I know many of the BAD readers would say it’s time, or even way past time. But as I committed to #nospendjanuary like never before yesterday, I went over the forecasted spending for the next four months with a fine tooth comb.

The Chopping Block

I am committed to cutting any “fat” out of my budget, both personal and professional. And 3 2 things immediately ended up on the chopping block.

• Netflix is gone again. I renewed it sometime this fall and it was included in our Entertainment line item of our budget at $11 a month. It is no more. We don’t have cable or Hulu, but we do have high speed internet. So we are now to Amazon Prime for “TV” type entertainment now.
• Skype minute subscription is gone. This is a business expense. I pay for a Skype number for my business and this fall I did need to use that line to make phone calls and receive phone calls. But at this time, I do not need it. It was $9 per quarter for unlimited minutes. It is gone effective immediately. I still have my number as it is an annual cost, and I can use it via the web, just can’t have the calls forwarded to my cell phone or call landlines from it now.
• Adobe Creative Cloud was almost gone. This is a business expense. I have used Adobe for years and years and I love their tools. But at $20 per month for the subscription to the software I needed, I decided I could cut it and make due with other software. But when I logged on to cancel it, found out that because of my “deal” I would incur a early termination fee. Have decided to hold off for now, but may revisit this in the future.

I am still looking for other costs I can cut. They will most likely be from the Business side since our personal budget is pretty lean and tight based on past spending and predicted needs. But even freeing up this $20 this month, $60 over the next quarter feels like a baby step in the right direction.

I do really like the idea of being debt free in 2021!

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