Much like cash back credit cards, the best Rewards Credit Cards give you some form of incentive for every purchase you make. It’s certainly a compelling idea - making money or receiving some kind of reward in exchange for the purchases you’re already making. The caveat? Earning rewards for spending money makes it more tempting to flash that plastic wherever you go.

Don’t be fooled by Tina Fey in those American Express Blue Cash Everyday Card commercials, treating everyone around her to various purchases because of the points she'll get in exchange. We're gonna go ahead and make the assumption that you don’t have the millions she’s currently sitting on to frivolously spend on racking up rewards and points.

So:

When it comes to choosing one of the best Rewards Credit cards to add to your wallet, you'll need to first learn the art of restraint. Know that using a reward credit card for your everyday purchases will benefit you over the long run, and don’t be tempted to spend more to rack up rewards more quickly!

What’s the bottom line?

Ok, we're done channeling dear mom's wisdom and advice with a pointed finger. You’re an adult fully capable of making your own decisions. Now, in order to help you make the best one based on your lifestyle, we've complied a list of the best rewards credit cards around. Whether you're big on traveling, dining, or shopping, there is a perfect rewards credit card suited for you. Some of the best rewards credit cards, in fact, provide rewards in the form of cash back and statement credits. Who wouldn't be excited about that?

What follows is a list of the best rewards credit cards, which have been chosen through extensive research, based on a number of factors that include: signup bonus, ongoing rewards rate, redemption options, and annual fees.

Ready to go? Your next credit card may be on this list!