2018-07-08 16:51
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A personal finance blog website which aims to create useful information in helping individuals reach their maximum wealth potential.
2018-05-21 13:33
Investors often make poor investment decisions due to innate human tendencies. Behavioral finance is the field of study which explores these tendencies. Educating yourself in
The post Behavi… Read More
2018-05-14 15:00
The closing of a real estate transaction is when the transfer of the property is finalized. All documents completing the transaction are signed, and funds
The post Real Estate Closing Costs… Read More
2018-04-30 19:39
Lenders use debt ratios such as the payment-to-income ratio (PTI) and the debt-to-income ratio (DTI) to help them analyze credit risk before making a loan.
The post Debt Ratios Can Help You… Read More
2018-04-23 15:34
It is helpful to know the most common types of ways you can own property directly with other individuals. Co-ownership can affect asset protection, estate
The post Co-ownership of Property O… Read More
2018-04-08 15:24
The auto lease calculator is a quick and easy way to get an estimate of how much your lease will cost. You can also change
The post Auto Lease Calculator appeared first on Wise Money Tips Read More
2018-04-06 15:14
This loan payment calculator is for fixed rate loans that are fully amortizing and require monthly (principal and interest) payments. Fixed rate means that the
The post Loan Payment Calculat… Read More
2018-04-02 15:00
The annual rate calculator can be very useful for personal financial planning purposes. For example, it can allow you to determine the average minimum rate
The post Annual Rate Tool For Pers… Read More
2018-03-31 20:33
The time period calculator can be very useful in personal financial planning calculations. For example, you can use it to get a ballpark estimate as
The post Time Period Tool For Finance Com… Read More
2018-03-29 01:06
The periodic payment calculator can be a useful tool in some key personal finance computations. For example, you can determine the monthly payment on a
The post Periodic Payment Tool For Per… Read More
2018-03-25 18:51
The future value calculator can be useful in some key basic personal finance computations. For example, you can determine an estimate of your savings several
The post Future Value Tool You C… Read More
2018-03-25 12:20
The present value calculator can be a useful tool in some key basic personal finance computations. For example, you can determine an estimate of approximately
The post Present Value Tool You… Read More
2018-03-13 19:34
Making a plan and sticking to it is the first and likely most important step for a successful retirement journey. You are making money, budgeting,
The post Retirement Journey – Tips to… Read More
2018-03-05 19:57
Target date funds (aka life cycle funds) have become relatively popular in recent years. They have been around since the 1990s, but became more ubiquitous
The post Target Date Funds –… Read More
2018-02-26 16:00
Many of us look forward to the day we will be able to retire from work. And some are able to accomplish this feat sooner
The post How Much Do You Need To Retire? appeared first on Wise Money… Read More
2018-02-19 16:30
Most experts will advise you to create an emergency fund first and foremost. Maybe even before paying off all your consumer debt. You may also
The post Where Should You Keep Your Cash? appea… Read More
2018-02-12 16:00
So you’ve decided you’re going to go ahead and enter into a new car lease. Getting a new car can be very exciting. But in
The post How To Successfully Negotiate A New Car Lease a… Read More
2018-02-05 16:31
President Donald Trump signed The Tax Cuts and Jobs Act (TCJA) bill on December 22, 2017. This bill contains sweeping tax changes which primarily take
The post The New Tax Law For Businesses… Read More
2018-01-31 20:13
President Donald Trump signed The Tax Cuts and Jobs Act bill on December 22, 2017. This bill contains sweeping tax changes which primarily take effect
The post How The New Tax Law Will Impac… Read More
2018-01-27 13:48
Investing money is generally undertaken with the purpose of achieving specific goals. These goals may include saving for college, retirement, or buying a house. But
The post Investing Mistak… Read More
2018-01-13 13:56
Despite the rise of other investment types such as ETFs, mutual funds remain the most popular type of investment for many individual investors today. But
The post Mutual Fund Share Classes … Read More
2018-01-06 04:46
Employers often use tax free employee fringe benefits to attract and retain qualified workers. Any fringe benefit provided to you as an employee is taxable
The post Tax Free Employee Fringe… Read More
2017-12-30 13:55
Employee stock options are used by many companies to compensate their workers. Many years ago, it was usually top level officers and managers who received
The post Employee Stock Options &nd&hell…Read More
2017-12-23 13:00
Physical fitness has its well known benefits. For starters, you look good. You can comfortably fit into the clothes that you like. An active social
The post Physical Fitness Can Help You Mee… Read More
2017-12-21 18:44
There is no doubt that having children can be joyous and exciting for any parent. However, along with this happiness comes responsibility and monetary expense.
The post Child Related Tax Cre… Read More
2017-12-16 15:13
Proper recordkeeping for individuals is a worthwhile endeavor. It can save both time and money. Not to mention the added benefits of reduced clutter and
The post Recordkeeping for Individual… Read More
2017-12-11 18:15
As the year comes to a close, many of us start thinking about the income tax we will potentially owe upon filing our tax returns.
The post Year-End Money Saving Tax Planning Ideas appeared f… Read More
2017-12-09 13:16
Most of us are constantly looking for ways to save more. One way to accomplish this is by taking steps to save money on homeowners
The post How To Save Money On Homeowners Insurance appeared… Read More
2017-12-02 13:18
Exchange traded funds (ETFs) are a popular and useful investment tool for many investors. They allow you to gain exposure to entire markets, industries, or
The post Derivative Based ETFs Can… Read More
2017-11-25 14:13
Real estate investing can help you to diversify among asset classes. It is an asset that generally appreciates over time, as long as you buy
The post Real Estate Investing – There Are… Read More
2017-11-18 11:30
Your “estate” generally consists of all the assets you own at the time of your death. This can include any real estate, investment and bank
The post Estate Planning Can Be Benefi… Read More
2017-11-11 11:45
For income tax purposes, dependents are generally individuals who count on someone else for most of their financial support. Those who depend on you are
The post Dependents – Who Can Y… Read More
2017-11-04 17:22
Why is your credit score so important? Isn’t debt something to be avoided? Many personal financial experts will advise you to avoid debt to the extent reasonably possible. An… Read More
2017-10-28 21:24
Mutual funds and exchange traded funds (ETFs) are among the most popular types of investments for individuals. Look at the typical 401k, IRA, or taxable portfolio account of any random inves… Read More
2017-10-21 12:46
When the conversation turns to income taxes, and specifically tax deductions, the term “itemized deductions” often comes up. In order to better clarify things, below
The post Ite… Read More
2017-10-21 12:46
When the conversation turns to income taxes, and specifically tax deductions, the term “itemized deductions” often comes up. In order to better clarify things, below is an overvi… Read More
2017-10-15 19:10
The Earned Income Tax Credit (EITC) is available to working taxpayers with low to moderate income, who meet specific requirements and file a tax return (even if not required to otherwise). T… Read More
2017-10-13 19:34
Some people have vacation homes. Others have rental properties. Still others have both. Yet sometimes you find yourself owning a property which you use personally,
The post Vacation Home Ren… Read More
2017-10-13 19:34
Some people have vacation homes. Others have rental properties. Still others have both. Yet sometimes you find yourself owning a property which you use personally, as well as rent out to oth… Read More
2017-10-07 20:03
So what exactly is long term care insurance, and is it right for you? As we get older, we are generally more prone to illnesses and other negative effects of aging. Many of these setbacks ar… Read More
2017-10-07 20:03
So what exactly is long term care insurance, and is it right for you? As we get older, we are generally more prone to illnesses
The post Long Term Care Insurance – What Are Its Featur… Read More
2017-10-01 13:24
An annuity is a contract between you as the “annuitant” and an insurance company. You basically pay money in the form of premiums to the insurance company, which then invests the… Read More
2017-09-28 03:54
So you’ve finally found the home you like. After months of searching, comparing prices and features, and negotiating, it is finally time to buy. If you are like most Americans, you wil… Read More
2017-09-24 02:37
Medicare is a U.S. federal government run healthcare program generally available to retirees age 65 or older and certain disabled individuals. Workers contribute into the system via their ea… Read More
2017-09-18 10:48
Social Security retirement benefits are paid via a United States government program which essentially mandates you to save for retirement. Whether you are an employee or self-employed, you a… Read More
2017-09-15 22:07
When it comes whether or not you should buy auto insurance, you really don’t have a choice. If you want to drive a car, you must have insurance. Almost every state in the United States… Read More
2017-09-13 16:25
There is nothing more important than your health. Most individuals would agree with this statement. But medical care can be extremely expensive without health insurance. This can cause… Read More
2017-09-09 18:08
Homeowners insurance is another type of must have policy. But many homeowners are required to purchase it regardless. Any time you have a mortgage on your home, the lender will require you t… Read More
2017-09-08 03:12
Small business retirement plans can be an intimidating subject for business owners, not to mention a dull one to boot. Entrepreneurs experience many different emotions and thoughts when star… Read More
2017-09-03 03:58
Many people understand the importance of life insurance in protecting dependents in the event of premature death. But sometimes disability insurance is dismissed as less important. The reali… Read More
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