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Getting Extra Discount with Sprint Phone Plan

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WILL I PAY LESS WITH A NO-CONTRACT PLAN?

Over the course of a couple of years, the total price for a no-Contract phone and plan is often about equal to the total you’d pay with a contract, says Abbott. But crunch the numbers to be sure you’re getting the best deal. If you’re permitted to renew a two-year contract (see below), tally up how much you’d pay for the phone plus monthly service fees (which may include separate prices for the phone’s line access and the data plan) during the contract. Compare that with the total two-year price of a plan and full-price phone without a contract. (The plan you choose usually depends on your data usage because standard plans from the major carriers come with unlimited calling and text messaging.) Explore your options and gather details by perusing your carrier’s website, calling customer service or visiting a store. Say, for example, that a family of four renews a two-year contract with Verizon, paying $40 per month for line access on each smartphone, sharing 6 gigabytes of data for $70 monthly, and handing over a one-time payment of $200 each for four new 16GB iPhone 6s devices. Over the course of two years, they’d pay a total of $6,320. If they switched to the no-contract plan—handing over $20 a month for each line, $60 a month for a shared 6GB of data and $650 for each 16GB iPhone 6s— they’d pay $5,960 over two years, or $360 less. The longer you hang on to a phone that you purchased with a no-contract plan, the more you’ll benefit from the lower monthly rate for service. You can expect most smartphones to last two years or so; if you’re lucky, yours will last up to twice that long, says Reardon. Just be prepared for your friends’ ribbing when you whip out a four-generations-old iPhone.

If you already have a two-year contract with Sprint or Verizon, you may renew it and get a subsidized phone. But you’ll pay a higher fee for monthly service. AT&T requires current customers with two-year contracts to switch to a no-contract plan when they upgrade their devices. T-Mobile has dropped two-year contracts entirely.

Start with your data needs. By logging in to your wireless account online or through your carrier’s app, you can see how much data you usually use. For many people, 1GB or 2GB of data per person per month is enough. You can reduce the amount of data you consume if you connect to Wi-Fi networks (preferably secure, trusted ones that password) whenever possible. And on plan, parents who are light users may kids who gobble data with social music and video streaming. If you use data now and then, the fees won’t bank. The Verizon Plan and AT&T Share Value plan, for example, $15 per extra gigabyte in most cases. If you don’t use all of your data one month, AT&T lets you roll it forward to the next month, and T-Mobile carries over unused data up to 12 months



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