This might seem an odd question from the Frugal Goddess, but it is worth asking. Being frugal means more effort and often deferred gratification. There has to be a pay-off or nobody would do it willingly.

There are really three groups of frugalistas. The forcibly frugal are too poor don’t have a choice. This group  grew much larger in the USA during the crash of 2008 and is still growing. Sadly, the rest of the world has always had a large population in this group. For the forcibly frugal, there is no need to ask why. How is the question. How to feed a family, how to obtain shelter, how to survive.

The middle class frugalista understands the concept of deferred gratification. There are many, even in this over-heated consumer environment, that are willing to do the work to achieve a dream. This group understands the relationship between prudence and success. To be middle class is an exercise in compromise. A person with a moderate income can make choices, and satisfy some desires, but not all. For this group, a consistent Frugal Lifestyle means home-ownership, college for the kids, and the opportunity to do a few really amazing things like travel to the world. If this type were to go on impulse, all the surplus would be frittered away on trips to the mall, and they would have the debt-load of the average American family. For these frugalistas, frugality really does make their dreams come true.

But it does something more as well. It creates a deep sense of peace. It is well known that money problems are one of the biggest sources of stress in our culture. And that money fights are one of the biggest causes of divorce. Frugal people avoid all of that. And if the parents are frugal it sets a very good example for the whole family.

Though it may seem that we are through, there is actually one more type. The members of the voluntary simplicity movement tend to be very well off. Maybe even rich enough that waste is a mere inconvenience, not a life-threatening disaster. But this group is interested in a green life-style, and in a sustainable solution to the “human” problem. This involves avoiding waste and conscious values-based spending. That is the very definition of frugality. This group has a very different problem from the first two groups. The first group has no problem staying frugal, it is staying alive that concerns them. The second group may have temptations, but a commitment to a greater reward will keep them on track. But, for the voluntary frugalista, it is commitment to an idea of what is right that drives the frugal lifestyle. For them, the answer to the question “why be frugal” is an intellectual one. But, even so, there are rewards other than virtue. The voluntary frugalista gets the benefit of self-knowledge and clarity. This translates to more time doing the things that are truly rewarding, and less time spinning in circles.

Whatever your current financial situation, a frugal lifestyle is worth it.