Is there any Instant life Insurance I can buy? Yes, there are instant-issue life insurance policies available from several life insurers over the internet that offer same day coverage for healthy individuals who qualify for coverage. Some insurers offering instant plans include Haven Life, Sagicor, AAA, ANICO and Globe Life, among others. With instant issue plans you can request a free price quote, apply completely online, and begin your life insurance immediately upon approval, which may take between 10 minutes to 48 hours, depending on the insurer. Once approved, you select a payment method, make the first month's premium payment, and start your life insurance coverage right away.