Home Equity Line of Credit rates as of February 06, 2018. The introductory rate of 2.49% APR applies for the first 12 months. Following the introductory period, the APR may vary quarterly based on the then current Prime Rate, as published in the Wall Street Journal (currently 4.50% APR), plus a margin of 0%. Good for new accounts only. Rates advertised are based on a maximum Loan-To-Value (LTV) of 80%. Loans with an LTV between 80.01% and 89.99% are also available at different rates and terms.

Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single family residences or owner occupied condominiums located in MD, DE, PA, VA, FL and NJ. Subject to credit approval. Offer may be changed or withdrawn at any time.

Rates and paid closing costs options based on a maximum Loan to Value (LTV) less than or equal to 85%. APGFCU will pay the closing costs on Fixed Home Equity Loans, up to a maximum of $1,200. Members may be required to pay appraisal costs when LTV exceeds 80%. If you pay off your Home Equity Loan within three (3) years, we will add any closing costs we paid on your behalf to the outstanding balance.

Adequate property insurance is required, and if applicable, flood insurance will be required. This offer is available only on primary and secondary single family residences or owner occupied condominiums located in MD, DE, PA, VA, FL, and NJ. Subject to credit approval.

You've built some great equity in your home

- So now put it to work. With Tower's Home Equity Loan, you can pay for what you need, whether it be a renovation, college tuition, or any other large expense you may have coming up. Home Equity Loans are paid out in one lump sum and are available with adjustable or fixed rates
- And flexible terms. Available in all states except Texas. Other restrictions may apply. * Closing costs paid by Tower on member's behalf must be repaid if you close the line of credit within the first 24 months. For loan amounts up to $250,000, closing costs typically range between $500 and $3,000. Closing costs depend on property location, property type and loan amount. See additional disclosures.

Tower's Home Equity Line of Credit, or HELOC, lets you conveniently take advantage of the equity you've built in your home. Take money out in smaller chunks, rather than a big pay out, and use it for anything like repairs, renovations, or college tuition. And the best part, you only pay back what you use, when you use it.

Tap into the value of your home

- And make it work for you. Tower's Home Equity Loans can help you renovate your home, make repairs, go on a dream vacation, consolidate debt
- And more!  Your security is our first priority, so we offer an online application process that is fast, easy, safe.

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Rate based on Prime Lending Rate as published in the Wall St. Journal. Maximum 18% APR. Other terms and rates available. Some conditions apply. Offer good in MD, DE, PA, VA, FL, and NJ only. Subject to change without notice.

Available in all states except Texas. Other restrictions may apply. * Tower pays your closing costs as long as you retain the loan for 24 months or more.

Our Home Equity Line of Credit is available to you anytime.  Conveniently access your money through Online Banking, through your Tower Check Card, with HELOC checks, or at any branch.