Top 20 A+ Rated Life Insurance Companies 2018 When shopping for life insurance it is imperative that you select a company that is financially strong.  There is no point in paying premiums to an insurer that may not be around in the future.  Fortunately A.M. Best provides an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.  A.M. Best is known as the industry standard for rating agencies in America. A.M. Best Rating Categories              Rating Chart  1. A++ A+ (Superior) (Superior)  2. A A- (Excellent) (Excellent)  3. B++ B+ B […]