I'm so excited at first because for at last I will be able to withdraw my Paypal funds to my BPI Direct account I waited for it to reach at least 5 thousand pesos all in all including my earnings and payments from my ebay listings I carefully read the terms and charges of Paypal withdrawals and as I understand that Paypal charge 50 pesos withdrawal fee for 6,999 below and free for 7,000 pesos above so was charged 50 pesos that doesn't bother me and I'm so happy after 2-3 days I got it already on my BPI Direct Account but it's 150 pesos short,  I kinda wonder why??? but because BPI has it's own Express online banking I got the chance to see my BPI transactions and I found out that the 150 pesos short was deducted by BPI. Anyways I can't do anything about it I'll just charged it to my experience...anybody here knows what is the best way to withdraw paypal funds? with less bank charges?