Are your dicey behind the wheels? Be alert!! The automotive insurance companies are sieving out the chancy drivers who have been convicted for rash driving, driving after under the influence of alcohol or being involved in numerous car crashes. Drivers found guilty for these felonies will automatically fall under the “high risk” category and will have their car insurance premiums sky-scraping or even looses their insurance coverage.
Preventions
The past cannot be undone, but you can at least lower the chances of being totally uninsured or burdened by a soaring premium rates.
1. Visit your state department of motor vehicles to know about your driving record and the violations that are listed under your name. Clear the fines if any that have been thronged upon you for undisciplined driving.
2. Drive safe. Obey the traffic rules and driving when you are drunk is an absolute NO! NO!
3. Have a simple ride. Owners of expensive and speedy cars are reputed to have undisciplined owners behind the steering and hence are always monitored by the hawk eyed auto insurance providers.
4. Take a safe driving course to refresh your driving skills. This can make you eligible the discounts offers by the insurance companies.
5. Shop around and get free car insurance quotes form companies that offer coverage to high risk drivers.