Well, it’s here again. That day of the year that people find so abysmal… so depressing… so deplorable that they just can’t get out of bed to face it. No, no! NOT tax time… that ugly S.O.B. is still lurking in the shadows. I’m talking about Valentine’s Day. I recently read an article that labels January 24 as the “worst day of the year.” It seems that is the day that folks are the