2024-02-21 18:22
Having the right healthcare coverage is essential for accessing quality medical services. As the healthcare industry continues to evolve, different types of health plans have emerged to cate… Read More
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Small Business Employee Benefits And Hr Blog
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Latest trends on employee health benefits and HR for small businesses
2024-02-21 15:30
If you’re in the U.S., you’ve probably scheduled a video call with your doctor at some point rather than visiting their office in person. This practice is known as a “telem… Read More
2024-02-14 16:15
Have you ever heard the term deductible when it comes to health insurance but aren’t quite sure what it means? Understanding the concept of a deductible is crucial for effectively mana… Read More
2024-02-14 15:53
With the cost of medical care rising nationwide, employers want budget-friendly health benefits more than ever. To provide you with a more accurate quote, many insurance companies and broker… Read More
2024-02-14 15:36
To effectively navigate the complex world of tax filing, it's important to have a comprehensive understanding of the various forms and requirements the IRS requires you to complete based on… Read More
2022-06-14 14:10
Workplace stress is taking its toll on workers and organizations alike, placing a burden on employers to do more to care for their employees.
According to a study conducted by the Uni… Read More
2022-06-09 14:12
Creating a compelling job description is critical for helping you attract the best talent. Your job description is usually the first contact a potential candidate makes with your organ… Read More
2022-06-08 14:55
American Indians and Alaska Natives face many healthcare inequalities from other Americans, such as high uninsured rates and barriers to finding proper care, which can lead to a poor o… Read More
2022-06-08 14:20
With a tight labor market caused by a record number of resignations and job openings, employers need to go above and beyond to attract and retain top talent.
Offering competitive empl… Read More
2022-06-07 14:58
Thanks to the Great Resignation, the labor market is currently in a state of stiff competition. Organizations are looking to fill vacant positions and grow, but there are more open pos… Read More
2022-06-01 15:31
Whether you're enrolling in an individual health plan for the first time or looking to switch your current benefit, choosing an individual health insurance policy on your own can be di… Read More
2022-06-01 14:12
As an employer, it’s crucial to provide benefits to your employees and show your appreciation for their hard work. After all, improving your employees’ experience and job s… Read More
2022-05-27 15:53
With more companies going fully remote and a growing demand from employees for more flexible work schedules, it’s a critical time for HR professionals to adapt to the new environ… Read More
2022-05-26 14:23
As a local veterinary clinic, it can be challenging to attract and retain employees in a tight labor market. Providing employee benefits to your staff is an excellent way to improve re… Read More
2022-05-25 14:12
Being a health insurance broker involves juggling many important tasks on behalf of your client. One of these crucial tasks is ensuring your client complies with state and federal regu… Read More
2022-05-25 13:57
With the number of job openings at its highest level in U.S. history amid a nationwide labor shortage, employers are looking for ways to get an edge over their competitors. Many organi… Read More
2022-05-23 15:19
Health benefits have traditionally been seen as one-size-fits-all, but nowadays, employees expect customization and flexibility. That mindset gave way to the popularity of the health r… Read More
2022-05-18 15:19
Having access to employee benefits like health insurance isn’t always guaranteed for part-time employees. According to the Bureau of Labor Statistics, only 23% of employees with… Read More
2022-05-18 14:18
With an increasingly tight job market, employers are looking for new ways to attract and retain employees. While more traditional benefits like group health insurance and retirement pl… Read More
2022-05-16 21:43
A health savings account (HSA) is a tax-advantaged medical savings account a family or individual can use to pay for qualified medical expenses. HSAs are paired with a high-deductible… Read More
2022-05-13 14:37
When you think about what keeps the U.S. economy moving forward, you might first think of the big corporations and their multibillion-dollar efforts in business. However, in reality, s… Read More
2022-05-11 15:25
Health insurance can be confusing and challenging for both employers and employees. If you feel stuck in your current health plan, you may be asking yourself, “Can I change my he… Read More
2022-05-11 13:58
Providing your employees with a comprehensive employee benefits package is essential for attracting and retaining workers. With a tight labor market, organizations have to go the extra… Read More
2022-05-09 15:21
The budget-friendly qualified small employer health reimbursement arrangement (QSEHRA) has made offering health benefits possible for small employers. A QSEHRA is a formal health benef… Read More
2022-05-06 15:42
As a certified public account (CPA), your role is important for business owners. In addition to handling your client’s payroll and tax responsibilities, keeping up to date with n… Read More
2022-05-05 14:16
Many Americans aren’t taught financial literacy or planning in school. This has led to an increase in financial illiteracy across the country.
According to Standard Poor’s… Read More
2022-05-04 15:40
As a household employer, providing your nanny or caregiver with competitive wages and a robust benefits package is essential. While not required, employee benefits show that you consid… Read More
2022-04-27 14:40
Health reimbursement arrangements (HRA) have gained traction with employers across the country because they’re flexible, easy to implement, and customizable. But the key to an… Read More
2022-04-27 14:33
When it comes to attracting and retaining employees, offering a competitive salary sometimes isn’t enough. Employees increasingly desire added benefits and perks thanks to a t… Read More
2022-04-25 15:55
Healthcare in the United States affects all Americans, which makes it a top priority throughout the country. According to a Gallup poll, only 44% of Americans had great confidence i… Read More
2022-04-22 14:33
As a broker, it’s essential to familiarize yourself with various health benefit options before recommending one to your client. Among those benefit options is the increasingly… Read More
2022-04-21 14:12
In recent years many organizations have shifted from offering traditional employee benefits to a new model: personalized benefits. This new model allows organizations of all sizes t… Read More
2022-04-20 14:32
As a health insurance broker or agent, growing your book of business is a priority. While standard methods like upselling, networking, and advertising are the traditional path to a… Read More
2022-04-20 14:13
Taking care of your employees by offering comprehensive and inclusive employee benefits is now more important than ever. That’s because benefits are one of the best ways to im… Read More
2022-04-19 14:06
The average person spends one-fourth of their life at work. With much of our time unfolding in the workplace, it can be hard for some workers to create a healthy work-life balance… Read More
2022-04-15 14:16
Offering employee benefits is an effective tool for recruiting and retaining talent for many organizations. However, every employer offering benefits has to deal with the ins and ou… Read More
2022-04-13 15:22
Medical debt in the U.S. has reached $140 billion and is now the greatest source of debt for Americans. One reason medical debt has increased is surprise billing.
Surprise medical… Read More
2022-04-13 13:58
There are many options to choose from when it comes to offering a health benefit to your employees. While some options are immediately recognizable, such as traditional group health… Read More
2022-04-11 14:41
In addition to advising their clients on financial matters, certified public accountants (CPAs) and tax professionals are tasked with explaining the details of the health insurance… Read More
2022-04-11 14:17
Given the rising cost of employer-sponsored group health insurance plans, more employers look to health reimbursement arrangements (HRAs) and health stipends as affordable health be… Read More
2022-04-06 15:22
Healthcare in the United States can be very expensive. Without insurance, Healthcare.gov estimates an accident leading to a broken leg can cost up to $7,500 to fix, and an average t… Read More
2022-04-06 14:18
With the rise of freelance and contract workers in the U.S., employers are grappling with how to integrate these contract workers within their organizations effectively.
One of the… Read More
2022-04-05 14:19
With all of the different responsibilities of a human resources department, it can be easy for some organizations to make HR mistakes without realizing it. Errors involving human re… Read More
2022-04-04 15:04
There’s no doubt that the insurance industry is tricky to navigate. That’s why insurance brokers are critical in helping consumers pick and choose plans that are right f… Read More
2022-03-31 14:04
Each year, the federal government releases an updated federal poverty guidelines chart. This helps you understand if your household income qualifies you for several types of federal… Read More
2022-03-30 14:48
In the face of growing healthcare costs, many employers have struggled to stay afloat. To offset the staggering expenses associated with traditional group health plans, some compani… Read More
2022-03-30 13:57
With Generation Z entering the workforce in record numbers, organizations are looking for the best ways to attract and hire younger workers.
According to the World Economic Forum… Read More
2022-03-28 14:41
When evaluating employee health insurance options, it’s easy to confuse different health plans with one another. Two commonly mixed-up health benefits are the health reimburse… Read More
2022-03-25 16:37
Given today’s tight labor market, quality compensation packages are becoming more crucial to an organization’s success. Strong employee benefits and perks keep workers h… Read More
2022-03-23 14:51
Recently, many employers have heavily invested resources into recruiting and retaining talent by providing benefits that make employees happy and healthy. According to a Glassdoor s… Read More
2022-03-23 14:09
When the COVID-19 pandemic forced businesses in the United States to move to remote work, most businesses didn’t have a remote work policy or procedures in place. Everyone lea… Read More
2022-03-17 16:02
Many employers are transitioning away from traditional group health insurance by offering more flexible health benefits such as a health reimbursement arrangement (HRA) or health… Read More
2022-03-16 15:05
To retain top talent in a competitive job market, companies must have solid employee benefits packages. Perks and compensation keep companies attractive and employees satisfied. Whi… Read More
2022-03-16 14:05
Recently, healthcare consumerism has emerged as a growing trend in the medical benefits industry. Individuals are becoming more involved in the health benefits process. But what exa… Read More
2022-03-14 14:46
Many organizations provide a health savings account (HSA) to their employees to offset rising healthcare costs. While HSAs are employee-owned accounts, many employers wonder if they… Read More
2022-03-11 17:46
The Affordable Care Act (ACA)’s employer mandate requires applicable large employers (ALEs) to provide health insurance for all full-time employees or face steep penalties fro… Read More
2022-03-09 15:11
As your company grows and hits a certain size, you may need to comply with more reporting requirements from the U.S. government. Depending on your number of employees, one of these… Read More
2022-03-09 15:10
In recent years, the gig economy—a labor market with workers who have short-term contracts or gig work as opposed to permanent jobs—has shown incredible growth in the Un… Read More
2022-03-07 16:11
A traditional group health plan can be difficult to manage with rising healthcare costs. If you’re offering a group health plan with a high deductible to save money, a special… Read More
2022-03-04 15:36
When researching cost-effective health benefit solutions for your organization, you’ve probably come across health reimbursement arrangements (HRAs) and high deductible health… Read More
2022-03-02 16:22
Millions of Americans have employer-sponsored health insurance and, as sad as it sounds, those benefits can often determine who can afford to start a family.
Luckily, as of 2… Read More
2022-03-02 15:06
In the midst of the Great Resignation, with employees leaving their jobs in mass numbers, it’s important to offer flexible benefits to keep your employees and attract new tale… Read More
2022-02-25 16:21
Organizations of all sizes are feeling the pressure of rising healthcare costs. And with deductibles increasing over 68.4% over the past ten years, it’s not surprising that in… Read More
2022-02-23 16:58
When it comes to supporting and retaining your employees, raises are a common way to acknowledge their hard work. But research shows there are better ways to reward your entire team… Read More
2022-02-23 16:41
Medical costs have risen dramatically in the U.S. over the past several decades. According to a recent study, the average American pays roughly $1,650 in out-of-pocket healthcare co… Read More
2022-02-18 16:49
If you’re starting a new business, chances are you’ve got a small number of employees doing the work of many. If you’re not careful, this can be a slippery slope t… Read More
2022-02-16 15:46
There are many factors to consider when it comes to selecting health insurance. One of the biggest factors is how high your out-of-pocket costs will be.
One option that appeals to… Read More
2022-02-14 16:37
With the cost of health insurance coverage on the rise and consumers seeing their once low deductibles grow sky high, many Americans have been forced to pay more for their healthcar… Read More
2022-02-11 16:24
If you’re offering a traditional group health insurance plan, employee mental health services may not be covered, especially if they’re looking for in-network services… Read More
2022-02-09 16:05
A health savings account (HSA) is an employee-owned account designed to set aside pre-tax money to pay for qualified medical expenses such as deductibles, copayments, coinsurance, a… Read More
2022-02-03 12:45
Since it first became available in 2017, the qualified small employer HRA (QSEHRA) has been offering small employers the unique opportunity to reimburse their employees, tax-free, f… Read More
2022-02-02 16:13
As healthcare costs continue to rise, some employers are struggling to support their employees’ needs while sticking to a reasonable budget. One solution is a health reimburse… Read More
2022-01-26 16:03
According to the Society for Human Resource Management, throughout 2021, an average of 3.9 million workers quit their jobs each month, and that number doesn’t seem to be slowi… Read More
2022-01-24 15:53
Due to rising health insurance costs, employers must search for ways to reduce their—as well as their employees’—costs, as much as possible.
Luckily, there are fl… Read More
2022-01-21 16:07
The Affordable Care Act’s (ACA) employer mandate relies heavily on calculating your full-time equivalent employees (FTEs). This is because understanding the number of FTEs you… Read More
2022-01-19 15:57
According to a survey conducted by the Employee Benefit Research Institute, a third of U.S. employees have seen an increase in their health costs in the last year. What’s more… Read More
2022-01-18 15:02
For many employers offering a group health insurance plan, adding a supplemental benefit in addition to the group plan can help offset your employees’ out-of-pocket costs. Thi… Read More
2022-01-14 15:14
For many small and medium sized businesses (SMBs), offering a traditional group health insurance plan is an expense they simply can’t afford. Luckily, there are other, more af… Read More
2022-01-12 15:58
As an employer considering a health benefit, you may be deciding between traditional group health insurance and a healthcare reimbursement plan, like a health reimbursement arrangem… Read More
2022-01-10 20:55
When you invest company dollars into your employees’ health benefits, it can be confusing and a little frustrating when you notice your employees aren’t fully utilizing… Read More
2022-01-07 16:17
Selecting the right type of health insurance plan for your organization is extremely important. To make matters trickier, there are different types of health policies designed for d… Read More
2022-01-05 15:55
A health reimbursement arrangement (HRA) is a great way for employers to offer a health benefit to their employees without the limitations of traditional group health insurance.
Wh… Read More
2021-12-29 16:00
Navigating the world of health insurance can be tricky, especially if you’ve found yourself with more than one health insurance plan to figure out. While most Americans only h… Read More
2021-12-27 17:06
Open enrollment is a popular time to switch up your health insurance, but it isn't the only time you can cancel your current policy Read More
2021-12-20 16:00
In recent years, increasing health insurance costs have become inevitable. Unfortunately for many nonprofit organizations, increased budgets aren’t as certain. Each year, nonp… Read More
2021-12-17 15:53
As a small business owner, you may be wondering, "Do I have to provide health insurance to my employees?" Under the Affordable Care Act (ACA), applicable large employers (ALEs) with… Read More
2021-12-16 15:51
One way small and mid-sized businesses can rein in their health insurance costs is by limiting who they offer the benefit to, such as only offering the benefit to full-time employee… Read More
2021-12-15 14:00
Health reimbursement arrangements (HRAs) are an excellent way to save on your healthcare expenses throughout the year, especially if yours is set up to reimburse not just insurance… Read More
2021-12-13 16:42
The Affordable Care Act’s (ACAs) employer mandate defines applicable large employers (ALEs) as companies with 50 or more full-time equivalent (FTE) employees. ALEs must offer… Read More
2021-12-10 16:13
For most people, open enrollment is that time of year when choosing health insurance is crucial. Whether you’re an employer looking for group plan options or an individual loo… Read More
2021-12-08 15:44
When it comes to offering benefits to your employees, it’s important to make sure that you’re tailoring your benefits to what your employees actually want and need. This… Read More
2021-12-06 16:57
At first glance, the terms “group health plan” and “group health insurance” seem the same. But in fact, they mean different things. Generally speaking, a gro… Read More
2021-12-03 16:32
Since its inception in 2010, the Affordable Care Act (ACA) was designed to extend health coverage to millions of uninsured Americans. It expanded Medicaid eligibility, created feder… Read More
2021-12-01 15:38
As a small or medium size business owner, it’s an exciting and rewarding experience to see your company grow and prosper, especially as you start hiring more employees to meet… Read More
2021-11-22 17:05
Whether you’re exploring cost-effective health plans for your organization or researching health reimbursement arrangements (HRAs) for the first time, a common question busine… Read More
2021-11-19 15:48
Healthcare sharing ministries are a healthcare alternative that have exploded since the Affordable Care Act (ACA) came into effect. Although they began in the 1990s, many people rem… Read More
2021-11-17 17:04
One of the unique benefits of offering a group coverage HRA (GCHRA) alongside your group health insurance plan is that it acts as a supplement to the group health plan Read More
2021-11-15 16:25
Choosing an S-corporation to form your business comes with several impressive tax advantages. You don’t pay corporate income tax, and your social security and Medicare taxes a… Read More
2021-11-12 16:30
How a group coverage HRA and an HSA compare
If you’re looking to supplement your organization’s group health insurance plan to help cover your employees’ out-of-p… Read More
2021-11-11 00:25
The qualified small employer health reimbursement arrangement (QSEHRA), also called the small business HRA, comes with annual contribution limits. In practical terms, that means sma… Read More
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