Here are my current financial assets as of the Market close on February 12th, 2018:
| Asset | Jan 2018 |
Feb 2018 |
Change |
| Checking | 404 | 576 | 172 |
| Money Market | 79,939 | 61,208 | -18,731 |
| Savings Bonds | 137,823 | 148,086 | 10,263 |
| Treasury Bills | 0 | 0 | 0 |
| CDs | 42,019 | 42,137 | 118 |
| Brokerage | 159,943 | 156,823 | -3,120 |
| 401k | 173,848 | 166,226 | -7,622 |
| Roth IRA | 150,431 | 144,552 | -5,879 |
| SEP IRA | 742,200 | 713,238 | -28,962 |
| 529 Savings | 173,166 | 171,017 | -2,149 |
| |
|
|
|
| Total Assets | $1,659,773 | $1,603,863 | -$55,910 |
| |
|
-3.37% |
A bit of reality finally set in and the S&P 500 actually went down since the last update (the first time since October 2016!), falling 4.03% during that time:
(chart courtesy of nasdaq.com)
On the jobs front, the unemployment rate for January remained flat for the fourth month in a row at 4.1%, with a strong 200,000 jobs created. The stock market has been a bit volatile of late, with worries that the strong job market and the tax cut passed last year could start to drive inflation and rising interest rates. Oil prices fell a bit to the $59 level (down from $63).
On the financial front, my only move of note was to max out my 2018 I Bond purchase in late January. I'm also due to make my final 2017 Sep Ira contribution before my S Corp tax returns are due next month. One cool milestone is that my oldest child had a part time job in 2018 and will be able to make a modest 2017 Roth Ira contribution. He's looking at 40+ years of tax-free compound interest when all is said and done.
As for the non-financial, the next piece of the puzzle is finishing up 2017 business and personal tax returns and waiting for the warmer weather to arrive.
