2022-01-06 11:07
People who live in rented apartments and homes need insurance protection that only HO-4 insurance can provide and not the landlord’s insurance. HO4 insurance, also called renters insur… Read More
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Tatum insurance is an independent insurance broker that works with multiple insurance companies in order to help you get the coverage that you need.
2022-01-04 21:19
There’s a chance you’ve come across the word “Tort” when buying your car insurance. Often, “Tort” is a confusing term in auto insurance because it’s… Read More
2021-12-17 05:17
Every 45 seconds, a car is stolen in the United States. Being a victim of car theft is daunting. To help save your pain, you can file a cash settlement or brand-new car depending on your ins… Read More
2021-12-15 11:17
Standard homeowners insurance policies don’t often cover some perils like sewer backup. The losses, both financial and social, from a sewer backup peril can be devastating. It won&rsqu&hell…Read More
2021-12-01 02:05
“Tort,” in auto insurance, is a legal term related to liability, claims, reimbursement, and other legal requirements. It’s right to say that tort insurance is where insuran… Read More
2021-11-30 18:38
Accidents are always a scare — be it minor or major. If you’re driving on the road or backing up and hit a pole, you need to act right and call the police. But not only the… Read More
2021-11-30 12:45
If your vehicle has pre-existing damage, insurers know about it. This is especially if the damage is clear or when you’d reported it or claimed it. Now, you’re probably won… Read More
2021-11-30 09:19
Yes, but not all car insurance policies cover natural disasters. Only comprehensive car insurance provides coverage against losses and damages caused by almost all natural disasters. This me… Read More
2021-10-27 07:39
The process of buying a used car shouldn’t be complex. Typically, all you have to do is walk into a dealer shop, select your car, sign the papers, make a payment and leave with your ca… Read More
2021-10-26 03:31
If you have a car, you need car insurance and when buying car insurance, there are lots of decisions to be made. So, what do you need for you to get car insurance? We’re glad you… Read More
2021-10-25 11:42
Car insurance rates often go up after a speeding ticket. The insurance rates can go up 22% to 30%, on average. But this depends on a number of factors, including your state and insurance com… Read More
2021-10-18 17:22
The car accident insurance claim process can be easy or complex — depending on what you know. But first things first: After an accident that causes damage, injury, or death, you will n… Read More
2021-09-30 13:39
Having car insurance means you are cautious, prepared for the unknown, and law-abiding. Why? Most states in the US, except New Hampshire, require all drivers to carry car insurance. But even… Read More
2021-09-30 12:30
Your car insurance premiums can be higher if you list a driver or someone in your household who insurers deem risky on your policy. But you can change this through an excluded driver. The te… Read More
2021-09-30 11:59
The amount of discount you earn on your car insurance premium increases with each year of claim-free driving. This is called a no-claim discount. The longer you drive without making an insur… Read More
2021-09-22 08:05
Yes, car insurance covers flood damage only if you pay for comprehensive coverage. Floods are common natural disasters in the U.S. and more frequent in many northeastern states. If your car… Read More
2021-08-24 15:50
Getting involved in an accident will generally raise your car insurance premiums. And this can stick with you for years. On average, your car insurance rates will increase between 28% and 60… Read More
2021-08-23 08:19
A typical speeding ticket will stay on your insurance for approximately 3 years or 36 months – or more. This can potentially impact your insurance premiums and driving record. But the… Read More
2021-08-16 09:02
When an accident occurs, everyone asks “whose fault” caused the car accident. Insurers must know whose fault caused the accident before reimbursing a claim. The police need to kn… Read More
2021-08-01 17:13
The Uninsured vs. Underinsured motorist coverage debate is a never-ending one. Not many people understand their difference. While Uninsured and Underinsured car insurance coverage terms are… Read More
2021-08-01 16:59
There’s a lot of confusion in insurance about what No-Fault insurance is and how it works. Most people confuse No-Fault insurance with Personal Injury Protection insurance. They’… Read More
2021-07-15 17:38
A hit-and-run accident can be traumatic and leave you feeling completely helpless. Fortunately, if you have the right car insurance in place, it can cover your car and any injuries or medica… Read More
2021-06-30 17:17
Generally, car Shopping is consistently rated as one of the worst shopping experiences. If you want to buy a new car, you can get the best deal in town or get ripped off. And, if this is the… Read More
2021-06-30 08:04
Homeowners insurance is the type of insurance that gives you financial protection for your home and other important assets against disasters, theft, and accidents. Most lenders also require… Read More
2021-06-30 07:46
It seems, like everyone else, you’re doing research before buying car insurance. This is good. Car insurance isn’t something you buy in a hurry. In a world of easily available pr… Read More
2021-06-30 06:57
Yes, comprehensive coverage will cover three slashed tires or any number of slashed tires. Insurance will reimburse your damaged tires except when the cost of the three slashed tires exceeds… Read More
2021-06-07 18:13
Do you ever wonder how the cost of your car insurance premiums is calculated? You may have a general idea of what might or might not form part of your premium costs, but how insurance premiu… Read More
2021-06-07 17:35
In car insurance, property damage liability helps pay the repair cost of damage you cause to others’ property, such as houses, vehicles, etc. Without property damage liability, you may… Read More
2021-06-07 17:01
Points affect your insurance premium and rates. Higher points and violations can make you a high-risk driver in the eyes of your insurance company. Car insurance providers catalog customers… Read More
2021-06-07 16:45
The question of whether homeowners insurance covers roof leaks or not is dependent on many factors. Your homeowners insurance coverage generally covers roof leaks if the cause on the policy… Read More
2021-04-15 14:15
It depends on what the law dictates. Because driving a car without insurance is against the law, if you’re pulled over without car insurance, you may receive fines, license suspension… Read More
2021-04-15 12:45
If you make a significant life change like moving – from one street to another or a new state – you need to update your driver’s license information. The Department o… Read More
2021-04-15 11:56
In insurance, additional interest and additional insured are among the more commonly misunderstood terms. Most people often use them interchangeably, although they refer to entirely differen… Read More
2021-04-14 18:04
If you’re wondering whether your car insurance is tax-deductible, there is no straightforward answer. Your car insurance premium can be written off or deducted from your taxes, only un… Read More
2021-03-03 13:56
If you’re buying a car, starting from your credit score is a good thing, and asking “what’s a good credit score for a car” is a good question. Lenders use your credit… Read More
2021-03-03 13:02
You can add someone to your car insurance policy, but with conditions. Not everyone qualifies to be added to your car insurance. But there are also exceptions. Generally, before adding someo… Read More
2021-03-03 12:46
If you’ve leased out a property or you’re thinking about leasing out one, you will need a leased property insurance coverage. The right insurance policy can save you some headach… Read More
2021-03-01 16:13
“Cars are expensive” is a common phrase on the streets. But few people know exactly how much it costs to own a car per year. When asked how much it costs to own a car per year, p… Read More
2021-02-08 12:39
If you’re in the market for a car, you’re probably debating between leasing or buying a car. It is a major decision to make and one that requires you to take several consideratio… Read More
2021-02-03 16:39
If you plan to ride your motorbike on public roads, most states require you to have some form of “financial responsibility.” Financial responsibility is a commitment that you can… Read More
2021-01-31 19:35
Being dropped by your insurance company is usually an unwelcome surprise. It can be embarrassing and affect your future homeowners insurance policies. Sometimes, finding a new insurance poli… Read More
2021-01-11 12:46
A Car insurance grace period is one of the most commonly misunderstood concerns when purchasing a new car. If you’re buying a new car, then you know you must also either have insurance… Read More
2021-01-11 12:35
Accidents happen when you least expect. But that’s why they’re called accidents. If you get into an accident, and unfortunately you’re at-fault, it can be very expensive. Y… Read More
2021-01-11 12:16
Whether homeowners insurance covers mold or not has been a topic of debate for decades. In many cases, whether or not your homeowners insurance covers mold in your home is often based on the… Read More
2021-01-11 12:02
If you’re wondering if your homeowners insurance can cover theft and break-ins, you’re not alone. Many other people wonder the same because the truth is, even though nobody wants… Read More
2020-12-01 21:10
No-fault insurance is one of the car insurance coverages that many people do not automatically understand. It’s only offered in “no-fault” states who are continuously adopt… Read More
2020-12-01 20:54
Your auto insurance premium is the amount of money that you regularly pay your insurance provider in exchange for car (auto) insurance coverage. The auto insurance premium you pay goes in li… Read More
2020-12-01 20:34
The law requires all drivers to have minimum car insurance, and it is illegal to drive without insurance in most states. If you don’t pay your car insurance, you’ll lapse in cove… Read More
2020-12-01 20:16
If you’re looking to purchase car insurance or renew your current car insurance, you may already know that insurance rates are usually different. The key question is why insurance rate… Read More
2020-11-02 10:19
By default, an accident will affect your car insurance premiums. Ordinarily, a claim after you’re involved in a car accident will increase your car insurance on the next policy renewal… Read More
2020-11-02 09:46
One of the insurance policies you need to consider having is the property and casualty insurance (or P&C). Many people ask, “What’s the worst that could happen,” regard… Read More
2020-11-02 09:24
Have you heard your insurance company talking about car replacement assistant or new car replacement coverage? Well, you’ll hear this when you buy a new car. Your new car is a great ac… Read More
2020-11-02 09:20
Does car insurance for permit drivers exist? This is a question that troubles many people. We’ve got the answer. If you’re a driver, you know and understand that car insurance is… Read More
2020-10-01 10:49
Most people consider the cost of insurance when buying car insurance. The cheaper the car insurance, the better. After opting for cheap insurance, you may then need to agree to pay a high de… Read More
2020-10-01 10:31
Do you own a luxury car or want to own one? Well, many people dream of owning one. When you buy a luxury car, you do not just have an A-to-B transportation method. A luxury car it’s an… Read More
2020-10-01 10:17
Accidents increase premium rates. It’s standard insurance practice. When you’re involved in an accident, it sends a message to your carrier that you are a high-risk individual. M… Read More
2020-10-01 09:57
Moving out of state affects your car insurance. So, yes, you will need to change your car insurance when you move states. Car insurance varies by state, and different states have different i… Read More
2020-09-08 08:00
First of all, congratulations! Paying off your car lien is such a huge accomplishment. It is an excellent milestone to own your car outright. How was your insurance experience during this pe… Read More
2020-09-08 08:00
When deciding on a car insurance policy, it is important to understand the two unique policy options. The full tort and limited tort policies can be referred to as tort insurance. They&rsquo&hell…Read More
2020-09-08 08:00
Imagine you leased a car, and it served you well. You stayed with it for some time and got used to it and don’t want to give it up, or perhaps you’re now tired of it. Now, your c… Read More
2020-09-08 08:00
Yes, you need Uninsurance Motorist Coverage, not by law but by principle. Buying uninsurance motorist coverage means you are not only cautious and prepared for the unknown, but also careful… Read More
2020-07-29 10:31
Are you seeking to get car insurance, or you already have one? When purchasing car insurance, one of the decisions you need to make is the amount of your car insurance deductible you will pa… Read More
2020-07-29 10:15
When you return to your parking spot and find a space or a different car, your first question or reaction will probably be ‘was my car towed or stolen’? What would you do if your… Read More
2020-07-29 10:10
Speeding is a traffic violation, and getting a ticket for speeding will affect your driving record and insurance premiums. On average, a speeding ticket will stay on your record for three ye… Read More
2020-07-29 10:05
Every car owner and driver, including delivery drivers, must have car insurance. If you’re a delivery driver, you need to know one of the critical rules of car insurance: insurers do n… Read More
2020-06-17 12:47
Have you ever driven a car barefoot? Did you feel guilty of breaking the law? If you thought you broke the law while driving barefoot, you are not alone; many think so. Attention to footwear… Read More
2020-06-17 12:30
Have you ever thought about how long it takes to buy a new car? Buying a car can be an overwhelming process, especially when you are buying for the first time. There are many things involved… Read More
2020-06-17 11:41
To acquire or renew a homeowner’s insurance policy, your insurer will need to carry out a home insurance inspection for your home. It is a standard procedure. A good homeowner’s… Read More
2020-06-17 10:40
If your car has been submerged or damaged in flood, comprehensive insurance can cover the repair costs because flooding is among the listed perils in the United States. Every year, many peop… Read More
2020-06-01 07:00
If your driving privileges have been suspended, it is difficult to get insurance coverage — but not impossible. Auto insurers will seldom offer you coverage when you are not legally ab… Read More
2020-06-01 07:00
If you are keeping your belongings in a storage unit, you’ll want to make sure they’re safe. There are many ways to protect your personal property in the storage unit. Storage un… Read More
2020-06-01 07:00
When you drive your parent’s car, their policy covers you. But once you’re the registered owner of a car, things change – it is time to buy your car insurance. Finding car… Read More
2020-06-01 07:00
The decision to buy homeowners’ insurance for your home is both intelligent and prudent. You become ready and prepared for any eventuality of a mishap. However, insurers deem some home… Read More
2020-04-28 08:00
If your car has been altered since it came off the production line, it is a modified car. Modifying your car helps you personalize it and add performance and cosmetic improvements that shout… Read More
2020-04-28 08:00
If you have or are looking for car insurance, you must have heard the phrase “insurance deductible.” When you purchase car insurance, your insurance provider will ask you how muc… Read More
2020-04-28 08:00
What happens if you get pulled over without proof of insurance for your car? Having active car insurance is both a requirement of the law – in most states – and a proof of protec… Read More
2020-04-20 08:00
Road rage statistics in the United States are filled with surprising facts. In September 2019 alone, the following happened: A Wisconsin woman was shot to death in a road rage incident after… Read More
2020-04-10 08:00
The law discourages driving while drunk and while drugged. Driving while intoxicated or drugged impairs your judgment and prevents you from driving with the same care and caution as you woul… Read More
2020-04-10 08:00
A car accident, however minor, is always a scary experience. Then, after the accident, there is a lot to take care of — processing the trauma, dealing with injuries (if any), assessing… Read More
2020-04-10 08:00
Car insurance is not mainly an exciting topic. However, it is a necessary discussion if you want to drive or continue driving a car. Furthermore, if you are purchasing a car insurance policy… Read More
2020-04-09 08:00
Choosing the right car insurance plan is not an easy task. The policy plan you choose must come with sufficient limits and protect you in many scenarios. Furthermore, you want to make sure y… Read More
2020-04-09 08:00
By deciding to get renters insurance, you have made a smart decision. Renters insurance is a good defense against some things in life you have no control over – such as your cell phone… Read More
2020-04-09 08:00
As a driver, the law requires that you have car insurance – at least a minimum. Besides, having car insurance also means you are prepared for any unknown loss or damage you may find on… Read More
2020-04-09 08:00
As a driver, you have to settle for the fact that you need car insurance. It is essential, it is necessary, and the law requires it. Because it is a requirement, you would think shopping for… Read More
2020-04-08 08:00
Car owners are always on guard to ensure their insurance does not go up when claims have not been filed. However, for drivers, it can be frustrating when your car insurance goes up when you… Read More
2020-04-08 08:00
As an owner of a vehicle, you are required by law to have liability insurance on your truck, motorcycle, or car. Liability insurance coverage is used to pay for injuries and damages you may… Read More
2020-04-08 08:00
There is a common misconception among tenants. They assume that the landlord’s insurance policy will cover a tenant’s personal belongings in the event of an unexpected loss. Unfo… Read More
2020-04-08 08:00
The decision to get car insurance means you are both cautious and prepared for the unknown. Obtaining car insurance means you are law-abiding. This is because the law mandates all drivers to… Read More
2020-04-07 08:00
Jayne, who is a new renter, is seeking to obtain a Renters Insurance. Jayne confesses that a lot of what she has heard about renters insurance is about personal property coverage. But she is… Read More
2020-04-07 08:00
Johnes, who has been living in an apartment for nearly a year and had renters insurance, didn’t realize his policy was about to expire until he got a bill stating his renters insurance… Read More
2020-04-07 08:00
As a renter, it is a smart decision to decide to get renters insurance. Renters insurance protects you and your belongings from unforeseen losses – including your liability to others… Read More
2020-04-07 08:00
A lost car is every driver’s nightmare, worse off if it is stolen. Finding your car stolen can be deeply unsettling. You hardly know what to do immediately and may go round in your hea… Read More
2020-04-07 08:00
When you move to a rental property, you are supposed to take care of someone else’s property. If you own a pet, you will probably be bringing it along. As such, the landlord expects yo… Read More
2020-03-30 12:00
Having car insurance means you are both cautious and prepared for the unknown, and you are also law-abiding or both because it is a requirement of the law. Thus, as a car owner, you have to… Read More
2020-03-20 01:31
At Tatum Insurance LLC, we are an independent agency representing multiple carriers. We work for you, not the service providers. With us, you are spoilt for choice because we have multiple c… Read More
2020-03-20 01:01
Tatum Insurance LLC is an independent insurance agency based in Scottsdale, Arizona. We sell a variety of insurance policies from multiple service providers. At Tatum Insurance, our team of… Read More
2018-08-09 02:04
Buying a car can be a daunting experience to you especially if you are a first-time buyer. It does not matter if you are buying a new or used vehicle, purchasing a car may be a bit challengi… Read More
2018-08-09 01:56
Having a teenage driver is a nerve wracking experience. Your teen lacks practical experience behind the wheel and insurers are aware of this fact. As your teens are new drivers, how much doe… Read More
2018-08-09 01:49
When you are searching for the cheapest rental insurance, it is essential to request quotes from many different insurers. Numerous insurers offer highly competitive rates accompanied with ex… Read More
2018-05-03 15:01
Renters insurance is in its simplest form coverage for tenants and their property when an unexpected loss occurs. Similar to other insurance policies, renters insurance protects yo… Read More
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