Halloween is just around the corner! The upcoming festivities have customers and business owners all excited. For most people, Halloween is that one night when they can dress up and watch the whole community celebrate together. For Businesses, the weeks leading up to it could be one of the busiest times of the year. Revenue for some businesses gets a spike during this time. However, these businesses can only join in on the festivities if they have the working Capital for it.   Here working Capital Solutions that businesses can get approved for on short notice: Merchant Cash Advance - This working capital solution is an advance taken from your future revenues, specifically your credit card sales. One of the easiest and quickest financing to avail because the approval can come in as early as 48 hours. You can get approved even if you have a bad credit score, as long as you have monthly revenues. All types of businesses can avail of an MCA. It’s one of the most accessible working capital solutions out there.   Short-term loans - These are loans that have a maturation period of 3 months to a year. These loans can take a week to process. Access to funds can come in as soon as the next business day. You can use this for your marketing efforts and for stocking up your shelves. Short-term loans can also be applied for by any type of business. There are two types, secured and unsecured. Businesses with bad credit score can get approved for a secured short-term loan.   Business Line of Credit - All stores should have a business line of credit. It functions as a credit card. What makes it unique as a working capital solution is that unlike other options you only pay for the amount that you used up and its interest. You can also choose to renew it. The approval process for this might take longer than MCAs and Short-term loans. We suggest you apply in advance because you can use it anytime you lack funds.   Merchants can also apply for other working capital solutions to restock their inventory, hire personnel or purchase equipment. Equipment Financing, Factoring, Purchase Order Financing, Invoice Financing, and Long-term business loans can be used for these purposes. However, these financing options will take a little longer to process. Many businesses are active during Halloween, but the following mentioned below are the most in-demand. Retail Stores - Retailers are busy anytime there is a holiday. Festive moods encourage people to shop! Establishments offer specials and limited edition items specific for Halloween. Some even join in the trick or treating. Being a part of the festivities will cost a little extra. Stocking up on new and themed items would take a chunk off your budget. Small and medium retailers depend much of their activities on their revenue. But, not having enough liquid assets shouldn’t be a problem. Decor/Party Supplies -  Decor/Party Supply stores never run out of business! It’s just a bit tricky because you need to keep up with the latest trends and gimmicks. These stores are busiest during Halloween and Christmas when communities like to go all out in their decorations. Unsold stocks from the previous year will not be enough and too outdated for this year. If you ran out of stocks last year, then you need to expand your shelves this year. Landscaping and Lawn Services - Competitions for the best (and scariest) lawns are very common for Halloween! Now is the right time to get new machinery or hire additional employees. Customers will need help decorating and landscaping their lawns and would hire you to take it down a week later. Impress them with exceptional employees and new machinery so they would hire you again for the Christmas Holidays! Bakeries and Candy Shops - It’s definitely not Halloween without cakes and candies! This is one of the busiest times of the year. Stock up on your baking ingredients because you’ll be working non-stop filling in those orders. Grab the opportunity to increase your revenue! Maybe hire additional hands just for the holidays. It’s also the right time to upgrade your oven or to add more units. If you belong to any of these businesses, you can apply for short-term working capital solutions to increase your sales revenue. WeCompete Lenders offers all these short-term and long-term working capital solutions. Check if you qualify for one here. It won’t affect your credit score! Know more about how we can help you by calling us at +1 (844) 516-0633 or message us at [email protected].