A Credit card is a necessary item in your wallet today. This tiny card is capable of wonders if you know how to swipe it wisely. It allows you to save money and get attractive offers on spends. It also helps you in keeping track of your expenses and break big transactions into small chunks. But how to get the best credit card? Citi bank and IndiaLends have come together to show you exactly that. There is a perfect credit card for each one of us, we just have to find it and make it ours. The analysis of your own lifestyle and expenses can give you a clear indication of which one is “the one” for you. To help you compare, we have shortlisted the best Citi credit card options-
Put Your Money Back In Your Wallet | Citi Cash Back Credit Card
The Citi Cashback credit card can be a good first credit card for anyone. It is a card that is beneficial for your overall expenses. If you want to build or improve your credit score, you can definitely go for this Citi credit card. With overall benefits, this Citi credit card is one that you can use in your day to day payments.
Here is a snapshot of the benefits of this card-
| Entertainment | 5% cash back on movie ticket purchases |
| Utility | 5% cashback on utility bill payments through Citibank Online Bill Pay service |
| Dining | Up to 15% off on partner restaurants |
| Shopping | EMI privileges each time you shop |
| Other Cashback Credit Cards: Best Cashback Credit Cards of 2018 |
Get Rewarded Each Time You Spend | Citi Rewards Credit Card
You can spend money wisely, all you want. Getting rewards on each expenditure and redeeming those reward points on further expenses is always better. The Citi Rewards credit card provides you with a unique way of saving money. Every time you shop, you will awarded reward points based on the amount that you have spent. These rewards points can prove to be beneficial for future spends where you can redeem them and get discounts.
This Citi credit card brings a lot of things to the table. Take a look-
| Welcome Bonus | Up to 1,500 bonus points on your first spend. |
| Rewards | 10X Reward Points on every swipe and 300 bonus points on card spends of Rs.30,000+ in a month. |
| Entertainment and Shopping | Instant redemption against movie tickets, travel bookings, mobile services and more |
| Dining | Up to 15% savings across participating restaurants |
| Other Rewards Credit Cards: Best Rewards Credit Cards of 2018 |
Travel Without The Money Woes | Citi Premier Miles Credit Card
This Citi credit card is ideal for those who claim that their bloodstream is made up of Wanderlust. You can earn Miles every time you take a flight and redeem them on future flight and hotel booking. So basically you are utilising one trip to pay for your next one.
Here are all the benefits that this credit card encompasses-
| Travel | Earn and redeem Miles on flight and hotel bookings |
| Insurance | Get a complimentary Air Accident Insurance coverage up to Rs.1 crore |
| Utility | complimentary access at key airport lounges across India |
| Dining | Up to 15% savings across participating restaurants |
| Other Travel Credit Cards: Best Travel Credit Cards of 2018 |
Run Your Wheels Without Spending A Dime | Indianoil Citi Platinum
Fact: Petrol prices are always on the rise.
Another Fact: With this Citi credit card, you wouldn’t worry about it.
This credit card lets you buy free fuel. Even though this sounds too good to be true, you have to believe us when we say that you can get up to 71 liters of free fuel when you redeem your Turbo Points, Turbo points are very easy to earn, whenever you use your card on an IOC outlet, you have an opportunity to earn Turbo Points.
The basic features of this Citi Credit Card include-
| Welcome Bonus | Rs.250 worth of activation benefits |
| Fuel | 1% fuel surcharge waiver, Turbo Points on spends on fuel which can be redeemed against free fuel. |
| Dining | Up to 15% savings across participating restaurants |
A Snapshot of All Citi Credit Cards
| Citi Credit Card | Joining Fee | Annual Fee | Benefits |
| Citi Cash Back | ₹500 | ₹500 |
5% cashback on movie ticket purchases 5% cashback on utility bill payments through Citibank Online Bill Pay service Up to 15% off on dining EMI privileges on shopping |
| Citi Rewards | None | ₹1000 |
Get up to 1,500 bonus points on your first spend. Earn up to 10X Reward Points for every swipe at apparel and department stores and select partners. 300 bonus points on card spend of Rs.30,000+ in a month. Instant redemption against movie tickets, travel bookings and mobile services Up to 15% savings across participating restaurants |
| Citi Premier Miles | ₹3000 | ₹3000 |
Earn and redeem Miles on flight and hotel bookings Get a complimentary Air Accident Insurance coverage up to Rs.1 crore complimentary access at key airport lounges across India Up to 15% savings across participating restaurants |
| Indianoil Citi Platinum | None | ₹1000 |
Rs.250 worth of activation benefits Complete waiver of 1% fuel surcharge at authorized IndianOil outlets. 4 Turbo Points on Rs.150 spent on fuel at authorized IndianOil outlets. Get up to 71 liters of fuel annually by redeeming your turbo points for fuel. Up to 15% savings across participating restaurants |
Steps to Apply For A Citi Credit Card
- Log on to the IndiaLends Website
- Select the card you wish to avail.
- Fill in a quick registration form
- Sit back and relax while we get your card.
| Or Simply Click Here To Get A Citi Credit Card |
Now that you know everything about Citi credit cards, you are well equipped to begin your journey in the world of credit cards. We hope that we have covered all your doubts but in case you have any questions, do let us know in the comments below. Until next time!
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