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How many types of insurance in India | By Ishan [Hindi]

Insurance is a means of protection from financial loss. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss.

What is an insurance coverage?: Insurance coverage is the amount of risk or liability that is covered for an individual or entity by way of insurance services. Insurance coverage, such as auto insurance, life insurance – or more exotic forms, such as hole-in-one insurance – is issued by an insurer in the event of unforeseen occurrences.

What is in an insurance policy?: In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay.

What does an insurance company do?: Insurance companies basically do three things with the premium dollar. First, they pool the money to pay claims. Second, insurance companies pay for expenses involved in selling and providing insurance protection. … Earnings from investments help keep down the cost of insurance to policyholders.

What type of car insurance covers your car if it is stolen?: Most comprehensive coverage policies will cover you if your car is stolen. These types of policies usually protect you and your car against problems not caused by collisions, such as theft, vandalism, and breakdowns. Be sure you know what your car insurance policy covers before something like this happens.

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