Top ways to make money online and offline

1. No-risk matched betting

   Hands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It's completely legal, risk free, tax free, and anyone can do it.
   It works by taking advantage of free bets regularly offered by betting sites through 'matching' them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome).
   This leaves you being able to squeeze out the free bet, which can be as much as £200! Multiply this by how many betting sites there are and you can quite easily come away with a profit of a few hundred pounds.
   Owen walks you through how to make your first £15 profit (using a real life example) in this gem of a guide to matched betting. If you know of any better way to make £30/hr sitting at home, please let us know!

2. Online surveys

   Credit: Julio Marquez – Flickr.com
   An increasingly popular way for students to make money is to fill out online surveys in their spare time. Research companies are always recruiting new members to answer surveys and test new products.
   For a few minutes of form filling, you can make a couple of quid which is paid as Cash or rewards. You can bag up to £3 ($5) for some surveys!
   A few good ones to try are: Toluna, Vivatic, MySurvey, Valued Opinions, IPSOS, Global Test Market, The Opinion Panel, Crowdology, YouGov, Pinecone, OnePoll, SurveyBods, PopulusLive, Hiving, PanelBase, MintVine, Opinion Outpost, Harris Poll, Mind Mover, New Vista, iPoll.
   Also sign up for Swagbucks which rewards you for surveys as well as simply surfing the web, watching videos and playing games.
   Update: See our new full guide to the best paid online surveys!

3. Paid for searching the web

   Interested in earning cash for doing what you already do online? This has to be one of the easiest methods of making money online without really any effort or change in your behavior.
   This innovative idea by Qmee.com rewards you for searching in Google, Bing or Yahoo. You just install a simple add-on to your browser and when you conduct a search there may be a few sponsored results alongside your normal search.
   Each Qmee result has a cash reward attached – if you are interested in it simply click on it and collect your reward.
   The best thing is there is no minimum to cashout – our first one was just 72p wired to our Paypal account. You also have the option to donate it to charity.
   Sign up now for free and start earning from your own searches! Click here to start.

4. Online market trading

   The historically hard-to-break world of investing in stock markets and currencies has been cracked wide open. Today there is no need to be a fat cat or fund the yachts of Wolf of Wall Street style stock brokers. You can do it all yourself with the help of online market trading platforms.
   Having spent many hours researching this new opportunity, I've been experimenting with the two biggest platforms: Plus500 and eToro.com.
   Both offer free practice accounts, and Plus500 also give you a free £20 (without depositing, terms apply) for their CFD service which is worth taking up. Overall I prefer eToro with over 4.5 million users worldwide. It was recently featured in the BBC 2 documentary "Traders: Millions by the Minute" and the Financial Times.
   One of the best things on eToro is the CopyTrader feature. This lets you literally see, follow and copy the investments of other top performing traders.
   Follow George's complete guide to trading on eToro to learn more. I think $200 is a good amount to get the most out of the learning curve by trying out a few different markets. If nothing else you'll learn a great deal about various investments and industries.
   Disclaimer: CFD trading can be volatile and you can lose your entire capital, so don't throw your life savings into it! Trading CFDs may not be suitable for you. Please ensure you fully understand the risks involved.

5. Start your own website

   Interested in generating passive income? You need a website. It's THE way to make money while you sleep.
   Starting a website with Bluehost takes less than 20 minutes, costs hardly anything and can be done by an 82 year-old. It only takes a bit of plugging on social media to get your first visitors, and there are plenty of ways to monetise your site.
   Save the Student is just one example of a successful website, started at university by Owen Burek in his first year, which has since grown into a full-time and sizable enterprise.
   Read Owen's step-by-step guide on how to start a website in 20 minutes. It's really one of the best assets you can have.

6. Review websites & apps for cash

   Well it seems like you're pretty nifty with a web browser, so perhaps it's time to turn pro and browse websites as a paid and fun job!
   Introducing UserTesting.com – a new platform that pays everyday people to review all kinds of websites. Each review takes around 20 minutes and bags you $10 (£6.50) via Paypal.
   Simply sign up here, complete a test review and look forward to receiving websites in your inbox.

7. The 'Disney Vault' secret

   To keep demand high across generations, Disney Studios carefully restrict the supply of some home release classics. They are locked away in the 'vault' for 8-10 years before being released for a short unspecified time.
   Buy them in this window at normal retail price and you can turn a nice profit when they go off sale for another decade or so.
   For example, in 2011 you could buy Beauty and the Beast on Blu-ray 3D for just £24.99. In just a couple of years it was on Amazon for a staggering £74.99!Importantly, not all Disney releases are subject to the vault and only the true classics will maintain such demand.
   Right now there are just 2 titles out of the vault which I would recommend snapping up. They are Bambi Diamond Edition Blu-ray and The Lion King Diamond Edition Blu-ray.

8. 'Get Paid To' sites

   Similar to making money from online surveys, GPT sites reward you in cash and vouchers for completing various offers or activities online.
   The most popular sites today are Toluna, Swagbucks and InboxPounds.
   Exciting update! We'll soon be launching our own GPT service for our readers. Invites will be limited, please join our mailing list if you're interested in hearing once it's live:
   

9. Become a delivery rider or driver

   Got a bicycle, motorbike or car? What about a Smartphone? That's all you need to make some extra money by delivering food or people whenever you've got some spare time.
   Sign up as an Uber Driver and you can also apply to deliver with Uber Eats who are always on the hunt for new riders. They allow you total flexibility to work when you want, delivering food from restaurants to the customers' door. You can make around £15 an hour.
   Double-up your opportunities by directly contacting local takeaways and bigger chains like Dominos to see if they have any delivery jobs going.

10. Write and publish a Kindle eBook

    If students are good at anything, it's researching and writing. With the Amazon Kindle store, anyone can publish an eBook and make money.
    And the Kindle app is now available on almost any device (laptops, iPads, smartphones and yes, Kindles) so your global market is huge!
    List your book for £1.49 – £6.99 and you earn 70% of the sale. Considering Amazon is the ultimate selling machine (and remember people are looking to spend), that is a fantastic deal.
    The key to success with eBooks is to create value, and write non-fiction. Simply bundling information you have researched and complied on a common problem (eg. 'secrets' to finding a job) and then presenting it in an easy to digest format (an eBook) justifies someone spending a few quid on it.
    Another big tip is to have a great cover designed so it stands out, and once your book is live on the Kindle store it's really important to get some reviews so it shows up higher in results. Encourage readers to leave an honest review at the end of your book.
    The best thing about this lucrative idea is that once you've invested the time (say 20 hours), you'll earn a passive income for years to come! For a step-by-step guide to publishing and earning with eBooks, see "How to write a nonfiction eBook in 21 days".

11. Affiliate marketing

    If you've got a good presence on social media or perhaps you even have a blog or website, you can start bringing in money immediately by promoting all sorts of companies, products, services and offers online.
    Sign up as a publisher on the Awin network, check their offers blog or browse the merchant listings to find something you think your friends would be interested in, grab your affiliate link and share it. If someone buys (can be within up to 90 days) using your link you'll make a nice commission.
    To take it a step further, set up a website (read our guide) or a topical Facebook page and invite all your friends to join it and post your affiliate offers on there.

12. Mobile phone recycling

    Credit: CannedTuna – Flickr.com
    See how much you can get for your old mobile phone using our in-house mobile phone price comparison tool! Maybe ask your parents if they have any lying around too.
    You can get some good money and help the environment by recycling mobile phones with certain companies listed on the comparison tool. But be aware: you won't always get the quoted cash since it depends on 'condition'. We recommend Mobile Cash Mate for the fairest and highest payouts in most cases (they sent us a £203 cheque for an iPhone 5).

13. Become a 'Clickworker'

    The Clickworker.com concept is based on 'internet crowd-sourcing' where businesses advertise specific, scalable tasks they need completing quickly. And for us, it's an easy way to make fast cash from our couch.
    There are a variety of tasks, but most commonly they involve mindless data entry, web research or form filling. You are rewarded and paid in cash (via Paypal) for the work you do, and you can choose for what and when you work. Give it a go. [If you're US based, also try Amazon's 'Mechanical Turk'].

14. Claim tax back

    Many students work part-time or during the summer months, and others will be on placements or paid internships. More often than not, if you are a student working during the year, you will be overpaying income tax.
    Why? Simply because few students reach the personal tax-free income allowance each year but are put on an emergency basic tax-code by their employers meaning tax is being paid when it shouldn't be.
    To learn more and calculate how much tax back you might be due, see our guide on student tax refunds.

15. Get cashback when shopping

    
    

    I earned this much in 2 years
    This is not only a way to make money but also to save money as a student. If you look at it in a different way then you are making money with every purchase you would have made anyway, whether it be 10% or 0.5% cashback.
    There are a number of cashback sites out there which pay you the commission they otherwise would have earned.
    We recommend signing up with Top Cashback, Quidco.com and Swagbucks which are free and offer the best selection of retailers and exclusives.

16. A part-time job

    A part-time job is the obvious first choice, opted for by most students looking to supplement their student loan. It provides a pretty steady flow of income and can enable you to gain valuable work experience.
    However, depending on where you live, jobs are not always easy to find. Check local classifieds, our student job search, student job websitesand your university careers service for vacancies.
    It's also worth signing up with the Graduate Recruitment Bureau, a free service which will match you with both part-time jobs or graduate opportunities.
    Read our guide to finding a part-time job whilst studying for more tips.

17. Gigs on Fiverr