Welcome to Debt Club!
The 1st rule of Debt Club is: 'You must talk about Debt Club'!
We've developed Debt Club
an open access web & cloud resource with no membership requirement, & it's completely free. It's objective is to provide friends, family, partners, colleagues & neighbours a toolkit to help people they may know that are struggling with debt problems. We've developed some helpful fact sheets and the 10 Rules of Debt Club to create an easy access,
& downloadable toolkit.Don't worry, you don't need to have been in debt, or even need to be a debt expert to help. The aim of the toolkit is to help you recognise tell-tale signs of people with problem debt, & take a sensitive, but proactive approach to helping them.
Background
In 2016, on the UK indebted population. Their study showed that 1 in 6 adults in the UK was at risk of crisis debt, yet only 20% seek help. In July 2017, the Money Advice Service issued a press release to encourage friends and family to look out for signs and symptoms of debt. We thought this was a great campaign & wanted to build on the concept by creating a Debt Club toolkit that anyone can access.
The Debt Club Toolkit
1. You must talk about Debt Club! 10 Rules of Debt Club
2. You must talk about Debt Club (Debt is not a dirty word!).
3. Make yourself familiar with the .
4. Be non-judgemental. You may be the 1st person they've opened up to, make it a positive experience.
5. to confirm that Debt is the problem.
6. Make yourself familiar with; lots of people struggle with crisis Debt.
7. Don't ask too much detail, this can be off-putting, & don't offer any financial help until you've read our Fact Sheet 5 - Helping someone in Debt.
8. that they can always get confidential, non-judgemental free debt advice, & there's always a way out of problem debt.
9. Are you ready for Debt Club? Take the quiz!
10. When you're ready for Debt Club, & you know that debt is the problem, send them our invitation!
Meaningful Innovation for people in crisis debt
Our debt clients had long been telling us that they want to spread the word about how they've been helped, but often they didn't know how to bring the subject up. We knew it was time to pull something together, & therefore had a look at what was already out there.
We loved the Money Advice Service campaign, but knew from our clients that it needed expanding to encourage friends & family effectively. We really hope you will support our latest innovation, & welcome any feedback, or ideas to add to the toolkit.
Quick links:
Debt Club Toolkit web page
Downloadable Debt Club Toolkit
Ready for Debt Club Quiz
Send us feedback
