If you're looking to Purchase a life Insurance policy online and you live in America, you have several choices available to you. Some of the leading carriers in the USA now offer life insurance online, including Prudential, MetLife and United of Omaha, among others. There are several types of plans available online, but the policies available to be purchased with quick approval are usually simplified issue term life insurance plans. The insurer offering the largest amount of term life insurance with instant issue coverage is Haven Life, which is backed by MassMutual, an A++ rated life insurance company. Haven Life offers up to $1,000,000 (or more) of term life insurance you may purchase online if you are healthy and qualify for coverage.