Question:

Hi! I am planning to apply for a housing loan at Pag-ibig. Upon securing a certified true Copy of my property (as one of the requirements) at the Register of Deeds sometime July, 2011, I found out that there was an Annotation of an Adverse claim of one of my siblings. Adverse claim was filed 2004 yet and did not receive a copy of that claim.No case was filed in court. Just want to clear it up if there’s an expiration for this adverse claim.Please advise. Thank you!

Answer:

The annotation will be in the TCT forever .You have to check with RD on the proper steps to take in order that the annotation could be removed.

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