A lot of credit cards charge an Annual Fee for their services, and depending on your spending habits, that can be a bad deal overall. Luckily, there are many lucrative credit cards that have no annual fee, but still offer rewards for cardmembers. Here are the best no annual fee credit cards currently on the market.

The Best No Annual Fee Credit Cards for 2018:

Fidelity Rewards Visa Signature Card: 2% cash back

This credit card, which also tops our list of Best Cash Back Cards, offers cardholders 2% cash back to their Fidelity account on every purchase, with no annual fee. From there, you can either keep it in your Fidelity account, or transfer it to another bank account of your choice. Of all the cards we've examined, we feel that this card has the best cash back bonus for the least amount of hassle.

Fidelity Rewards Visa Signature Card Highlights

• 2% cash back on every purchase
• Points don't expire
• No annual fee

Citi Double Cash Card: 1% cash back (And another 1% after paying your bill)

The Citi Double Cash Card offers a similar cash back bonus as the Fidelity card, but with an extra hoop to jump through. You'll receive 1% cash back on your purchases, and another 1% cash back once you pay your bill in full. This is a great incentive for cardholders to pay on time.

Citi Double Cash Card Highlights

• 1% cash back (And another 1% after paying your bill)
• Points don't expire
• No annual fee

Discover it Miles: 3% cash back the first year

The Discover it Miles card offers a standard 1.5% cash back per dollar spent. But what makes this card special is the awesome bonus at the end of your first year as a cardmember: your annual cash back is doubled! For big spenders, this is one of the best offers on the planet.

Discover it Miles Highlights

• 1.5% cash back on every purchase
• Cash back doubled the first account year
• No annual fee

Chase Freedom Unlimited Card - 1.5% cash back

The Chase Freedom Unlimited Card offers 1.5% cash back on every purchase. There are no categories to remember with this card, and you can increase your bonus in a similar manner when you utilize an Ultimate Rewards earning credit card. There's a $150 sign up bonus when you spend $500 in three months, and no annual fee.

Chase Freedom Unlimited Card Highlights

• 1.5% cash back on every purchase
• $150 sign up bonus for spending $500 in three months
• No annual fee

Chase Freedom Card - 5% cash back in rotating categories

The Chase Freedom card is featured on quite a few of our "best of" lists, and that's because it features a rotating 5% cashback on a rotating set of quarterly categories. In the past, we've seen 5% cash back on gas purchases, movie tickets, Amazon.com, and more. Keep in mind, this 5% cash back is limited to $1,500 per quarter; after that, it drops to just 1% cash back per dollar. If you have a Chase Sapphire Preferred or Reserve Card, you can increase your bonus by transferring your cash back into Ultimate Rewards points at a 1 cent per point ratio, which you can use for transferring to travel partners like Hyatt and United. There's no annual fee. To learn more about Ultimate Rewards points, click here.

Chase Freedom Card Highlights

• 5% cash back in a rotating list of categories
• 1% cash back on everything else
• $150 bonus when you spend $500 in three months

Limitless™ Cashback Rewards Visa Signature® Card - 2.5% cash back

If you're a USAA member (and you can check your eligibility here), this is by far the best offer on this list. The Limitless™ Cashback Rewards Visa Signature® Card offers 2.5% cash back on every purchase, unlimited, as long as you direct deposit $1,000 into a USAA checking account each month. That's major savings, and the best offer we could find on the market. Plus, there's no annual fee, and no foreign transaction fees. If you're a USAA member, you will definitely want to use this credit card. Keep in mind, the card is currently available in these states:

• AL, AR, AZ, CO, CT, FL, GA, HI, ID, IL, IN, KS, LA, MD, MI, MN, MT, ND, NM, NV, NY, OR, PA, RI, SC, TN, TX and WA

Limitless™ Cashback Rewards Visa Signature® Card Highlights

• 2.5% Cash Back on Every Purchase with Monthly $1,000 Direct Deposit into a USAA Checking Account
• No Annual Fee
• No Foreign Transaction Fees

Summary of the Best Credit Cards with No Annual Fees:

• Fidelity Rewards Visa Signature Card: 2% cash back
• Citi Double Cash Card: 2% cash back (after paying your bill)
• Discover it Miles: 3% cash back the first year
• Chase Freedom Unlimited Card - 1.5% cash back
• Chase Freedom Card - 5% cash back in rotating categories
• Limitless™ Cashback Rewards Visa Signature® Card - 2.5% cash back

What are you favorite credit cards with no annual fee? Let us know in the comments!