Lots of people have questions about how the Health Care Reform bill has impacted the Seniors and the Medicare Advantage Plans. The new plans are being rolled out very soon and you should schedule an appointment with an agent or attend a seminar to make sure you understand the changes and how they may impact your health benefits. Don't forget that the Annual enrollment starts Nov. 15th and will end December 31st and there will be no open enrollment this year. So you must have your plan in place by the end of the year. NO CHANGES after December 31st.