit repai… Read More
2020-05-17 14:03
Are you concerned about the state of the stock market these days? Don’t worry – there are still some great investment ideas worth considering. Layoffs and files for unemployment… Read More
2020-05-16 13:59
Choosing the correct homeowner’s insurance firm and policy is a major step for new homeowners. Even if you’re not a new homeowner, you’ll still need to review your current… Read More
2020-05-14 13:57
It’s not easy for the average person to reduce credit card debt, but it doesn’t have to be difficult, either. There is plenty of information on the internet, including resources… Read More
2020-05-13 13:53
There is always going to be a need for quality liability insurance for every business. It doesn’t matter how small your company is, or what types of operations are involved, you will n… Read More
2020-05-11 13:47
Funding is an essential part of any business venture – large or small. No matter what kind of business you run, you can’t do much of anything without the right amount of funding… Read More
2020-05-10 19:44
Food demand is always expected to rise, and estimates indicate that it will increase as much as 98% over the next few decades. This could lead to a lot of changes in the agricultural industr… Read More
2020-05-08 19:20
If you live in North America, there’s a good chance that you are legally required to have some type of auto insurance in order to drive. You can get quotes online, and it’s impor… Read More
2020-05-07 08:32
If you’re new to the stock market, it might all seem very intimidating. Stocks are not like savings accounts or certificates of deposits, as the money involved in stocks is not guarant… Read More
2020-05-05 08:29
It’s possible to live with bad credit, but it’s not easy. Having a low credit score can really hinder things such as getting affordable car insurance, renting an apartment, and i… Read More
2020-05-04 15:15
One of the most frequently asked questions by homeowners is “how can I get a cheaper rate?” Many people are unhappy with their policy in one way or another, although the most com… Read More
2020-05-02 15:10
While all of the traditional, brick and mortar banks do have an online presence these days, they don’t operate entirely online and still do a lot of business at their chain locations a… Read More
2020-05-01 14:08
Everybody knows that in this day and age, the internet is the place to look for any kind of insurance quote. If you’ve just purchased a new vehicle and/or plan on switching companies… Read More
2020-04-29 14:05
There are many ways to obtain money market returns, from investing in funds or opening up an account at a bank and earn interest back from the bank’s investments. The plus side of purc… Read More
2020-04-28 14:02
One thing so many people want to know more about these days is how to get business loan online. Traditional lenders are often strict with their requirements, making it difficult for newer or… Read More
2020-04-26 14:00
As a small business owner, you know that you don’t have a lot of money to lose. Even big businesses have difficulty recovering from losses due to lawsuits and really bad PR. Damage con… Read More
2020-04-25 13:54
It’s hard to have a peace of mind about your life in general when you are having trouble keeping up with so many credit payments. While debt counseling can be helpful, it might not hel… Read More
2020-04-23 13:51
For some, the ideal money investments are those that involve the least amount of risk possible. Others are willing to take on some risk in order for the chance to get as big as a return poss… Read More
2020-04-22 08:34
You know you need your credit repaired but don’t know where to start. So many companies are claiming to be the “best”, yet half of them are scams. What is it about the top… Read More
2020-04-20 08:25
Literally millions of people are struggling with their finances and need financial debt help right now. You are not alone. Even if you’re good with making your payments on time, you mi… Read More
2020-04-19 08:12
Some people want to get involved in investing but have no idea where to start. Learning about stocks can be very time consuming. Even if you think you know a bit about them, it’s still… Read More
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